Female Finance Collective

Short-Term Sacrifices for a Long-Term Gain | Ep 59


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Are you tired of living paycheck to paycheck? Or have you just accepted it as normal? In this episode, we’re diving into short-term sacrifices that can help you escape the cycle and finally feel financially free. These aren’t just temporary fixes—many of these changes can turn into lifelong habits that make managing money easier and more enjoyable.


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Time Stamps:

0:00 - Are you accepting paycheck-to-paycheck living or ready to break free?

0:39 - How this miniseries will help you take action

1:13 - Meet Jen, Mary Lee, and Sybil – your money guides

1:40 - Short-term sacrifices that actually make a difference

2:23 - How small sacrifices now lead to long-term financial relief

3:33 - Your car is a money pit—here’s how to minimize the drain

5:20 - The #1 thing to reconsider before moving or buying a home

6:50 - Short-term housing sacrifices that save THOUSANDS

7:26 - Need extra income? These short-term side gigs can change everything

7:56 - How cutting back on eating out adds up faster than you think

9:25 - The power of selling & swapping items you no longer need

10:31 - Why spending less on clothes can be a game-changer

11:32 - Giving back = saving money? The surprising mindset shift

12:56 - Your action step—what short-term sacrifice will you try?


*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

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Female Finance CollectiveBy Sybil Hall, Jen Sullivan, and Meri-Li Forrest