Si Ransel At Si Juan - A Pinoy Personal Finance Podcast

Welcome to another Face To Face Podcast!!!

Listen to the journey of Pau, BS Nursing graduate, wanted to be a doctor, worked in Dubai for a few months to now earning from her passion working as a PR Marketing manager. She is a proud single mom of two young boys and will always choose Pera over Pagibig (Kusa naman daw kasing kinakaltas iyon). :)

Her first hustle was earning from her Kikayness. She used to make necklaces, bracelets and earrings made of beads for her classmates and friends. From making some for herself at first, to then selling it in their school. Until now she still has that Kikay in her, proof is her FB page below.

https://www.facebook.com/paulapinkikay

After graduation she went to Dubai, went back home and was welcomed to the reality that our hospitals has no vacancies for nurses like her and needed to work as a call center agent just to make ends meet.

She had a realization that her current earning was not enough when she had her first born.

Her career transition jumpstarted when her last Contact Center company suddenly closed and she started taking offhsore jobs, writing articles for companies, at a measly rate of 35 cents per article. Getting her clients from then our go to site, ODesk.

During the pandemic she was working 5 jobs.

"Iyong oras na meron ako, dapat maging pera", this is how she treats her free time now. She downsized her client portfolio from having 5 to 3, while still getting the same monthly compensation, but has more free time now.

Let's meet and liste to paula's story.

Hope you enjoy and pick a lesson or two from our special guest, Paula!!!

Happy New Year Everyone!!!

Listen to the journey of Melanie, BS Economics graduate from CDO moved to Manila to pursue a career, started as a Desktop Tech support and in a couple of years she became a Manager in the IT industry to now taking up Post Graduate studies somewhere in Europe.

She was a shoe shine girl for her Lolo as her first hustle and at a young age of 11, she was already helping in their family business and has even handled baking classes, teaching students that are older than her. She even conducts swimming lessons during summer break to add to that.

She is a podcast co-host for The Balut Kiki Project, which recently won best hosts at the recently concluded Asia Podcast Festival 2021. Check them out here.

https://www.balutkiki.com/the-podcast

In 2021, she decided to take a leap of faith. Sold everything she had, even some of her organs, brought just two towels with her and decided to pursue her Masters Degree in Computer Science. 2022, she started her new journey. Looking for places to eat, learning how to commute and finding a dorm near her University. Also, looking for a job J. If anybody has some recommendations do reach out to me or her directly. J

During this time she had her greatest realization, that she had bought so many small things throughout the years. She has so many ballpens, shoes and even wall clocks that she didn’t really need. She definitely could have used that money for something else more essential.

“If you can’t bring it with you when you migrate to another country, you definitely don’t need to buy it just because it’s cute”

She is just in her early 40s but she already has her life planned out. She plans to retire at her retirement home, at a cozy farm lot in Quezon, living a simple life and eating freshly picked vegetables. Simple life is a happy life indeed.

Hope you enjoy and pick a lesson or two from our special guest, Melanie General.

From having to walk 2 kilometers to get to school while only in his slippers during his elementary days. And learnt at a young age how to sell junk foods to classmates and other students from other sections, to renting out his old Pinoy comics and selling pandesal and Spanish bread to helping out in rice fields during harvest season earning 5 pesos per sack.

He persevered and became a registered nurse he then started out as a car sales agent, while reviewing for the board exam, and since then has been into trading cars as his main source of income.

He now has several income streams

- Car trading

- Condo rental

- Online businesses

For Home service massage needs

https://www.facebook.com/seishihomespaproject4

For Cakes and Pastries

https://www.facebook.com/CutsAndBites

For Ice cream cravings

https://www.facebook.com/MonsterReseller1Project4QC

For Car selling or buying contact him directly

https://www.facebook.com/kanshu.shen

Let’s meet Arnel!!!

Get to know his journey from learning sales at a very young age to now teaching his kids how to be the same at an early age as well.

His mantra is “Enjoy life and subukan lang nag mga bagay pagdating sa pagkakakitaan para wala kang what ifs!!!”

Enjoy our episode and thank you so much for listening and supporting my Podcast.

Stay safe and well everyone and be kind to one another.

He worked odd jobs early in his life to now being a co-owner of a Media monitoring company. He is a father of two, husband of one, a Moto Vlogger, he also owns a T-shirt printing business that caters to small groups to corporate giveaways and he added part time dog breeder to his income stream as well.

After working for a few years for a company where he started as an intern, he decided to put-up his own company thinking that he can do what they were doing even only on a small scale. His Brother (Elmer) and two friends (Jave and Armand) where his initial investors. They started with 3 employees to growing up to 10 employees at one point.

For print jobs message him here

https://www.facebook.com/profile.php?id=1005021262

For his MotoVLog, check this him out here

https://www.youtube.com/c/2WheelsBrader

Channel is “2 Wheels Brader”

Let’s meet Erwin!!!

Get to know his journey from learning how to save later in life and just had a philosophy of working hard to get what you want and sustain the lifestyle that you want to live.

His mantra is “Sa ngayon di na pahabaan ang buhay, pasayahan na ng buhay!”

Enjoy our episode and thank you so much for listening and supporting my Podcast.

Stay safe and well everyone and be kind to one another.

Listen to the journey of JonJon who was just earning P8,700 pesos back in 2003 to now being

- Employed in the UK, a UK citizen at that

- Owning a Hotel in Scarborough area in the UK

- A private investor

- And a startup company owner

He bounced around Ortigas and Makati in his early years of employment working in IT then became a full-pledge programmer around 2005. He worked as an OFW for 2 years in Brunei and now is a Developer in UK, owns a Hotel and also has a startup Software Development company.

After saving enough, he decided to study Masters in Computer Science at Greenwich University n United Kingdom.

For those in the UK and wants to have a vacation in the Scarborough area, do consider staying in his hotel. Here’s the link.

https://www.mountview-hotel.co.uk

Let’s meet Arlene Jose or JonJon. He proves that hunger for learning and handling your money properly will literally get you to places.

Get to know his journey from realizing at a young age that “saving” is a skill we need to learn and to only spend on sensible things. He used his passion for learning to get ahead in life and never stopped learning until now.

Enjoy our episode and thank you so much for listening and supporting my Podcast.

Stay safe and well everyone and be kind to one another.

He bounced around Ortigas and Makati in his early years of employment working in IT then became a full-pledge programmer around 2005. He worked as an OFW for 2 years in Brunei and now is a Developer in UK, owns a Hotel and also has a startup Software Development company.

After saving enough, he decided to study Masters in Computer Science at Greenwich University n United Kingdom.

For those in UK and wants to have a vacation in the Scarborough area, do consider staying in his hotel. Here’s the link.

https://www.mountview-hotel.co.uk

Let’s meet Arlene Jose or JonJon.

Get to know his journey from learning at a young age that saving is a skill we need to master to spending only on sensible things. He used his passion for learning to get ahead in life and never stopped learning until now.

Enjoy our episode and thank you so much for listening and supporting my Podcast.

Stay safe and well everyone and be kind to one another.

He was a Student Athlete then became an OFW and now a Senior IT Support Specialist in a multinational company that has recently been made public in the New York Stock Exchange.

Father of two and a husband of one.

Let’s meet Antonio!!!

Get to know his journey from learning how save later in life to now teaching his daughters how to save as early as 5 years old.

He had turned all his opportunities to life changing experience and let all of those life changing experiences shape what he is today.

Stay safe and well everyone and be kind to one another.