Serving Seniors Podcast

What does the future of senior housing look like, and how can seniors find quality retirement communities without breaking the bank?

In this episode of the Serving Seniors Podcast, Matt Helton welcomes Robert Wall, Find Candor co-founder and senior living owner, to discuss the growing demand for senior housing, rising costs, and how AI is transforming the senior living industry.

With extensive experience in real estate development and senior housing, Robert explains why the aging baby boomer population is creating unprecedented demand for independent living, assisted living, and memory care.

🏡 WHAT YOU'LL LEARN:

✅ Senior Housing Crisis: Why demand is growing faster than available housing supply.

✅ Rising Costs: How labor, operating expenses, and referral fees affect senior living affordability.

✅ AI in Senior Living: How Find Candor's AI assistant, Claire, helps families explore communities and compare options.

✅ Affordable Senior Housing: How technology and lower operating costs can make senior living more accessible.

✅ Social Connection: Why activities, relationships, and community engagement are essential to healthy aging.

✅ Planning Ahead: Why adults in their 60s should start exploring senior living options early.

✅ Investment Opportunities: Why senior housing presents significant opportunities for investors and developers.

💡 KEY TAKEAWAY:

Senior living isn't what it used to be! Today's communities offer vibrant lifestyles, social activities, excellent amenities, and independence, with additional support when needed. Robert encourages seniors and families to tour communities and explore their options before making important retirement decisions.

👤 ABOUT ROBERT WALL

Robert Wall is the co-founder of Find Candor and an experienced senior living owner. He is also the founder of Verdot Capital, focusing on real estate development and senior housing investments.

Through Find Candor, Robert promotes transparency in senior living by helping families discover communities without referral fees or sales pressure. Its AI-powered assistant, Claire, helps users explore options and connect directly with communities.

📲 CONNECT WITH ROBERT WALL & FIND CANDOR

🌐 Website: https://findcandor.org/
💼 LinkedIn: https://www.linkedin.com/in/robertlawrencewall/
📧 Email: [email protected]
📞 Phone: (512) 222-9884
📍 Address: 1101 W 34th Street, Austin, TX 78705

🎙️ ABOUT THE SERVING SENIORS PODCAST

Helping seniors, retirees, caregivers, and families navigate retirement, health, finances, housing, estate planning, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement!

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS

🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

📲 CONNECT WITH US

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE

Guest experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding individual healthcare needs.

⚠️ DISCLAIMER

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

#ServingSeniors #SeniorHousing #SeniorLiving #RetirementPlanning #AssistedLiving #IndependentLiving #MemoryCare #SeniorCare #RetirementLiving #AgingWell #SeniorHousingCrisis #FindCandor #OneTrustHomeLoans #MattHelton

💰 Are you prepared to protect your retirement savings when the financial markets become unpredictable?

In Episode 116 of the Serving Seniors Podcast, host Matt Helton welcomes Theodore Hicks II, CFP®, CKA®, CMT®, Founder, CEO, and Chief Investment Officer of Hicks & Associates Wealth Management, LLC, to discuss evidence-based investing and how seniors and retirees can better manage investment risk and protect their wealth.

With more than two decades of experience in the financial industry, Ted shares how the dot-com crisis and the global financial crisis challenged traditional investment strategies and inspired him to develop a different approach to managing portfolios.

📈 In This Episode, You'll Discover:

✅ Why traditional diversification doesn't always protect investors during market downturns.

✅ How seniors and retirees can better understand investment risk and market volatility.

✅ Why stocks and bonds can both lose value during the same market downturn.

✅ How evidence-based investing challenges conventional buy-and-hold strategies.

✅ Why actively monitoring market conditions can help investors make more informed decisions.

✅ The hidden risks of overly complicated investment portfolios and unnecessary management fees.

✅ Why protecting retirement savings becomes increasingly important as investors age and have less time to recover from significant losses.

Ted also discusses his book, Evidence-Based Investing, which encourages readers to question conventional financial wisdom, understand market risks, and think more critically about their investment strategies.

Whether you're approaching retirement, already retired, or helping a loved one plan for the future, this episode offers valuable perspectives on making informed financial decisions and navigating an unpredictable investment landscape.

🎧 Listen now and discover why managing risk is just as important as pursuing growth in retirement!

👤 ABOUT OUR GUEST

Theodore Hicks II, CFP®, CKA®, CMT®
Founder, CEO, & Chief Investment Officer
Hicks & Associates Wealth Management, LLC

🌐 Website: https://www.hicks-associates.com/
📧 Email: [email protected]
📞 Office Phone: (919) 851-5512
📍 Address: 1145 Executive Circle C, Cary, NC 27511
📚 Book: Evidence-Based Investing
🌐 Author Website: https://TheodoreHicks.com/

🎙️ ABOUT THE SERVING SENIORS PODCAST

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS

🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

📲 CONNECT WITH US

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 HASHTAGS

#ServingSeniorsPodcast #RetirementInvesting #RetirementPlanning #Seniors #RetirementIncome #WealthManagement #InvestmentRisk #EvidenceBasedInvesting #ProtectYourWealth #FinancialPlanning #RetirementSavings #PortfolioManagement #MarketVolatility #SeniorFinancialPlanning #FinancialLiteracy #MattHelton #TheodoreHicks #HicksAndAssociates

💰 How can you build wealth, prepare for retirement, and make your money work for you?

In Episode 115 of the Serving Seniors Podcast, host Matt Helton welcomes Michael Manahan, author, financial strategist, consultant, and professor of finance and accounting at California State University, Dominguez Hills. Michael shares practical lessons from his career, personal investing experience, and book, You Too Can Retire Rich, to help people make smarter financial decisions and prepare for a more secure retirement.

Discover why building wealth starts with the right mindset, consistent habits, and a clear financial strategy. Michael explains how automating investments, controlling spending, and exploring income-producing real estate can help people build wealth over time.

🏡 For seniors already in retirement, Michael also discusses difficult but important financial decisions, including managing expenses, reconsidering housing costs, using home equity strategically, and making retirement assets work harder to support everyday living.

🔑 In This Episode, You'll Learn:
✅ How to build wealth through consistent saving and investing habits
✅ Why financial discipline and automated investing can make a difference
✅ How real estate investments can generate recurring retirement income
✅ What retirees can consider when their savings fall short
✅ How downsizing or relocating may help reduce retirement expenses
✅ How home equity and reverse mortgages may support aging in place
✅ Why understanding healthcare costs and making informed financial decisions matters

Whether you're planning for retirement, approaching your golden years, or already retired, this conversation offers practical ideas to help you take greater control of your financial future.

👤 ABOUT THE GUEST: MICHAEL MANAHAN

Michael Manahan is an author, financial strategist, consultant, and professor of finance and accounting at California State University, Dominguez Hills. He has served as CFO for three publicly traded companies, founded seven small businesses, and advised more than 150 management teams. His mission is to help people make informed financial decisions and build long-term wealth.

📚 Learn more and connect with Michael:
🌐 Website: https://bizrapco.com/
📧 Email: [email protected]
📞 Phone: 213-675-6157

🏢 Company: The Biz Rap Group

🎙️ ABOUT THE SERVING SENIORS PODCAST
The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS
🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

📲 CONNECT WITH US
Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION
Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375
Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE
The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER
This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

#RetirementPlanning #HowToRetireRich #RetirementTips #SeniorFinances #WealthBuilding #RetirementIncome #PersonalFinance #FinancialLiteracy #RealEstateInvesting #ReverseMortgage #AgingInPlace #ServingSeniorsPodcast

🚨 Is America Running Out of Assisted Living Facilities for Seniors?

As millions of Americans grow older, a major senior housing crisis is emerging. With rising demand for assisted living, memory care, and senior living communities, will there be enough space for aging adults who need long-term care?

In Episode 114 of the Serving Seniors Podcast, host Matt Helton welcomes Rod Khleif, renowned multifamily real estate coach, investor, author, and founder of K L Promotions, LLC, to uncover the growing shortage of senior housing and what it means for seniors, retirees, caregivers, and families.

Rod shares why he believes assisted living facilities could face an unprecedented shortage, the challenges of developing affordable senior housing, and how real estate investors can help address this growing need.

💡 WHAT YOU'LL LEARN:

✅ Why America is facing a growing senior housing shortage

✅ How the aging population is driving demand for assisted living and memory care

✅ Why building new assisted living facilities is so expensive

✅ What the senior housing crisis means for seniors and their families

✅ How real estate investors can help expand senior housing options

✅ Why compassionate care and experienced operators are essential

✅ How home equity and reverse mortgages may help eligible seniors fund retirement care

✅ Why mindset, purpose, and giving back matter more than financial success alone

🏘️ FROM LOSING $50 MILLION TO BUILDING A NEW MISSION

Rod's remarkable journey began when he immigrated to America at just six years old with almost nothing.

After purchasing his first property at 18, he went on to own thousands of properties before losing $50 million during the 2008 financial crisis.

Instead of giving up, Rod rebuilt his career and discovered a greater purpose: helping others achieve success while making a meaningful difference.

Today, with over 45 years of investing experience, Rod is passionate about addressing America's growing senior housing needs.

❤️ MORE THAN REAL ESTATE—IT'S ABOUT CARING FOR SENIORS

Rod believes senior housing isn't just another investment opportunity. It's about providing safe, compassionate environments for older adults during some of their most vulnerable years.

Whether you're a senior preparing for retirement, a family member researching assisted living, or an investor interested in senior housing, this conversation offers valuable insights into the future of senior care in America.

🎧 ABOUT OUR GUEST: ROD KHLEIF

Multifamily Real Estate Coach | K L Promotions, LLC

📚 Best-Selling Author: How to Create Lifetime CashFlow Through Multifamily Properties

🎙️ Host of How to Create Lifetime Cashflow Through Real Estate Investing

🏢 2,000+ Properties Owned & Managed

🏆 Students have acquired 305,000+ multifamily units

🌐 https://rodkhleif.com/

🎙️ ABOUT THE SERVING SENIORS PODCAST

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS

🌐 https://onetrusthomeloans.com/

📞 (888) 488-3807

📲 CONNECT WITH US

Facebook: https://www.facebook.com/MattsMortgageNews

LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/

YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551

OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108

Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 HASHTAGS

#SeniorHousingCrisis #AssistedLiving #SeniorHousing #SeniorLiving #ServingSeniorsPodcast #RodKhleif #SeniorCare #RetirementPlanning #MemoryCare #AgingInPlace #ElderCare #AssistedLivingFacilities #BabyBoomers #SeniorHousingShortage #RetirementLiving

Host Matt Helton welcomes Benjamin Batiste to discuss common retirement planning mistakes and how seniors can better prepare. He also shares how his upbringing and military service shaped his education-first approach.

🔑 IN THIS EPISODE:

✅ Why retirement calls for a new financial mindset

✅ How rushed decisions and lack of planning can erode savings

✅ Why financial education should come before investments

✅ How advisors, CPAs, and estate attorneys can coordinate

✅ Why personalized plans matter for retirees and families

📞 CONNECT WITH BENJAMIN BATISTE

Crestmark Wealth Group

Phone: (720) 505-4785

Email: [email protected]

Website: https://www.crestmarkwealth.com/

9800 Mount Pyramid Court, Suite 400, Englewood, CO 80112

🎙️ ABOUT THE SERVING SENIORS PODCAST

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS

https://onetrusthomeloans.com/

📞 (888) 488-3807

CONNECT WITH US

Facebook: https://www.facebook.com/MattsMortgageNews

LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/

YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551

OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108

Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

📋 GUEST DISCLAIMER

Securities and investment advisory services are offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC. 800-873-7637. https://www.htk.com/. Crestmark Wealth Group is not affiliated with Hornor, Townsend & Kent, LLC (HTK). Any other listed entities are unaffiliated with Hornor, Townsend & Kent, LLC. The views expressed are those of the presenting party and may not necessarily represent those of HTK or its affiliates.

HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation. For educational purposes only. This presentation is not a recommendation to buy or sell any security or implement any specific financial strategy.

🔎 HASHTAGS

#ServingSeniorsPodcast #RetirementPlanning #RetirementMistakes #SeniorFinances #RetirementSavings #FinancialPlanning #EstatePlanning #FinancialLiteracy #RetirementSecurity #CrestmarkWealthGroup

What if turning 60 isn’t about slowing down—but starting one of your most fulfilling chapters?

In this episode of the Serving Seniors Podcast, Matt Helton talks with Eric North, Founder of The Happiness Warrior, about happiness, healthy aging, reinvention, movement, mindset, and finding purpose later in life.

At 62, Eric believes your 60s can be a powerful time to build healthier habits, rediscover your strengths, and create a new sense of purpose.

☀️ AFFIRMATION, HYDRATION & ACTIVATION

Eric shares his simple morning routine:

🗣️ Affirmation — Start with positive self-talk and intention.
💧 Hydration — Rehydrate your body after sleep.
🚶 Activation — Move through stretching, walking, sunlight, and simple exercise.

His message: start small. Even a few minutes of movement can help build confidence and momentum.

🔑 IN THIS EPISODE, YOU’LL LEARN:

✅ Why your 60s can be a time for reinvention
✅ How to build purpose in retirement
✅ Eric’s affirmation, hydration, and activation routine
✅ Why small daily steps matter
✅ How movement can support healthy aging
✅ Why positive self-talk and self-forgiveness matter
✅ How connection and empathy support well-being
✅ Why retirement can become a “second chance”

❤️ HAPPINESS IS SOMETHING YOU PRACTICE

Eric encourages seniors to stop waiting for perfect circumstances and instead build daily habits that support happiness, health, confidence, and connection.

🌟 ABOUT ERIC NORTH — “THE HAPPINESS WARRIOR”

Eric North is the Founder of The Happiness Warrior, an entrepreneur, motivational personality, and advocate for happier, healthier living. He has appeared on Good Day New York, FOX 5 DC, and Great Day Connecticut.

https://thwarrior.com/

🎙️ ABOUT THE SERVING SENIORS PODCAST

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS
https://onetrusthomeloans.com/
📞 (888) 488-3807

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375
Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE
The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER
This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 HASHTAGS
#ServingSeniorsPodcast #SeniorHealth #HealthyAging #HappinessWarrior #EricNorth #Retirement #SeniorWellness #HappinessAfter60 #LifeAfter60 #ActiveAging #HealthyRetirement #ThriveInRetirement

When should you claim Social Security? How can you reduce taxes in retirement? And what steps can help make your retirement income last?

In this episode of the Serving Seniors Podcast, Matt Helton welcomes Jeremy Keil, CFP®, CFA®, CIMA®, CLTC®, ChFC®, RICP®, Certified Kingdom Advisor®, National Social Security Advisor Certificant, financial advisor, author of Retire Today, and host of the Retire Today podcast.

💰 IN THIS EPISODE:
✅ Why delaying Social Security can increase future benefits for eligible retirees
✅ How working longer may improve retirement income
✅ Why IRA, Roth, savings, and brokerage withdrawals can produce different tax outcomes
✅ Tax-planning considerations before Medicare eligibility
✅ Why planning before retirement can help during market downturns
✅ How home equity and reverse mortgages may fit into a retirement-income strategy
✅ Why the order of your retirement decisions matters

📘 ABOUT JEREMY KEIL
Jeremy Keil is a financial advisor with Keil Financial Partners and author of Retire Today: Create Your Retirement Master Plan in Five Simple Steps. His work focuses on helping people make informed decisions about Social Security, pensions, 401(k)s, taxes, investments, and retirement income.

Retire Today Book:
https://mrretirement.info/retiretodaybook/

5-Step Retirement Videos:
https://keilfp.com/5-step-retirement-videos/

YouTube: https://www.youtube.com/@MrRetirement
LinkedIn: https://www.linkedin.com/in/MrRetirement
Facebook: https://www.facebook.com/KeilFinancialPartners

Office: 262-333-8353 | Fax: 262-333-8353
15350 W National Ave., Suite 214, New Berlin, WI 53151
California License #1576941

🎙️ ABOUT THE SERVING SENIORS PODCAST
The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS
🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION
Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375
Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE
The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER
This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

#RetirementPlanning #RetirementIncome #SocialSecurity #SocialSecurityBenefits #TaxPlanning #SeniorFinance #Seniors #RetirementTaxes #FinancialPlanning #RetireToday #JeremyKeil #ReverseMortgage #401k #IRA #ServingSeniorsPodcast

What if a successful retirement isn’t just about how much money you’ve saved—but how confidently you can turn those savings into income that lasts?

In this episode of the Serving Seniors Podcast, Matt Helton sits down with Brett A. Blake, Founder, Chairman & CEO of Annuity.com and host of Safe Money Radio, to discuss annuities, retirement income planning, protecting savings, and helping seniors enjoy the retirement they worked so hard to build.

💰 FROM RETIREMENT SAVINGS TO RETIREMENT INCOME

Brett explains why financial planning changes in retirement. While your working years often focus on accumulating wealth, retirement brings a different challenge: turning those savings into dependable income that can potentially last throughout your lifetime.

They explore why even retirees with significant savings may worry about running out of money and how predictable income can help retirees feel more confident about spending, traveling, pursuing hobbies, and enjoying retirement.

🔑 IN THIS EPISODE, YOU’LL LEARN:

✅ Retirement savings vs. retirement income planning
✅ Why longevity risk matters for seniors
✅ How annuities work and their potential role in retirement
✅ Why annuities are often misunderstood
✅ How certain annuities can provide predictable lifetime income
✅ Protecting retirement assets from market losses
✅ How MYGAs differ from CDs and other savings options
✅ How an income plan may help retirees spend confidently
✅ How home equity and reverse mortgages may fit into retirement planning
✅ Why retirement planning should focus on your personal goals

Brett also shares real-life stories showing how thoughtful retirement planning can provide greater financial clarity and help seniors focus on enjoying retirement.

👤 ABOUT BRETT A. BLAKE

Brett A. Blake is Founder, Chairman & CEO of Annuity.com and host of Safe Money Radio. Annuity.com is the first and oldest annuity resource on the web, comparing 2,400+ products from 60+ carriers nationwide.

Brett has led seven companies as President, CEO, or GM and participated in five turnarounds. He earned his MBA from Harvard, authored Systems Scale, and coined the concept “Managed Retirement Income.”

📩 [email protected]
🌐 https://www.annuity.com/
🔗 https://www.linkedin.com/in/brettblake

🎙️ ABOUT THE SERVING SENIORS PODCAST

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 PRESENTED BY ONETRUST HOME LOANS

🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 MORTGAGE & LICENSING INFORMATION

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375
Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ HEALTH NOTICE

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ DISCLAIMER

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 HASHTAGS

#AnnuitiesForSeniors #SeniorRetirement #RetirementPlanning #RetirementIncome #Annuities #Seniors #FinancialPlanning #SeniorFinance #LifetimeIncome #SafeMoney #RetirementSavings #FinancialSecurity #ReverseMortgage #AgingInPlace #ServingSeniors #ServingSeniorsPodcast #BrettBlake #AnnuityDotCom #SafeMoneyRadio

Heart health becomes increasingly important as we age, but getting older doesn't mean we have to stop being proactive about our cardiovascular wellness.

In Episode 109, Matt Helton welcomes Dr. Mel Icard, founder of Biohacked Heart Protocol, for an informative conversation about senior heart health, cardiovascular wellness, plaque, healthy aging, and living better in retirement.

Dr. Icard discusses why seniors should take a proactive approach to their heart health and understand the factors that can affect cardiovascular wellness. The conversation also explores the connection between healthy lifestyle choices, overall wellness, and maintaining a better quality of life as we age.

Whether you're a senior, retiree, caregiver, or family member supporting an aging loved one, this episode offers educational insights that can help you have more informed conversations with qualified healthcare professionals.

🔎 In This Episode:

❤️ The importance of heart health for seniors and retirees
🫀 Understanding cardiovascular health and plaque
🏃 The role of lifestyle in healthy aging
🥗 Healthy habits that can support overall wellness
🧠 Why understanding individual risk factors matters
👵 How better health can contribute to a more active retirement
👨‍👩‍👧‍👦 What families and caregivers should know about senior heart health

🌟 The goal isn't simply to survive retirement—it's to thrive in retirement. Tune in to learn more about taking a proactive approach to heart health and healthy aging.

🎙️ About the Serving Seniors Podcast

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

🎧 https://www.servingseniorspodcast.com/

🏡 Presented by OneTrust Home Loans

🌐 https://onetrusthomeloans.com/
📞 (888) 488-3807

Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

🏦 Mortgage & Licensing Information

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

⚕️ Health Notice

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

⚠️ Disclaimer

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 Hashtags

#ServingSeniors #SeniorHealth #HeartHealth #SeniorHeartHealth #HealthyAging #SeniorWellness #HealthyRetirement #RetirementHealth #CardiovascularHealth #HeartHealthForSeniors #HealthyAgingTips #SeniorLiving #RetirementLiving #ActiveAging #SeniorCare #Caregivers #Retirees #IndependentLiving #Longevity #ThriveInRetirement #BiohackedHeartProtocol #DrMelIcard

What happens when an older adult leaves the doctor’s office, hospital, rehabilitation facility, or home health program—but they and their family still need help managing what comes next?

In this episode of the Serving Seniors Podcast, host Matt Helton talks with Augustus “Gus” Osgood, BSN, RN, founder of Counsel Concierge Nursing, about concierge nursing, senior care, care coordination, aging in place, and helping older adults navigate important healthcare transitions.

With experience in critical care, emergency, and surgical nursing, Gus saw how seniors and families can struggle with medications, follow-up appointments, communication gaps, recovery, and the transition from professional healthcare back to life at home.

Gus explains how concierge nursing may provide personalized support through appointment accompaniment, care coordination, medication and chronic-condition education, post-operative oversight, travel accompaniment, and transitional support.

The conversation also explores an important distinction: not every senior needs nursing care. Depending on the situation, caregiving, home care, senior living, or other services may be more appropriate.

Matt and Gus also discuss the financial challenges of private-pay services and how home equity and retirement mortgage solutions may provide additional options for eligible homeowners.

If you're a senior, retiree, caregiver, adult child, or family member helping a loved one through hospital discharge, surgery recovery, rehabilitation, medical appointments, or aging in place, this episode offers practical insights for navigating senior healthcare and retirement.

🔑 In This Episode:

• Concierge nursing and personalized senior support
• Care coordination and appointment accompaniment
• Medication education and follow-up care
• Hospital discharge and recovery at home
• Post-operative support, including hip or knee replacement
• Travel accompaniment for older adults
• Nursing care vs. caregiving, home care, and senior living
• Aging in place and private-pay senior services
• Home equity and retirement mortgage solutions

👨‍⚕️ About Augustus “Gus” Osgood, BSN, RN

Gus is the founder of Counsel Concierge Nursing, providing personalized nursing support and care management for adults, seniors, and families. His experience includes critical care, emergency, and surgical nursing.

📍 Connect with Gus & Counsel Concierge Nursing

Website: https://counselconciergenursing.com/
Phone: (615) 933-9208
Email: [email protected]

🎧 About the Serving Seniors Podcast

The Serving Seniors Podcast helps seniors, retirees, caregivers, and families navigate retirement, senior health, finances, housing, estate planning, aging in place, and independent living.

Our mission: Help seniors not just survive retirement—but thrive in retirement.

Podcast: https://www.servingseniorspodcast.com/

🏡 Presented by OneTrust Home Loans

Website: https://onetrusthomeloans.com/
Phone: (888) 488-3807
Facebook: https://www.facebook.com/MattsMortgageNews
LinkedIn: https://www.linkedin.com/in/matt-helton-7b3bab6/
YouTube: https://www.youtube.com/@servingseniorspodcast

⚕️ Health Notice

The guest’s experiences and information are for educational purposes only and are not a substitute for medical advice, diagnosis, or treatment. Consult a qualified healthcare professional regarding your individual healthcare needs.

🏦 Mortgage & Licensing Information

Matt Helton, NMLS #178551
OneTrust Home Loans, NMLS #46375

Loans provided by OneTrust Home Loans, a dba of CalCon Mutual Mortgage LLC, NMLS #46375.

NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

3838 Camino del Rio N, Suite 305, San Diego, CA 92108
Corporate Phone: (888) 488-3807

All products are not available in all states. Programs are subject to borrower and property qualifications. Rates, terms, and conditions may change without notice.

By refinancing an existing loan, total finance charges may be higher over the life of the loan. Reference: 10 VAC 5-160-60(F).

Disclaimer

This information is for informational purposes only and is not guaranteed or endorsed by OneTrust Home Loans or any company mentioned. It is not an offer of credit and may not apply to every situation or jurisdiction. Consult a qualified professional before acting on this information. Content is provided as a training and informational tool only and should not be relied upon for any other purpose.

🔎 Hashtags

#ServingSeniorsPodcast #SeniorCare #ConciergeNursing #SeniorHealth #AgingInPlace #Retirement #SeniorLiving #ElderCare #Caregiving #CaregiverSupport #Nursing #CareCoordination #HospitalDischarge #PostOperativeCare #HomeCare #IndependentLiving #RetirementPlanning #SeniorResources #RetirementMortgageSolutions #MattHelton #OneTrustHomeLoans