Shred The Debt

In this episode, we review your New Years Resolutions, while offering support and advice on how to break free of debt and think differently with your money.

This is the final show of 2025. We give an update from our No Spend November and provide an review from shows this season. We we also talk about setting goals for 2026 and staying focused to complete them.

This week we discuss how you can invest in your future and retirement through your employment. We talk about the 401k and Roth IRA offerings and encourage you to find a way to get the free money from your employer. We also pitch the challenge for a No Spend November.

This week we get in our feels and talk about how debt makes us feel and what we can do to control Anxiety, Depression, and Guilt when it comes to Debt.

In this weeks episode we deep dive in the Payoff Strategies of the Debt Snowball and Avalanche. We take emails from listeners and help give them advice on their situations and making real life references to help you stay motivated and educated in your debt journey.

In this weeks show, we take emails from listeners and talk about Building and Emergency Fund and making extra payments. We also get on the Topic of Debt Snowball and Debt Avalanche, which will be covered in a future show.

This week, we dive right into the art of couponing. We talk about the different methods of couponing and how it saves you money on essentials and how it can also create unnecessary spending if you let it get out of hand. We also talk about the Ibotta app and how you can get cash back from purchases.

Our Ibotta referral code is rhqybdx

This week we break down and give you the 411 on Credit Cards so you can make a sound decision on if a Credit Card is right for you and why they are good and why they are not.

This week we are talking about Side Hustles and giving insight on things that are popular and might work for you. A good side hustle may be just what you need to tackle that stubborn debt or help you save for a future purchase without disturbing you budget. Remember, Debt is just a math problem and extra income is always a good tool to have.

This show identifies two types of Budget formats that most people are using. They are the Zero Based Budgeting Method and the 50/30/20 Rule. Both are great tools, but only you can decide what works for you. As always, I offer the tools I discuss for free and if you would like to take a look at a sample budget, send us an email and we will get it right over to you. If you are interested in Financial Coaching, we offer that as well. I want to see you win and I'm always here to help.