In this video, I’ll share 5 simple but powerful things you can start doing today para magkaroon ka ng peace of mind sa finances mo. Whether you're just starting out or gusto mo lang ayusin ang daloy ng pera mo, this is for you!===================================🔥 Don’t forget to subscribe and hit the bell for more videos on financial planning, and all things related to mindset and personal finance in Canada!DISCLAIMER: **All content on this channel is for educational purpose only and is not a financial advice**===================================Connect with me through any of my social accounts listed below.I’d love to support you on your journey!===================================Facebook: https://www.facebook.com/shielacabucol/TikTok: https://www.tiktok.com/@shielovesfinance Instagram: https://www.instagram.com/shiela.cabucol/ LinkedIn: https://www.linkedin.com/in/shiela-cabucol-a04544230/

Understanding the Canadian Pension Plan (CPP) link:https://youtu.be/QiNemuH-O4oIn this video, we're breaking down exactly how the Guaranteed Income Supplement (GIS) works — what it is, who qualifies, how much you can get, and how to apply. Whether you're planning for retirement or already receiving Old Age Security, understanding GIS can make a huge difference to your monthly income. Stick around to learn how you might be eligible for extra, tax-free monthly payments from the government.===================================🔥 Don’t forget to subscribe and hit the bell for more videos on financial planning, saving for college, and all things related to personal finance in Canada!💬 Comment below if you have any questions or want more information on how to start an RESP for your family’s future!DISCLAIMER: **All content on this channel is for educational purpose only and is not a financial advice**===================================Connect with me through any of my social accounts listed below.I’d love to support you on your journey!===================================Facebook: https://www.facebook.com/shielacabucol/TikTok: https://www.tiktok.com/@shielovesfinance Instagram: https://www.instagram.com/shiela.cabucol/ LinkedIn: https://www.linkedin.com/in/shiela-cabucol-a04544230/

Understanding OAS (Old Age Security) - PART 1 https://www.youtube.com/watch?v=jZMcvHp7GLsPhilippines/Canada Agreement: https://tinyurl.com/4b23yannIn this second part of our OAS video, you’ll find out what happens to your OAS if you want to retire in the Philippines. You’ll learn that through a social security agreement between countries, you might still get a partial OAS even if you haven’t lived in Canada for 20 years.I’ll also explain how the OAS recovery tax, also called the OAS clawback, works—and what you can do to avoid it or pay less of it.Lastly, I’ll talk about whether you should start your OAS at age 65 or wait a bit longer, and the reasons why you might choose one or the other.===================================🔥 Don’t forget to subscribe and hit the bell for more videos on financial planning, saving for college, and all things related to personal finance in Canada!💬 Comment below if you have any questions about this important government benefit or if you want to personally work with me to optimize your insurance and investments here in Canada.DISCLAIMER: **All content on this channel is for educational purpose only and is not a financial advice**===================================Connect with me through any of my social accounts listed below.I’d love to support you on your journey!===================================Facebook: https://www.facebook.com/shielacabucol/TikTok: https://www.tiktok.com/@shielovesfinance Instagram: https://www.instagram.com/shiela.cabucol/ LinkedIn: https://www.linkedin.com/in/shiela-cabucol-a04544230/

In this video, you'll understand what OAS (Old Age Security) is and how it works here in Canada. I’ll explain the eligibility requirements for OAS, even if you're a Temporary Foreign Worker (TFW) right now. You’ll also learn what factors determine your benefit, how to figure out how much you’ll receive, and what happens to your OAS when you die.===================================🔥 Don’t forget to subscribe and hit the bell for more videos on financial planning, saving for college, and all things related to personal finance in Canada!💬 Comment below if you have any questions about this important government benefit or if you want to personally work with me to optimize your insurance and investments here in Canada.DISCLAIMER: **All content on this channel is for educational purpose only and is not a financial advice**===================================Connect with me through any of my social accounts listed below.I’d love to support you on your journey!===================================Facebook: https://www.facebook.com/shielacabucol/TikTok: https://www.tiktok.com/@shielovesfinance Instagram: https://www.instagram.com/shiela.cabucol/ LinkedIn: https://www.linkedin.com/in/shiela-cabucol-a04544230/

In the second part of our video on the Canada Pension Plan (CPP), we’ll dive into important topics that could affect your retirement planning. We’ll explore: • Why you might want to consider starting your CPP earlier than expected • What happens to your CPP if you choose to retire abroad, specifically in the Philippines • Whether you’re entitled to CPP benefits as a temporary foreign worker • What happens to your CPP if you pass awayJoin me as I break down these key insights to help you make informed decisions about your CPP and your future.

In the first part of our video on the Canada Pension Plan (CPP), we’ll cover the basics: What CPP is, how it works, and the factors that affect your benefits. We’ll explain who needs to contribute and how those contributions add up over time. We’ll also go over the eligibility requirements so you’ll know when you can start receiving benefits. Plus, we’ll discuss what happens if you choose to take your CPP early or later. This section will give you a clear understanding of CPP and how it impacts your retirement planning.

Starting a business in Canada is more than just a career choice—it’s about building something meaningful. It’s a powerful step toward freedom, success, and financial security. It puts you in the driver’s seat, allowing you to take control of your time, decisions, and future while developing valuable skills that will serve you for life.Beyond personal and professional growth, the financial rewards are significant. Business owners can take advantage of tax deductions on home office expenses, travel, marketing, and many other write-offs—keeping more money in their pockets and allowing them to reinvest in their business. Whether you’re chasing a passion, solving a problem, or simply seeking more freedom, starting your own business gives you the opportunity, flexibility, and financial edge to thrive here in Canada.

Thinking of getting life insurance? 🤔 Don’t fall for these common traps! 🚨 In this video, I share the 5 biggest red flags to watch out for before buying life insurance in Canada. I’ve been there, and I don’t want you to make the same mistakes! Learn how to protect yourself and make informed decisions. 💡💰

Tax season na naman! Problemado kana naman dahil baka magbayad ka naman ng malaking tax this year. Panoorin mo itong video na ito para maintindihan mo kung paano ba talaga napapaba ang taxes mo just by using RRSP na pwede pang makatulong sa iyong retirement money in the future. Sa video na ito ay paguusapan natin ang mga common misconceptions ng Pilipino pagdating sa usaping RRSP. Paguusapan din natin dito how you can get a big tax break by using an RRSP loan, and how an RRSP can help you save for your first home through the Home Buyers' Plan.

Let’s clear up the common myths about life insurance that are holding many Filipinos in Canada back from securing their financial future. From the misconception that life insurance is only for older people to the belief that employer-provided coverage is enough, we’re here to set the record straight. Life insurance is important for everyone—no matter your age, health, or stage in life.In this video, we’ll explain why life insurance matters, how to pick the right policy based on your goals, needs, and budget, and why you shouldn’t rely only on your employer’s coverage. You’ll also discover how life insurance can be an effective tool for generational wealth-building and protecting your loved ones’ financial well-being.Don’t miss out on valuable insights that could change the way you think about life insurance. Subscribe now and join our community committed to improving financial literacy and empowerment for Filipinos in Canada. Take control of your financial future and protect your legacy today!