In this episode we chat about celebrating the holidays, the state of real estate in 2021, and some upcoming changes in 2022. We are taking a break for a few weeks while we get ready for our new production schedule.

In today's episode Shelley explains the most common fights couples have over buying a house, in the news we talk about the unusual seller demands in this crazy housing market, and The Local Flavor features Mi Pueblo Mexican Restaurant in Sarasota.

We are vacationing in Blue Ridge, Georgia this week so instead of our normal format we are featuring an extended segment of The Local Flavor. It might seem odd to talk about Georgia in a podcast about living in Sarasota, Florida but proximity to places and activities you love is a big part of choosing where you live.

In this episode Shelley explains FEMA's new flood insurance pricing system called Risk Rating 2.0: Equity in Action which took effect in October 2021. This may have significant effects on current flood insurance rates.

Shelley is out sick today with a cold (not COVID) so Ed is left to share some quick real estate news updates.

In today's episode Shelley explains what sellers disclosures are and what sellers are required to disclose in Florida.

Who's watching your house when you're not there? Today Shelley interviews Brian Ehrlich of Trusted Concierge (trustedsrq.com) about his company's home watch and concierge service in Sarasota.

Today Shelley tells you the ways you can turn your dumb home into a "smart home" and how these convenient devices need to be transferred from seller to buyer in a real estate transaction. In the news interest rates are still low, the housing market is still crazy, and moving scams by brokerages is rising. We wrap with The Local Flavor featuring an excellent Italian restaurant Cassariano!

Can your HOA or condo association make you show proof of vaccination to use the amenities? Today in the news we start a new 'Market Snapshot' segment and The Local Flavor features Mellow Mushroom.

The short answer is no - there is not a housing bubble ready to burst in 2021. Listen to the full episode for details. In the news Shelley and Ed also talk about pool home prices and the trend of larger homes on smaller lots. Lastly they share their love of Tony's Chicago Beef in Sarasota and Venice.