Seven Figures: Smart Money Strategies for Women with Sandy Waters

Simplified explanation of Medicare and Medicaid with Lisa Powers New studies show that people, specifically women listen to podcasts because they want to learn new things. It does feel good to at least have a sense of what’s going on with our money. So today, whether it’s in your near future or not, we’re going to learn about Medicare and Medicaid. The basic explanation and the biggest mistakes people make. Our "go to" elder law attorney Lisa Powers joins the conversation https://www.harrisbeach.com/bio/powers-lisa-m/ Here are the websites Lisa referred to in the podcast: https://www.medicare.gov/ https://www.lifespan-roch.org/ https://www.kff.org/ See omnystudio.com/policies/listener for privacy information.

Reclaiming Your Financial Life After Divorce or Loss of a Spouse with Dr. Grace Harlow Klein Dr Grace has years of wisdom on her side. She is very passionate about educating and empowering women to take ownership of their financial lives. It can be challenging for women (and men) to pick up the pieces and reclaim their lives after divorce or loss of a spouse. Today, Dr Grace offers her expertise, advice and personal stories to help you navigate through this period of time. To learn more about Dr. Grace and her workshops: http://graceharlowklein.com/workshops/ See omnystudio.com/policies/listener for privacy information.

The Pros and Cons of Multilevel Marketing with Joe Saul-Sehy I’ve always been so curious about multilevel marketing businesses. It’s a conversation that has come up on the radio morning show I also host Spezzano and Sandy, and every time it does, without a doubt a flood of calls will come in saying what a great gig it is. One listener called in saying he makes $20,000 a month because of all the people he has working under him. I know, I had the same reaction you are having right now “WOW! I’m in the wrong business.” But before we jump ship and start exploring multilevel marketing job openings let’s make sure we know exactly what the business is really like. From the Stacking Benjamins show Joe Saul-Sehy will give us his un biased take on these types of companies and talk us through the pros and cons of the biz. Then, if you are still intrigued go for it! (but remember, keep that day job for a while until you know for sure it’s the right move.) Cheers to being a financially confident woman! For more about Joe and the Stacking Benjamins Show: https://www.stackingbenjamins.com/ See omnystudio.com/policies/listener for privacy information.

Resume and Job interview hacks with Mike McNamara If you need advice about how to write that perfect resume or how to nail the job interview Mike McNamara is your guy to help you win that job. Among several other job titles and passions, Mike is the founder and CEO of TalentBlvd. For those of you who are new to the workforce or those of you who haven’t updated your resume in years this is a great conversation to listen to. What should you include in your resume? What is the best way to get your resume through the AI? And when it comes to the job interview, Mike teaches us what NOT to do when you go in for the handshake. What types of questions will they most likely ask and how you should answer. Good luck on getting that job! To view the documents Mike referred to in the interview: https://www.talentblvd.com/resources Cheers to being a financially confident woman! See omnystudio.com/policies/listener for privacy information.

You stumbled on this podcast because you want to be more engaged with your finances. You want to feel at ease knowing that you will be able to retire comfortably. Awesome, me too! That’s exactly why I started this podcast. So welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will reflect and realize we are in a good spot. As we round out the year, Erica is here to give us the 5 Principles for Financial Success The goal of this episode and every episode is to help you make strides in your finances. Get you to the point where you have a good understanding of where you stand and what the plan is. It will feel amazing when you can confidently say “I am a financially confident woman” https://advisor.morganstanley.com/erica.cummings See omnystudio.com/policies/listener for privacy information.

Financially Protecting A Loved One With Special Needs October is National Special Needs Law Month. So what do you need to know? How can you best financially protect your loved? Today Harris Beach elder law attorney Lisa Powers joins the conversation. She explains the three types of Special Needs/Supplemental Needs Trusts and why setting one up is a good idea. If you have more questions or need more clarification on what we talked about today feel to reach out to Lisa directly [email protected] Cheers to being a financially confident woman! See omnystudio.com/policies/listener for privacy information.

I have read so many studies, we’ve talked about it on “Spezzano and Sandy” (the morning radio show I also host) Why is the marriage rate on a decline? Everything that I’ve read, the listeners who called into the show all point to one thing. One of the major factors is finances. So, today we invite back on the podcast one of the most financially savvy people I know Jill Schlesinger. Jill is the CBS News Business Analyst, Host of the Jill on Money radio/podcast show and author of the book “The Dumb Things Smart People Do With Their Money: 13 ways to Right Your Financial Wrongs” Jill Schlesinger breaks down money and marriage. Is finances a good reason not to get married? Should you help your spouse pay off their debt? Is it best to combine your finances? Plus, she reacts to the listener who is planning on getting a divorce in an effort to get more financial aid for her kid. Does that work? To learn more about Jill: https://www.jillonmoney.com/ Cheers to being a financially confident woman! See omnystudio.com/policies/listener for privacy information.

Following the Minority Mindset will get you to where you want to be financially. This is such a great message. We love it! It's a way of thinking, a way of managing your money that yes goes against what most people actually do. Founder of The Minority Mindset Jaspreet Singh joins the conversation today. Jaspreet is a serial entrepreneur, licensed attorney and the founder of Minority Mindset, a large educational platform for financial education and entrepreneurship that reaches over 900,000 subscribers and followers across the globe. He is also the co-founder of Seva4Everybody, a community service organization dedicated to help those in need in the Detroit area. To learn more, go to: https://theminoritymindset.com/ See omnystudio.com/policies/listener for privacy information.

You stumbled on this podcast because you want to be more engaged with your finances. You want to feel at ease knowing that you will be able to retire comfortably. Awesome, me too! That’s exactly why I started this podcast. So, welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will reflect and realize we are in a good spot. Today we explain the nuts and bolts of the 2 ways to save for retirement. 401k and IRA. What is the big difference between Roth and Traditional? The goal of this episode and every episode is to help you make strides in your finances. Get you to the point where you have a good understanding of where you stand and what the plan is. It will feel amazing when you can confidently say “I am a financially confident woman” Here's Erica's email feel free to reach out to her directly See omnystudio.com/policies/listener for privacy information.

Mom and Dad, Let's Have The Talk- with Lisa Powers Studies show that it’s mostly the daughters or the wives who are the ones to step up and take care of mom and dad as they get older. So, if we are the ones acting as caregiver, WE are the FIRST ones who will pick up on the signs that mom and dad might need someone to step in and help with their finances too. Even more reason to have a good understanding of it all. Today Harris Beach elder law attorney Lisa Powers is here with advice on how to broach the subject and have these essential conversations with your parents. There are 5 important things you need to ask: Long Term Care preferences. Where do they see themselves living as they get older Finances- Where are all the important documents, passwords, contacts of financial planner, lawyer, etc Medical Preferences Health Care Proxy Power of Attorney We hope this episode gives you some clarity and peace of mind. Lisa joins the conversation every month so if you have questions you want us to address in a future podcast feel free to email me or Lisa directly You can learn more about Lisa and here practice: https://www.harrisbeach.com/bio/powers-lisa-m/ Cheers to being a financially confident woman! See omnystudio.com/policies/listener for privacy information.