Lovaii Navlakhi and Shanthala Kumble break down term insurance vs endowment and ULIPs, helping you choose the right plan, protect your family, and avoid overpriced policies.

Choosing the right life insurance can feel overwhelming with so many options available. In this episode, Lovaii Navlakhi and Shanthala Kumble simplify the choices by comparing pure term insurance, endowment plans, and ULIPs. They discuss what each plan is best suited for, the costs involved, and common pitfalls to avoid. This episode helps you make informed decisions, ensuring your family’s protection and aligning your insurance with your financial goals.

#LifeInsurance #TermVsULIP #EndowmentPlans #InsuranceSimplified #FinancialPlanning #ProtectYourFamily #SmartInvesting #InsuranceTips #PersonalFinance #FinancialAwareness

Many believe that writing a will is sufficient to safeguard their family’s future. The reality is that a will alone can leave your assets vulnerable to disputes, taxes, and long delays.

In SIMMPLY LOVAII | Episode 23, we discuss:

If you want to secure your wealth and truly protect your legacy, this episode is for you.

Subscribe for more insights on estate planning, wealth protection, and financial freedom.

#FamilyTrust #WillVsTrust #EstatePlanning #ProtectYourLegacy #WealthProtection #InheritancePlanning #FinancialFreedom #GenerationalWealth

Whether you're an NRI charting your path abroad or planning a return to India, your financial landscape is anything but one-size-fits-all. In this expert-led Q&A, Lovaii Navlakhi and Sneha Jaggar from IMMPL break down the 10 most common financial questions NRIs face—from mutual funds and Indian stock investments to retirement planning and tax compliance across borders.

This episode will help you:

Cross-border living brings financial complexity. This episode is your essential guide to making smarter, compliant, and goal-aligned financial decisions—whether you’re heading overseas or coming back home. Learn how to take a holistic view of your wealth, stay ahead of regulatory changes, and plan confidently for your future in both worlds.

#NRIFinance #ReturningToIndia #FinancialPlanning #CrossBorderFinance #NRIInvestments #WealthPlanning #GlobalFinance #NRIRetirement #TaxPlanning #IMMPL #LovaiiNavlakhi #SnehaJaggar

Just started earning? Your first paycheck can be exciting — and overwhelming. In this episode, we break down what really happens to your salary, how to build smart financial habits early, and why the decisions you make now can shape your financial future.

Whether you're in your first job or just beginning to manage your money, this episode is your starting point for long-term financial confidence.

In Episode 20, Lovaii Navlakhi and Khushboo Aggarwal break down the essentials of Cross-Border Financial Planning — perfect for NRIs, returning Indians, or anyone whose life spans across geographies.

From managing taxes in multiple countries, handling social security, to planning for retirement or inheritance across borders — we simplify the complexities of global wealth management.

✅ What is Cross-Border Financial Planning

✅ The cost of not planning before relocating

✅ Social security, education & retirement planning for global citizens

✅ Inheritance laws and tax traps to avoid

✅ Real mistakes people make when managing money across countries

Whether you're moving out, moving back, or just planning smart — this one's for you.

#GlobalFinancialPlanning #NRIWealth #CrossBorderMoney #FinancialPlanningPodcast #MoneyWithoutBorders #LovaiiNavlakhi #GlobalGoals #WealthAcrossBorders #InheritancePlanning #NRIAdvice #PodcastIndia #immpl #wealthmanagement

In this insightful episode, we explore how personal experiences, relationships, and shifting priorities shape financial decisions. Lovaii Navlakhi and Khushboo Aggarwal share real-life stories and reflections that highlight the human side of financial planning—from missed goals to meaningful breakthroughs.

In this episode, we delve into the real-life story of a woman who suddenly lost her spouse and was left to face emotional and financial uncertainty. Through her journey, we uncover the importance of thoughtful financial planning during life transitions and how a CeFT® professional helped her move from confusion to clarity.

After the sudden loss of her spouse, a woman is faced with unexpected financial chaos. This episode explores how a CeFT® (Certified Financial Transitionist®) helped her navigate grief, avoid common mistakes, and regain financial stability — showing how the right guidance can bring clarity in life’s most difficult moments.

Significant life changes like inheritance, retirement, sudden loss of a loved one, or divorce can deeply impact your financial world. In this episode, we unpack the emotional and practical sides of money management during such transitions. We also highlight the unique role a Certified Financial Transitionist® (CeFT®) plays in helping you build stability and clarity during these critical times.

 Key Highlights

 Takeaways

🎧 Episode Snapshot:

This episode dives into the essentials of health insurance—demystifying policies, premiums, and exclusions. We cover everything from choosing the right plan and understanding claim processes to decoding terms like deductibles, co-payments, and waiting periods.

Listeners will walk away with clarity on how to select a plan that fits their lifestyle, budget, and long-term health needs.

🧩 Key Highlights: • Why health insurance is essential for financial planning

• How to select the right policy

• Common pitfalls and how to avoid them

• Claim process & tips to ensure smooth approval

🎯 Takeaway:

A practical guide to navigating the world of health insurance—empowering listeners to make confident, well-informed choices for themselves and their families.

Let me know once reviewed or if any last-minute changes are needed!

This episode demystifies Portfolio Management Services (PMS)—a premium investment option for high-net-worth individuals. We break down how PMS works, compare it with mutual funds, and explore key strategies like equity, debt, and hybrid models.

Listeners will also learn how to evaluate a portfolio manager, understand tax implications, and decide if PMS fits their risk profile.

A clear, concise guide to PMS—what it is, how it works, and whether it’s right for you.