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While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!

Dave Ramsey & Rachel Cruze answer your questions and discuss:

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Should I get someone to co-sign on my car?

How do you pay off your credit cards when the minimums are half my take-home pay?

My wife is a compulsive shopper

I bought an Airbnb cabin and now I am behind on my bills

What's the benefit of using an escrow account?

Convincing husband we don't need credit cards

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Sermon Overview

Scripture Passage: John 1:1-9

Luke 1:78-79 says, “Through the tender mercy of our God, with which the Dayspring from on high has visited us; to give light to those who sit in darkness and the shadow of death, to guide our feet into the way of peace.”

Our world is in a desperately dark condition, but thanks be to God, who sent us His Son, Jesus, the Light of the World.

There are five things to learn about the light of Jesus Christ:

This light is pure.

Jesus was in the world, but He was not of the world. Light can never be defiled, no matter what it passes through. Light can expose the vilest, corrupt darkness, but it’s not touched by it.

Adrian Rogers says, “This is a wonderful picture of Jesus Christ. He exposes sin, but He is never touched by sin. Jesus could touch sinners, but sin never touched Jesus.”

This light is constant.

God is absolutely unchangeable. The only thing that is constant in our universe is light. Likewise, in the spiritual realm, Jesus is the one constant.

Hebrews 13:8 says, “Jesus Christ is the same yesterday, today, and forever.”

This light is victorious.

John 1:5 says, “The Light shines in the darkness, and the darkness has not overcome it.”

This light is vital.

Jesus is the one who gives life. Light and life are inextricably interwoven; you cannot have life without light.

When God first initiated life in this universe, He first commanded, “Let there be light.” (Genesis 1:3) If the sunlight were to disappear, our world would become cold and dark and dead. Likewise, when Jesus came into the world, in Him was life, and that life was the light of Man!

If we want to revive our lives, we need the light of Jesus Christ.

Finally, this light is glorious.

It is full of multifaceted splendors. Pure white light consists of a spectrum of colors, the most gorgeous bouquet in the world. If you take away the light, it has no color. Color is not in objects…it’s in light.

Christ is the one who gives glory and joy, and victory. He’s the one who makes this world beautiful in His time.

Apply it to your life

Don’t blot out the light of Jesus Christ; rather, let Him shine through you today.

Before we celebrate Christmas, it helps to revisit where it all began. Dr. Tony Evans takes us back to Bethlehem to uncover what was happening behind the scenes that holy night and how those truths can strengthen our walk with God today.

In this first episode of Album 80: “Rewritten,” Buck visits Odyssey and Jules braces to tell him her life-changing news. Meanwhile, a nursing-home “ministry” has an unsettling similarity to a dark detail from Buck’s past. (Theme: Choosing the right path) Plus: Vote on the title of Album 81

Join us on today's Bible Minute from Back to the Bible Canada.

Listen to today's Laugh Again with Phil Callaway, "The Christmas File." Enjoy!

The story of Bethlehem is the promise of the prophet Micah. He predicted the birthplace of the Messiah. But he did more. Micah also predicts a time of global peace and righteousness. Listen as Dr. John rehearses the words of Micah. We will find that the One who is born is Bethlehem is the instrument and Ruler of peace. For those who long for peace, there is hope. 

Christmas: Hype or Hope?: In our culture, Christmas has become a celebration disjointed from its original intent. The party of Christmas overshadows the meaning of Christmas. In our society, it has the "too much makeup" appearance and is exploited for commercial profit. There is a lot of hype. Where is the hope? In this 5-message series, Dr. John Neufeld distills the meaning from the mayhem. Listen to recover the reason and joy of Christmas. 

Courtship is the time in a relationship to lay the foundation. It’s the time you discuss children, finances, work, in-laws, faith, stress, goals... everything!