This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) With Attorney Keith McManus of McManus Estate Planning, the major differences between trusts particularly revocable and irrevocable trusts 2) The latest news topic that there is a real problem with retirement in America today. Listen to find out where you stand with your retirement! 3) Matt Peck’s Weekly Market Report: The correlation between oil and the S&P 500 and how it may impact your portfolio.

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) important changes coming to the financial industry and how these changes can impact your life going forward 2) with Attorney Keith McManus whether your life insurance should be owned inside a trust. In addition, the consequences of not funding a trust properly 3) Revenue sharing and mutual funds: If you own a mutual fund, how can revenue sharing affect you? Be mindful of revenue sharing agreements with big firms and how they can be setup to give you conflicting advice 4) Matt Peck’s Weekly Marketing Report: Upcoming changes in the Department of Labor that will affect how you get retirement advice.

This week SHP Financial Co-Founders, Derek Gregoire, Keith Ellis and Matthew Peck® discuss: 1.) How to pass on wealth more efficiently, 2.) How a proper legacy plan can help you spend more efficiently, 3.) How to drive income with your conservative dollars and 4.)How market volatility can affect your retirement plan

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) with Attorney Keith McManus of McManus Estate Planning how you can potentially save 16% in taxes with some basic planning and help reduce the liability for the next generation 2) Matt Peck’s Weekly Market Report: Research and thoughts on the end of the Ben Franklin’s $100 bill 3) The biggest financial differentiators that could determine your success or failure in retirement. If you are close to retirement or in retirement with money in the stock market, this could mean the difference between whether or not you run out of money in retirement or have enough to last you for the rest of your life.

This week SHP Financial Co-Founders Derek Gregoire and Matthew Peck,CFP® discuss 1) Ways to improve your retirement accounts (i.e. IRA, 401k, 403b, etc.) and how to maximize their value if you are in or entering retirement 2) A few key areas as it pertains to Roth IRAs, Roth conversions, and stretch IRAs. Stretch IRAs are a great way to pass on a legacy 3) Matt Peck’s Weekly Market Report: Yield vs. Growth and the difference between the two as it relates to drawing an income stream 4) A review of our Retirement Road Map process which includes 5 key areas: income, investments, taxes, healthcare and legacy. Our mission is to build our clients a thorough, holistic plan to maximize all their retirement needs.

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) The misconceptions about long-term care. With longevity increasing, long-term care is becoming a growing concern among retirees 2) A few items within your portfolio or plans that could drastically change or potentially ruin your retirement 3) Matt Peck’s Weekly Market Report: How not having a plan for market volatility could affect your retirement outlook.

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) How to align your portfolio to match your retirement goals 2) “Proper Planning Prevents Poor Performance.” How proper planning can prevent stress in retirement 3) Planning for a lifetime of income in an uncertain environment. How to ensure you have a guaranteed or safe income that goes up with inflation to cover living expenses. 4) Exposing the inefficiencies of mutual funds that could have a devastating impact on your retirement.

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) Legacy Planning and how to pass wealth more efficiently. In addition, how proper legacy planning can help you spend more confidently during your retirement 2) Alternative options for your conservative dollars as it pertains to driving income 3) Matt Peck’s Weekly Market Report: “What can we gain from all the pain?” We will discuss the recent market volatility and the impact to your investment planning.

This week SHP Financial Co-Founders Derek Gregoire, Matthew Peck and Keith Ellis discuss 1) with Attorney Keith McManus, the risks of procrastinating on building an estate plan 2) how to keep things in perspective with the recent market volatility and what it means to your overall plan, if you are planning for or currently in retirement 3) Matt Peck’s Weekly Market Report: Oil and what it means to the market along with you as an investor.

This week SHP Financial Co-Founders Derek Gregoire and Keith Ellis along with Marketing Director, Becky Levesque discuss 1) Five important changes to the 2016 Tax Law and how it may pertain to you 2) A new government ruling determines how financial professionals conduct their business called the Fiduciary vs. Suitability Ruling. With this new ruling, the government will try to make every financial professional a Fiduciary. Is the advice you’re getting today from a Fiduciary advisor? 3) The recent volatility in the market and what is causing it? Also, how do you set up a plan during today’s market volatility that won’t affect your lifestyle in retirement?