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Are you struggling with overwhelming debt and feel trapped in a never-ending cycle of working just to pay it off? In this episode, we'll provide you with a roadmap to pay off your debt, including your mortgage, in just five to seven years, without needing to increase your income. Join us as we embark on a debt-free revolution and take control of our financial future.
Have you ever wondered how you ended up in such a stressful situation? The truth is, it's not entirely your fault. In this episode, we will explore the societal factors that contribute to our consumer mindset and the pressure to accumulate debt. By shifting our perspective, we can break free from this cycle.
If you have been around for any amount of time, you know that I believe 100% accountability is the only way to live life. I believe that we are trained in a consumer society. I believe that at a very young age, we are taught to consume.
We grow with a consumer mindset. And so if we move away from being a consumer more into being a producer, things start to change.
How can you pay off your debt and become completely debt free, including your mortgage cards, student loans in five to seven years without even increasing your income?
Here are three steps to creating true wealth and achieving debt freedom:
Step 1: Mindset Shift from Consumer to Producer: Discover the key to financial transformation by embracing a producer mindset. We'll show you how to change your relationship with money, enabling it to work smarter for you rather than being a source of stress. This mindset shift is the foundation for achieving lasting debt freedom.
Step 2: Conduct a Bank Audit for Financial Clarity: Take control of your finances by conducting a thorough bank audit. Examine your bank statements from the past 90 days and carefully evaluate your spending habits. By identifying areas of unnecessary expenses, you can make informed decisions and optimize your budget.
Step 3: Cultivate the Habit of Saving: No matter how modest your income may be, it's crucial to prioritize saving. Start by setting aside a percentage of your monthly earnings, even if it's as little as 5%. Consistency is key, as this habit will gradually empower you to save more and expedite your journey toward debt freedom.
We value your feedback and invite you to share your thoughts and experiences as you transition from a consumer to a producer, from a spender to a saver. Our aim is to facilitate your transformation and empower you to achieve the financial freedom you desire. Together, let's unlock the path to true wealth and attain everything you've set out to accomplish.
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“I love Melanie and The She's Creating An Empire™ Podcast.”
“There's nothing that I love more than inspiring other women to get out there and know that you don't have to be someone special. You just have to do the work, and you just have to rewire your mind. You just have to continually be focusing on what you want and everything it can change.”
Sandy Forster is a renowned money mindset mentor, dedicated to empowering women worldwide and helping them achieve abundance and freedom in their lives. With her own remarkable journey from welfare to millionaire, Sandy has been featured in Oprah's Aussie Secret and is passionate about inspiring women to overcome obstacles, manifest wealth, and pursue their true passions.
Her internationally acclaimed bestseller, "How to Be Wildly Wealthy Fast," has been translated into 11 languages. Sandy also hosts the popular Wildly Wealthy Women podcast, through which she has positively impacted the lives of countless women across the globe.
When faced with challenges that seem insurmountable, what steps can you take to overcome them? Here are some techniques to help you move past your fear:
Engaging in these practices will help regulate your nervous system and alleviate fear. By creating a safe and stress-free mental state, you open yourself up to brilliant ideas. Research has shown that stress impairs cognitive function and shuts down certain parts of our brain.
During this episode, Sandy shares valuable insights, including:By incorporating these strategies into your life, you can foster a positive mindset, embrace new opportunities, and create the fulfilling life you desire.
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"Adopt the idea that you're actually supposed to be wealthy. It's not a side note or that there's something wrong with you, but in reality, you're supposed to be wealthy, you were born to build wealth. You were born to do business. You were born to do it. So, if you are born to do it, doesn't that change the dynamic away from guilt and shame around feeling like you want to do it?"
In today's episode, we're going to do something a little different. We're going to talk about how you overcome the guilt and shame of past problems or mistakes that you feel like you made and actually break through to the next level.
I’ve made so many mistakes in my life in the past and I was carrying a lot of shame in my life. That shame was attached to all kinds of things, financial losses, financial mistakes that I had made, jobs that I had gotten and quit, boyfriends that I had dated and broken up with and all the other things.
Let's talk about how we really create a double minded situation in our world. When we want to have wealth we desire to have a lot of money. But at the same time, we feel like maybe we aren't worthy.
That feeling like you're working all the time and you're working for money that you don't have yet. And you're trying to build your social media. You're trying to do sales, you're trying to get clients, but it's just not working quite yet.
And so you don't have the money to prove it to yourself that it's going to work. And so that's usually when the doubt, the shame, the fear, the guilt sets in. So here's a couple of things that you can do to calm patterns that combat that in your own life:Links mentioned in this episode:
"Are you frustrated with not having enough clients? Are you looking at your social media thinking, how do people actually get clients on social media? Are you looking to up your brand and improve your exposure? Well, this episode is for you how to become a Marketing Superstar. A big part of what we do within the company is teach women how to use the power of marketing to gain influence."
A big part of what we do within the company is teach women how to use the power of marketing to gain influence. Why is influence important? Because influence equals impact. You actually have to have an audience to be able to influence, to create impact in their lives.
So, whether you're a coach, network marketer, affiliate marketer, or you want to be an online course creator, or you simply want to make a difference in the world, this episode is for you. We are going to be talking about the things that you can do to become a marketing superstar.
A big part of that is, of course, your mindset, the way you view and look at your social media, the way you communicate with the world and what your messaging is. You see, a long time ago I figured out that people don't actually join you because of pretty pictures on social media.
They join you because they resonate with your message. They join you because they feel like they know, like and trust you. This means that you actually have to put yourself out there. You actually have to step out and let them get to know you.
Now, here's a couple quick tips on making that happen:Links mentioned in this episode:
"I believe that all women need to have multiple streams of income. They need to know how to invest their money. They need to know where their money is and where it's going. Like we need to be in a position of control"
Shelagh Cummins is the Founder and CEO of The Road to Seven™ - a coaching, training, and financing company that guides women entrepreneurs in building a profitable and fulfilling business. Driven by an unwavering belief in the power of women entrepreneurs and their impact on both society and the economy, The Road™ provides the tools, the support, and the community needed to achieve their wildest dreams.
For the past decade, Shelagh Cummins has helped women entrepreneurs transform from struggling solopreneurs to thriving CEOs. They learn to shift to empowered action while removing the barriers to their success. Shelagh inspires her students to park the excuses and become #womenofaction. She is not afraid to kick out the crutches, make over mindsets, and flatten fears – always with a healthy dose of humour and candour.
The Road to Seven™ works tirelessly to rewrite the rules when it comes to capital access for this resilient and highly dedicated group of entrepreneurs. We must stop asking why women are not good investments and start asking how we can better invest in women.
In this episode, Shelagh shares her biggest obstacles that she had to overcome going from that spot to where she is right now with a thriving business:Links mentioned in this episode:
"Our dreams, I believe, are always knocking at the door of our heart, and it can actually cause dissension because we are not thinking about them directly. But our souls try to communicate to us that there's more to life than what we're doing."
So, today's episode, we're talking about how you can ignite your creativity. How would you like to feel on fire for your life? To actually be in love with the process?
I was privileged to be introduced to a book called The Four Hour Workweek by Tim Ferriss. What I love about the book is that he really approaches his business from how do we work way less and get way more results?
I want to show you one of the things that I did to regain my passion and my purpose in life.
In one of the chapters, he talked about writing a list of 300 goals. Now, I don't know if you've done this before, but what a powerful exercise. I thought, “OK, Tim, I'll take you up on that challenge.” I got out my paper and pen and I started writing down goals. Well, the first like 20 or 30 came pretty easily, then you really start to dig deep within yourself.
As I went through that list, I was able to make it to 210 goals on a list. I picked five goals in that list that I can do, those that weren't too big because I didn't want to fail at them.
So I started to execute on those goals. Well, what happened was my creativity was almost instantly ignited as I was writing the goals. I was getting more and more excited about my life, my future, and what was possible for me. And so I know this can work for you, too.So I would love to see the list of your 30 goals if you guys want to, you know, go over to social tag me.
Links mentioned in this episode:
Network Marketing is a great way to start building an income from home outside of what you are currently doing because it allows you to start with very little investment and very little risk.
In this episode, we're going to be talking about multiple streams of income and where to start. Have you ever wanted to make more money and just not sure what to do?
You know that more hours at your job isn't the answer, and you know that you can only have so many traditional businesses. So what do you do next? What do you do moving forward to start to shift, to start to make money, either through investing or becoming a business owner?
Well, there's a couple of things that you can do:Now, the key is you have to start something, right? You have a full time job or business but you must start somewhere. Why do I think multiple streams of income is important? It is because if something happens to one or two of those streams of income, your family is still secure in the knowledge that there is money flowing towards you through other streams.
So, hopefully that gives you a little peek into the world of multiple streams of income. I want to break it down so that you understand it's not really a mystery. It's just any stream of income that will bring you dollars to your door.
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“As entrepreneurs, the most valuable thing that we can do in our marketing is to identify the platform that we need to be on for our business, where our people are hanging out and how they're interacting on that platform.”
Megan is a 5x award-winning Advanced Digital Marketing Strategist and author. Megan is now doing what she truly loves: helping entrepreneurs like you! Marketing can get really overwhelming quickly, especially when you’re not used to it. That’s where she comes in: to help you create ride-or-die fans for life through organic marketing tactics and 1:1 coaching.
In this episode, Megan Shares:Links mentioned in this episode:
I really want you to understand that to reach a breakthrough you actually have to come through something. The word breakthrough in itself means that we have to break an old habit, belief, idea, vibration and get through it to the other side.
Hey there. Now, on this episode, we're going to be talking about how you create financial breakthroughs at any given point in the year. Before you get one step further and frustrated with your results, take a listen and we'll see if we can create that transformation you've been looking for.
So how do we create that breakthrough? What do we need to do?
Well, I think oftentimes what we try to do is we try to figure out what's wrong and then we start thinking about what's wrong. Thinking about what's not working really brings negative emotion and negative feelings. Instead start to focus on the things that are bringing in, the reality is, if you can change the feeling that you're in, you can actually change the result that you're getting.
When we get that first bit of negative emotion, we can take a minute. We can stop. We can literally take a nice, deep breath in. Sight on the way out and let your mouth smile.
Because the reality is your mind can't fight a smile and neither can anybody else's. As you start to say these things out loud, the way you process your day, the way you're feeling is going to start to change. And of course, you'll attract more and better things to yourself because you're feeling more and better.
If you want to create a financial breakthrough, How are you currently feeling about attracting more money, having more than enough, not just enough or not enough money, but having more than enough money . Are you creating feelings that are leading you towards the right, you know, mindset to be in attraction mode?
So here's a couple of things that you can do that will help you to shift your mindset quickly and create that breakthrough that you're looking for.When you go to work for money, you are a slave. But when money goes to work for you, you are the master. So with that, Do all the things we want to reach a million women with the message of financial independence, branding, business and bank accounts that they love.
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A life audit allows us to make course corrections quickly so that we don't get so far down the road that it's a lost cause and put a little bit more energy into the areas of our life that need improvement.
I'm really excited because on today's episode we're going to talk about doing a life audit. Now, I don't know if you've ever heard that term life audit, but it's like a bank audit at work, except you're actually auditing your own life.
A life audit, it's really quite simple, but kind of complicated. And I'll tell you why I say that. A life audit is like looking at the buckets of your life, right? We have friends, family, fitness, friendship, finances.
The point of a life audit is to make sure that you never get to the end of your days with regret. But instead you are rejoicing. Look at all the important areas of your life and ask yourself this questions:It’s important to find balance and rhythm because whenever you focus on one thing, you naturally draw your attention away from something else. So as you're learning to build a business brand, and bank account that you love, of course your energy is going to be shifting to different buckets.
Practice doing your life audit every three to four months, you actually are going to see a compound result and you will be astonished at where you can be just a few years, months, or even weeks from now.
Now you're going to hear me talk about education, learning, mentorship, coaching, a lot because it's really how I've transformed my life from being a broke homeless single mom to doing and living and wherever I want.
And it's how you can do it, too. Let me know how it goes.
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