Renting just got new rules, because housing was so simple before.

Mik outlines the key changes in the Renters’ Rights Act. What is actually changing, how it could affect your finances, and what it means in practice for both tenants and landlords. It turns out housing policy is a lot more connected to everyday money than most people realise.

Connie brings in what is happening with rent levels right now, and Mik connects the dots between current market pressures and how the new rules might shape behaviour, supply, and prices going forward. Yes, this does involve the uncomfortable reality that housing decisions affect everyone, whether you rent, own, or are just trying to move out at some point before retirement.

If you have been hearing about the Renters’ Rights Act and wondering what it actually means for you, your costs, or the housing market more broadly, this episode keeps it clear, practical, and very normal-person friendly.

For education and entertainment only. Not financial advice.

You’re telling me we can’t predict what’s going to happen… even with all the experts?

Mik explains who actually sits behind major economic decisions. The advisors whose job it is to analyse the numbers before policies are announced. It turns out there are a lot more spreadsheets involved than most of us imagine.

Connie and Mik unpack how government forecasting works, and why even with experts in the room things can still go wrong.

Yes, we talk about Liz Truss, briefly. It would feel strange not to.

If you have ever wondered who is really steering the ship, how much control governments actually have, or whether economic mistakes can be avoided in advance, this episode makes it clear, practical and very normal-person friendly.

For education and entertainment only. Not financial advice.

Tariffs – trade wars, price rises, and why soyabeans have somehow become politically important.

Mik opens with Trump’s tariff plans and how one policy decision can ripple through global trade faster than you can say “supply chain”. Yes, we really are talking about crops, cargo ships, and economics in the same breath.

Connie and Mik get into what a tariff actually is. Not just a tax on imports, but who really pays it, how it moves through businesses, and why it can quietly show up in everyday prices long before anyone notices.

They chat through how tariffs affect the supply chain, what it could mean for the wider economy, what it might mean for us here in the UK, and what has already happened in markets as trade tensions have escalated.

If you have ever heard the phrase trade war and thought “that sounds dramatic” without knowing why - this episode breaks it down simply, practically, and very normal-person friendly.

For education and entertainment only. Not financial advice.

Private assets - big money moves, and investing off the stock market.

Mik tries to explain how companies can buy other companies for a living which sounds fake at first, but is in fact a real job. Think less dragons and castles, more spreadsheets and debt.

Connie and Mik get into the world of private equity and private assets. What they actually are, how firms buy, fix, and sell businesses behind the scenes.

They chat through how private equity works, the trends shaping the space, and why it has become such a big deal in recent years. Most importantly, what it all means for the rest of us who do not have a spare few million lying around.

If you have ever heard terms like private equity, private markets, or private assets and just nodded along pretending you understood, this episode breaks it down simply, practically, and very normal-person friendly.

For education and entertainment only. Not financial advice. ❤️

The AI Bubble - big promises, big opinions, and a lot of hype.

Connie has a moment of realisation that AI hype feels a bit like looking back at old photos and thinking you actually looked good at the time, confusing, flattering, and slightly misleading.

This episode covers the potential risks of investing around AI, the possible rewards if it really does change everything, and how to think about investing with AI in mind without panicking or going all in on the buzz.

If you are unsure whether AI is the future, a bubble waiting to pop, or something in between, this episode keeps it practical, calm, and very normal-person friendly.

Oh, and yes, Mik does attempt to talk about AI without making it sound like the robots are either about to save us or take over. Results may vary.

For education and entertainment only. Not financial advice. ❤️

What IS a divident?

This week, Connie and Mik break down dividends - what they actually are, how they work, and why some people get weirdly excited about being paid for… doing nothing.

Connie learns exactly what a dividend is (spoiler: it’s not free money falling from the sky, sadly), how dividends show up on fund platforms, and why people talk about them so much when investing for the long term.

They also dig into how dividends can be used alongside the so-called 8th wonder of the world - compounding - and why reinvesting those small, boring payments can quietly turn into something much bigger over time.

If you’ve ever wondered why investors care about dividends, how they fit into funds, or whether they’re worth paying attention to at all, this episode makes it simple, practical, and very normal-person friendly.

For education and entertainment only. Not financial advice ❤️

Cash. The stuff we barely think about until we really need it. From power cuts and dead phones to being stranded with no way to pay, Connie shares why she now keeps emergency cash at home.

Mik breaks down the two big questions everyone avoids. Why cash still matters in day-to-day life, and how much of it you should actually be holding as part of your savings or investments.

They cover rainy day money, emergency buffers, savings accounts, gilts, ISAs, and why selling investments at the wrong time can cost you far more than you think.

For education and entertainment only. Not financial advice.

This week, Connie and Mik break down how spreading your investments can help protect you from bad luck, bad timing and bad decisions. In other words, diversification.

They discuss how much cash to keep, why putting all your eggs in one basket is risky, and how normal people can build a 'diversified portfolio' without needing lots of money or a finance degree.

If you have savings, a pension or even just a few quid set aside, this is one of the most important money basics to get right.

For education and entertainment only. Not financial advice.

Want to know what happens after you decide to invest? Where does the money go, how do you buy shares, and what are all these platforms people keep talking about?

This week, Mik explains how investment platforms work, from opening an account and moving your money in, to buying funds, shares, ISAs and pensions. They look at fees, how to choose a platform, and why some are better for small pots while others suit bigger ones.

We'll unpack how to get started, how much you really need, why it's easier than it sounds and how to avoid panicking when the numbers go up and down.

New to investing? Start here.

For education and entertainment only. Not financial advice.

If you've ever heard the term “bond” and thought it was related to spy movies, this episode is for you.

This week, Connie and Mik explain how large companies borrow money, what corporate bonds are, and how you (yes, YOU) can get paid for lending to them.

They cover why some companies pay more interest than others, what makes a bond safer or riskier, and how this kind of investing can fit into a normal person’s finances.

It's an essential guide to one of the most confusing bits of the money world, without the jargon or the stress.

For education and entertainment only. Not financial advice.