The Prime Minister has just announced another 14 days extension to the Movement Restriction period. Also, he mentioned about the Moratorium where all loan installments of house will be pushed back for 6 months in order to help the situation.  Many people would be affected by the lock down, some may be wiped up, lose their job, pay cut and etc. So today's question is basically divided into 2:  1. Would you want to opt out from the Moratorium?  2. Should you provide waiver of rental to your tenant since your installment is free?  Let me know what you guys think and I definitely look forward to your responses=)