Irene in Nebraska wants to know if she should include inflation protection on her LTC plan, at a significantly higher cost. The real decision is to either pay more for insurance by adding inflation growth or pay more out-of-pocket for care at claim time.  Nursing home costs have averaged a 5% annual increase in cost over the last 30 years! Diane shares how inflation protection works and how plans with the rider help so much more when care is needed  She shares how her mom-in-law's plan had grown over 25 years and the value it provided during her home care journey since April, 2020.  If it's in the budget, inflation protection is a must for almost everyone. So many have made preparations for we die, but very few have planned for living and needing help to get through each day for an unknown amount of time. Schedule with me to design your LTC plan