In this episode of sheepdog financial we have Kyle Hill.  Kyle is the founder and owner of Hill-Top financial planning.  He is a fiduciary and fee only advisor who loves working with young professionals and families.  He has spent 6 years working in a wealth management firm that he left in order to focus on working with the underserved young professional demographic.  He is an expert at helping his clients build a solid financial base of budgeting, debt management and making financial decisions that the younger professional makes. 

Contact Kyle at his website;  www.hilltopfp.com

In this episode of Sheepdog Financial podcast I interview the “King of side hustles” Nick Loper. He is most known for his website Side Hustle Nation and podcast Side Hustle show. As the host of the top-rated Side Hustle Show podcast, Nick explores a different business idea each week and helps listeners discover the path to income streams and advocates a mindset of side hustles as a way to take back financial control of your life. 

Episode Highlights:

• Finding your perfect side hustle
• The power of masterminds and coaches
• The best 2019 side hustle opportunities
• The importance of reverse engineering your goals
• Staying productive during the day (whether you work at home or not)

Zack Friedman is the author of The Lemonade Life and the founder and CEO of Make Lemonade, a leading personal finance company that empowers you to live a better financial life. Zack is a sought after speaker, writer for Forbes, and has an extensive and  impressive professional resume. Zack has degrees from Harvard, Wharton, Columbia, and Johns Hopkins. Zack talks to your host Scott Vance about some ways to survive transition from military service, gives his opinion on the recent stock market swings and talks about the fact that a decision making process is essential to ensure a happy life.

Episode Highlights:

• The skillsets developed through your military service and how to advertise them
• How Zack copes with failures.
• Zacks opinion on what is essential to financial success in todays stock market
• Each person has to find their own individual path.
• Zack’s career and schooling timeline from Morgan Stanley to Make Lemonade.
• How to Make Lemonade gives objective, independent advice to make simple investing decisions for the consumer.
• The ideal client for Make Lemonade is anyone who is looking to improve their financial life.
• You have to be authentic to develop better relationships.
• The Lemonade Life Book is about living your own best life.
• In order to get success, you really have to find happiness first.
• Everyone can get better every day and it all starts with happiness.

Sa El got started with insurance when his grandmother passed away from cancer and did not have any life insurance.  He is the Co-Founder of Simply Insurance and a licensed life & health insurance agent with over 11 years of experience.   Sa's goal is to give accurate insurance education along with an easy insurance buying process.  He began working on Simply Insurance once he realized that customers wanted an option to purchase insurance, online, without an agent.  He has been mentioned in publications such as Forbes, Insurance News Net, The Ladders, & The Simple Dollar. In his free time he enjoys listening to Opera and Classical music, reading Webtoons and Manga, watching Anime or playing videogames.

Link to video referenced in the interview.  

5 best no exam life insurance companies

Home insurance Quotes

Long Term Disability Coverage Quotes

When’s the last time you sat your parents down and talked to them about their money? If you’re like most people, it probably hasn’t happened yet and you probably have no plan for it to happen in the near future. Talking to your parents about their savings, their will, their hopes for what happens when they get older or after they die is unpleasant but as today’s guest shares is vitally important.  Cameron Huddleston is an award-winning journalist with more than 17 years of experience in the personal finance field.

Cameron’s experience taking over her mother’s finances after her mom was diagnosed with Alzheimer’s inspired her to write a book on how to discuss finances with parents before it’s too late. It’s called Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances.

Her articles have been published in Kiplinger’s Personal Finance, Business Insider, Chicago Tribune, Fortune, Huffington Post, Money, MSN, USA Today and more. She’s the current Life + Money columnist for GOBankingRates.

Kate Horrell is a nationally recognized leading expert in the Survivor Benefit plan. 

She is a military spouse, mom and wife.  She loves speaking about military specific financial topics and educating fellow servicemembers and spouses on ways to achieve financial success.  Kate educates the public through her writing.  She has written 2,200 blog posts for  Military.com’s paychcheck chronicles blog and continues to educate through her personal blog at www.katehorrell.com. 

Survivor Benefit plan link

Kate Horrell Survivor Benefit Plan Blog Posts

In our fourth episode of the sheepdog financial podcast we do a deep dive into the blended retirement system.  One of the key benefits of the military is the retirement.  The retirement system used to be a simple 20 years and out pension.  The National Defense Authorization act of 2016 changed that and created a new retirement system for military members.  The new Blended Retirement System (BRS) blends the traditional legacy retirement pension, also known as a defined benefit plan, with a defined contribution plan known as the Thrift Savings Plan (TSP).  The BRS went into effect on January 1st of 2018.  The BRS significantly changes the military retirement system and for many will be their first opportunity to save and plan for their retirement regardless of how long they serve. 

In our third episode of sheepdog financial podcast we have one of the nation’s leading experts in career transition for veterans and public service professionals. Matthew J. Louis is a graduate of West Point and retired Lieutenant Colonel, having spent more than 25 years in uniform and 20 years in the corporate world. Today he leads global strategy and transformation projects at Deloitte, the largest professional services firm in the world, and continues to serve several veteran collaboratives around the country. Matt is the author of Mission Transition, a practical guide for veterans in transition and their employers. He coaches individuals on their transition efforts and advises employers on hiring programs designed to successfully assimilate these valuable talent pools.

Contact him at his website www.matthewjlouis.com

In the second Sheepdog financial podcast we have Erica Anderson. Erica is the owner and broker of Team Anderson Realty located in Holly Springs. Erica is an expert in buying and selling real estate. Listen as she talks about some of the local and national trends affecting home buying. Then gives good advice on how to buy a home, how to sell a home and the value of using a provider such as an agent or home inspector. I hope you enjoy Erica’s advice and expertise.

In our first episode of Sheepdog financial podcast we have Danielle Roberts a nationally known expert on Medicare and Health insurance. Danielle is the co-owner and vice president of Boomer Benefits a Texas based insurance agency specializing in Medicare-insurance related products. Her agency ranks among the top national medicare supplement producers for Blue Cross/Blue Shield, Aetna, Cigna and others. Danielle gives us an update on the health insurance landscape as it stands today. She speaks about Tricare and specifically about the Tricare for life integration with medicare. She also addresses health insurance alternatives for military members who don’t retire and gives some tips and tricks of HDHP’s (Hight Deductible, Health Plans) and HSA’s (Healthcare Savings accounts) and lastly she explains the often misunderstood coverage that Medicare provides for long term care.