Seriously Though Podcast

Do you consider yourself a leader? In 4th grade, Michael was officially a leader, but Alisa wasn't into it until later in life. Leadership isn't about age, it's about behavior. And so is saving and investing. Anyone (that means you!) can learn the best practices in leadership and the best practices in investing and saving. We're laying down the basics for you in this episode!

Today Alisa kicks off a leadership series, outlining The Five Practices of Exemplary Leadership® Model from The Leadership Challenge book. These practices include: Model the Way, Inspire a Shared Vision, Challenge the Process, Enable Others to Act, and Encourage the Heart.

Michael outlines what you should be considering in order to save, make, and invest your money. The name of the game is to get in the game!

If you have questions for Michael or Alisa (or both), please submit them for our new "Serious Fam Q&A." In this episode, we answered questions on setting boundaries at work and "Is it okay that I don't know about investing stuff in my 30s? Am I the only one?".

To schedule an introductory coaching session, visit Alisa.Coach. For more information on financial planning, visit Bolt Wealth Management.

Links:

• Michael's IG pick: Radix Financial quote
• Alisa's IG pick: Cyrielle for KURE
• How Successful People Manage Boundaries at Work
• The Leadership Challenge on Amazon
• Bolt Wealth Management
• Alisa.Coach
• Michael on Instagram
• Alisa on Instagram

Hey, Serious Fam! We're continuing the discussion on making friends and taking extra steps to get vulnerable with the friends you already have. Plus, Michael gives some concrete numbers on how much to save and how to make your money work best for you by paying yourself first. #seriousfamporvida

Michael talks about the brands behind the Super Bowl LIV commercials (the cost of a 30-sec commercial? $5.6M) and how much investing in some of them would have paid off, even in only a year's time.

Alisa recommends that you subscribe to Harvard Business Review's "Women at Work" and "Management Tip of the Day" to get free daily doses of valuable information in your inbox.

If you have questions for Michael or Alisa (or both), please submit them for our new "Serious Fam Q&A." In this episode, we answered questions on setting the pricing for your business and overcoming social blocks in selling.

To schedule an introductory coaching session, visit Alisa.Coach. For more information on financial planning, visit Bolt Wealth Management.

Links:

• HBR Newsletter
• Saving vs. Investing
• Bolt Wealth Management
• Alisa.Coach
• Michael on Instagram
• Alisa on Instagram

In today's episode, Michael answers Alisa's money questions on saving vs. investing. He says, "the name of the game is to get in the game. Stop overthinking it and just start investing now to have the opportunity for future market gains." Then Alisa shares tips on how to make friends as adults and reminds everyone that "people like you more than you know"! All you need to do is show up. The name of the friendship game is to go be a friend to someone and show up in places where you might make new ones. They also share recipes from the cocktails they're drinking this year and a new segment: Listener Q&A.

Cocktail Recipes:

Alisa's Welcome Drink:

Ingredients: 2 oz Gin or Vodka, 4 oz. Elderflower Tonic Water, 2 raspberries

Directions: Stir ingredients directly into cocktail glass over ice, garnish with raspberries

Michael's Greenpoint:

Ingredients: 2 oz Rye Whiskey, ½ oz Yellow Chartreuse, ½ oz Sweet Vermouth, 1 dash angostura bitters, 1 dash orange bitters

Directions: Stir in a mixing glass, strain into a cocktail glass, garnish with lemon peel

Links:

• IG: CNBC: S&P 500 returned 28.8% in 2019
• IG: Dr. Marisa Franco: People Like You More Than You Know
• Shoutout - Carrion Designs: https://www.instagram.com/peter_david_carrion/
• Saving vs. Investing
• 5 Skills for Making Friends as Adults
• Bolt Wealth Management
• Alisa.Coach
• Michael on Instagram
• Alisa on Instagram

To schedule an introductory coaching session, visit Alisa.Coach. For more information on financial planning, visit Bolt Wealth Management.

What Alisa's liking on social: @bossladiesmindset, "When they tell you not to be eye candy, but to be soul food. Except you're a multifaceted being. So you're eye candy, soul food, & a spiritual warrior princess."

What Michael's liking on social: @clarkfinancialsolutions, "Personal finance is 80% behavior and only 20% head knowledge."

Have you ever gone to the movies by yourself? Alisa recently saw Queen & Slim at the theaters and loved the film and the experience.

Thinking about hosting a Vision Board Party? Read Alisa's blog to get the scoop on how to focus on leading the experience. Aside from a handful of magazines, craft supplies, and your own vision for your future, she provides other tips on what you need to know to lead the event.

Finally, Michael discusses three must-haves for your financial goals:

1. Goal Sheet: Short-term (1-3 yrs), mid-term (5-7 yrs), and long-term goals (7 yrs+)
2. Spending Plan: list of expenses and income
3. Strategy: how is it going to happen (think of ways to reduce your expenses or increase your income)

Download Michael's spreadsheet with the three must-haves.

All links:

• @bossladiesmindset
• @clarkfinancialsolutions
• Queen & Slim
• Master of None
• Blog: Why You Should Lead, Not Throw, a Vision Board Party
• Brix + Barrel Wine
• Spreadsheet download: Michael's Three Financial Must-Haves
• Bolt Wealth Management
• Alisa.Coach
• Michael on Instagram
• Alisa on Instagram

To schedule an introductory coaching session, visit Alisa.Coach. For more information on financial planning, visit Bolt Wealth Management.

Michael kicks us off on a serious note by discussing opportunity cost, how to create a spending plan, and various tools like eMoney, Quicken and Mint to help you track your expenses. It's time to take the word "budget" out of your vocabulary and replace it with "spending plan" to help you focus on what's important to you and spend accordingly. It allows you to be aware of your financial health and keep you on track with your goals.

From there, Alisa shares that she's been loving on Food and Wine's Instagram (How to Cut an Onion).

Additionally, Alisa's new guilty pleasure on Netflix is Virgin River, which has a very slow start but gets good at the end (and is renewing for season 2 in 2020!). Very different from Michael's affinity for Cheers and Frasier.

Seriously though, Michael dives a little deeper into the financial planning process and the importance of setting multiple financial goals and aligning them. He's often asked, "Should I pay down debt or save for the future?" Spoiler alert: the answer is BOTH. Your financial plan should be the direction you take to achieve your short- and long term goals.

Speaking of goals, Alisa discusses the importance of having a yearly theme. This is the time to reflect on the past year by asking yourself what worked, what didn't, what do you want to leave behind in 2020, and what do you want to take with you. You use your yearly theme as a guidepost to keep your actions aligned with your goals and desires.

She's a huge fan of Ink & Volt's Yearly Planning Sheets. These take hours to complete, but they are worth the time, reflection and effort! One of the exercises included is determining your "yearly theme". Her 2019 theme was "Foundation." She'll share here 2020 theme in a future episode. She will walk you through everything if you'd like, so DM her on IG!

At the end of the day, planning is a crucial step to creating a future full of financial and emotional direction and freedom.

All links:

• Seriously Though Podcast on Instagram
• Food and Wine on Instagram
• How to Cut an Onion
• Virgin River
• Ink & Volt's Planner (Alisa's fave!)
• Ink & Volt's Yearly Planning Worksheets
• Bolt Wealth Management
• Alisa.Coach
• Michael on Instagram
• Alisa on Instagram (see "?s for Reflection" on her Stories)

To schedule an introductory coaching session, visit Alisa.Coach. For more information on financial planning, visit Bolt Wealth Management.

Welcome to our first episode! Michael Manjarrez and Alisa Manjarrez are brother and sister who are always sharing ideas ranging from whatever they're obsessed with on tv to smart tips they give to their coaching and financial advising clients. As a financial adviser, Michael helps his clients plan for the future by strategically saving and investing their funds. As an executive coach, Alisa works with a range of high-performing leaders to coach their teams to success while staying on top of their game.

In this episode, Michael gives a coffee shoutout to their dad, Tony Manjarrez, and Alisa gives a coffee shoutout to her favorite San Pedro roaster, Trinity CBC.

Alisa mentions A Christmas Prince: The Royal Baby movie on Netflix.

Michael shares this quote from his financial planning hero Ric Edleman: "The number one mistake people make is procrastination. They simply don't begin to save as early as they should."

Alisa shares this from Atomic Habits author James Clear's Instagram: "Challenge yourself when life is easy so you can handle it when life gets hard."

All links:

• Bolt Wealth Management for more information on financial planning
• Alisa.Coach to learn more about the coaching process
• Michael on Instagram
• Alisa on Instagram
• Seriously Though Podcast on Instagram
• Trinity CBC
• A Christmas Prince: The Royal Baby
• Ric Edleman
• Atomic Habits
• James Clear on Instagram