What is Finance? What do we mean by it? Is it the same as accounting?  Lets find out!

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The concept of Opportunity Cost and its use gives you a better chance of making the right financial decision.  It prompts you to consider what other alternatives there are, and especially the next best alternative that you are giving up to do what you are thinking of doing.

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Health is wealth!  Make looking after yourself and your health near the top of your list of FINANCIAL priorities.    

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Buying a new car has many advantages but exploiting the financial benefits of buying a used car may be preferable.  Here are some simple thoughts to help you make that decision.

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Einstein said that Compound Interest is the eighth wonder of the World! What did he mean by that?  What is compound interest and how can you use this to grow your investments?  

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Regards

Faisal Hasnain

You know, doing business with family and friends may have some advantages, but the potential disadvantages often out-do the advantages and today we'll have a look at this.

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When borrowing money (and this specifically includes spending on credit cards), you must understand whether you are incurring a good debt or a bad debt.  Good debt will help you to grow financially, whereas bad debt will eat into your income and resources and you will be left with nothing to show for it.  

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Making an investment is relatively easy and the bankers and other financial advisors will make this easy for you, because they want you to invest your money with them.  But before you make any investment, make sure you know how to get out of that investment and are very clear what is required in case you want to liquidate and encash your investment.   Sometimes that is more important than making the invsement.

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Anita Roddick, the founder of Body Shop one said that "Being good is good for business."  That is so true in so many ways and I decided to discuss that with my young daughter while dropping her off to school.  i then thought that conversation may be an interesting episode for my podcast ................. so here goes!  The conversation in the car is a bit low on volume so please excuse that !

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When faced with lofty, impressive but unverified numbers, you must do your own due diligence and ask a lot of questions.  People use all sorts of financial tricks to enhance their results to attract new clients or to show a better performance than is actually the case.  

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