If you want something nobody else has you have to be willing to do something nobody else does. That something should be financial independence early in life. How to be different: Drive an older car Live in a modest home Avoid home improvements Vacation frugally Don’t follow the masses

The truth about credit cards: credit cards are not required but are convenient credit card should never be used for credit credit card hacking is a hobby not a strategy credit cards are not an emergency fund credit cards need to managed like a bank account

Misconceptions of a Minimalism Minimalism has to grow organically One person’s minimalism is another’s excess Minimalism can be expensive Minimalism is not for everybody Book: The Life-Changing Magic of Tidying Up Audiobook: The Life-Changing Magic of Tidying Up

Five subtle signs you might be moving in the direction of financial distress: You are spending money that is less than 30 days old You have no savings goals You are more focused on where your money is coming from rather than where it is going You are using some form of credit to pay […]

The Simple Path to Wealth: Your road map to financial independence and a rich, free life The Value of Simple: A Practical Guide to Taking the Complexity Out of Investing Mr Money Mustache Blog The Mr Money Mustache Show JL Collins: “The Simple Path to Wealth” | Talks at Google