Val and Sherry have had countless conversations about this exact question with clients and other financial professionals.

Which option is best for you, and how do you even begin to figure it out? There is not one hard and fast answer without learning more about you, but in this episode, we give you things to consider when deciding and what our best recommendations are!

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393