Ross and Randy of the JS Group at Baird discuss the current real estate market. They also delve into the difficulties first time home buyers are experiencing. Why is it still a good thing to own your own home?

Randy sets up a rivalry between Cynthia and Ross by creating a game show atmosphere. He asks them questions about the worst performing month of the year, the affect of the election on stock markets and how the deferment of the payroll tax works.

Cynthia, Ross and Randy interview Kelsey Clair. Kelsey is Baird's Tax Strategist in the Financial and Estate Planning Area. We discuss what we should be thinking about as it pertains to the CARES act and the provisions that allow some special situations this year only. We also discuss the election and how that may affect your planning.

In this episode of Six Minutes of Wisdom, Ross and Cynthia discuss the overconfidence their children have around the pool and lake. Some minor incidents are used as an analogy to be "in tune" with your emotions when investing and know what allows you to sleep at night.

Mike Antonelli is a Private Wealth Management Market Strategist at Baird. We love the energy he brings to any topic. Cynthia, Ross and Randy decided to chat with him a bit given the historic movements in the market since the end of February. Our six minutes became fifteen minutes of wisdom, but this was too good to crop!

The JS Group shares their musings on what is important while we contend with our response to the virus. Randy wrote an essay, "The Best Day Ever" and shares excerpts from that essay as a prelude to the inner thoughts of the rest of the team.

In this episode The JS Group is working remotely from home. They discuss what they've been doing to remain sane. They also discuss the new CARES Act and how it may benefit you. You may have a little more time on your hands so we gave you 12 Minutes of Wisdom this month!

John Tierney and Roy Baumeister wrote the book, "The Power of Bad". It's a book that delves into our compulsion to focus on the negative and how to turn that in our favor.

Cynthia and Randy, from the JS Group at Baird, discuss the ramifications of this effect and how to counteract it in an investing environment.

Ross has an issue with a mover. They don't want to disassemble and reassemble bunk beds. So Ross comes up with an innovative idea and it leads Randy to discuss an innovative way to "get around" the Roth contribution rules.

Ross sits down with Randy to discuss ways to model good financial behavior in your young and not-so-young children.