Self-Funded In 15 Years

Managing Your Q4 Spending - Preventing Overspending and Enjoying a Debt-Free Holiday

Welcome to today’s episode, where we dive into practical tips for managing your holiday spending and avoiding the dreaded post-Christmas debt hangover. As the holiday season approaches, it’s easy to get swept up in the excitement, and before you know it, you’re overspending.

Join us as we share strategies to keep your finances on track so you can enjoy the season without financial stress.

Topics Covered Include:

1. UNDERSTANDING OVERSPENDING

• Discover the emotional triggers and social pressures that lead to holiday overspending.

• Learn how marketing and easy credit access can push us beyond our budgets.

2. YOUR FESTIVE SPENDING FRAMEWORK

• Tips on assessing your current finances and setting a realistic budget for the holidays.

• Breaking down holiday spending categories like gifts, decorations, food, and travel, and setting limits for each.

• How to avoid dipping into emergency savings and other financial reserves.

3. MONEY SAVING STRATEGIES

• The importance of planning your purchases to avoid overspending.

• Why Secret Santa or group gifts are great options for families and friend groups.

• The benefits of setting spending limits for gifts and communicating them with others.

• Ideas for DIY and personalised gifts that show thoughtfulness without the high cost.

4. CLEAR COMMUNICATION CREATES CHRISTMAS CHEER

• How to have honest conversations with family about budgets and gift expectations.

• Alternatives to expensive holiday traditions—new ways to make meaningful memories on a budget.

5. A GIFT FOR FUTURE YOU

• The number one way to ensure you stay on track to your future financial stability and freedom 

• How creating a holiday savings fund now can set you up for a less stressful Christmas next year.

Remember, a joyful holiday season doesn’t mean you need to overspend. By creating a thoughtful budget and sticking to it, you’ll feel more in control of your finances and ready to enter the new year with confidence. Make this Christmas memorable for all the right reasons—without the financial stress.

Tune in Now! And don’t forget to send me a DM on Instagram sharing your favourite strategy

Today's podcast is a big one that covers a lot of ground!

- My wakeup call about my retirement preparation

- The pivotal moment that created a change of direction and priority

- The alarming data about women and superannuation

- What retirement is really about

- The relationship between retirement and your long term goals

- How to enter your financial glow up phase!

I hope you enjoy this episode, please send me a DM with your biggest insight.

https://www.instagram.com/welldesignedwealth

Here's to your financial and retirement success

Jess

xx

I promise that if you stop looking around and compare yourself to how financially successful you 'think' others are, you will feel A LOT better and your own financial life will prosper.

We live in a VERY busy and noisy world vying for your attention and marketing dollars.

In todays episode I am sharing with you how I opt out of the noise and develop my own unique blueprint and action plan for financial success. 

Your financial power and ability to create change is here in the present moment. 

Not in judging your past financial decisions or dreaming about the future. 

Here today in the actions you take and the way you position yourself.

Use this episode to align to your personalised next financial move. 

This episode was a lot of fun to create for you, I can’t wait to hear your insights! 

If your next step is to take back control of your financial future, I invite you to consider joining my new low cost audio training, Financially Astute.

https://welldesignedwealth.thrivecart.com/financially-astute/

A new era (and a new brand) have arrived....

It's time to move beyond manifestation and into complete financial mastery.

Welcome to the all new Well Deigned Wealth podcast (formerly Femme Financial Freedom)

In today's opening episode we are talking about the future of money...

We are living in changing economic times on a macro (world) level, and a micro (your world) level.

It's time for you to become a wealthy woman who has smart systems for sustainable and scalable financial success.

It's time for Well Designed Wealth....

The doors for my brand new program Financially Astute are open, an all new audio program designed to be financial mastery on the move to fit in with your busy lifestyle.

More details and your invitation to enrol:

https://welldesignedwealth.thrivecart.com/financially-astute/

"An increase in self belief is the by-product of showing up for yourself"

In this episode Jessica is sharing with you (from the perspective of someone who has always struggled with self belief) what actions you need to take and what beliefs are required to consistently operate at the level required to achieve and sustain your goals and vision.

With real and vulnerable examples of these principles and applications in process (hello fellow chocaholics) you will walk away from the podcast not only feeling empowered but with a literal checklist of how to apply this information in your life today.

Enjoy this podcast and be sure to send Jess a DM on Instagram and share your biggest insights and takeways.

As mentioned in the podcast, using the code JULY you can save 40% off of the enrolment price of Become Recession Rich for the next 24 hours only.

Become Recession Rich: Use code JULY for 40% off

https://chicmoney.samcart.com/products/recession-rich

Connect with Jess on Instagram:

https://www.instagram.com/chic_money/

In this raw, authentic and vulnerable episode Jessica opens up for a heart to heart conversation about what she has experienced and learned through the past 12 months of stepping back from being full time in her business.

What has worked, what hasn't

What she loves, what she doesn't

And where to from here...

Get comfortable and get ready to challenge your beliefs and stories about what you thought your life and career had to look like to be successful...

Links:

Let's connect on Instagram: https://www.instagram.com/chic_money/

Join Become Recession Rich: https://chicmoney.samcart.com/products/recession-rich (Use code JULY for 40% off in July)

Connect with Genine Hill: https://www.geninehill.com/ (Genine performed an Astrology chart reading for Jess, which as made navigating 2023 a lot more peaceful!)

The new year is upon us and you have big goals and visions for this year.

I have brought together a suite of my most loved, powerful and focused trainings on areas including:

https://chicmoney.samcart.com/products/new-year-new-money

If you have any questions about New Year - New Money or desire to contact me, please feel welcome to email [email protected]

It's been a minute since the last episode and A LOT has happened in that time. 

I'd love to hear your insights and takeaways, be sure to connect with me on Instagram and I'd love for you to share this episode with someone you care about who may need some extra reassurance and guidance at this time. 

https://www.instagram.com/chic_money/

It's the new financial year and that is a reason to celebrate! A whole new year filled with possibility and potential. 

In today's episode Jessica is sharing with you a powerful process to review the financial year that was and prepare for the new financial year. 

So sit back, get comfortable and get ready for your most profitable, productive and prosperous financial year yet! 

With a new financial year around the corner it’s time to position and prepare yourself and your business financially for success and continued growth (regardless of the global economic situation)

Today l want to share with you 5 targeted and specific ways you can maximise this last month of the financial year here in Australia to put yourself in the best position to prosper, including:

👉 The numbers you need to be looking at

My vision for you is that when July 1st ticks over you are so clear on:

💰Your financial year goals

When it comes to money and finances it’s time to move from reacting to surprise tax bills and missing profits to organised, structured with everything paid in advance!

I have opened my calendar for 5 New Financial Year Money Upgrade Plan 30 day coaching packages to take you from financially frantic and fabulous, for more info simply email ‘more info’ to [email protected] or DM me on FB or IG

https://www.instagram.com/chic_money/

https://www.facebook.com/ChicMoney

Here’s to your most profitable, powerful, productive and prosperous year ahead!