SKST Radio Network and Podcast Studios Real Talk with Rome Foster and Kami Grayson Let's learn about the owner and CEO of SPECIAL K'S SPECIAL T'S (SKST Radio Network and Podcast Studios) --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Marcus Christian Rather, is a financial adviser. His story begins being born and raised in Hampton, VA by two wonderful and loving parents, Melvin C. Rather and Regina M. Rather. He is the youngest son of two “big-headed” boys, with his older brother being Melvin C. Rather Jr. His brother and he are the products of two parents who made decisions and sacrifices for our well-being and opportunities for us to succeed. He chose a career in financial services, initially, because of a connection made to my Boys State Counselor during my experience at Virginia Boys State of the American Legion. At that time, my then co-counselor was in school pursuing a career as a Financial Planner. During one of our many long conversations, he took the time to tell me about the career, how it was a career that involved interacting with people daily and advising them on their personal financial decisions. At that time in my life, He knew that he wanted a career that didn’t limited him to a desk or behind a computer, but a career that involved him actively engaging with people and the freedom to meet people wherever they were. So, following that conversation, he decided that I was going to further my education in the pursuit of becoming a financial planner. The second catalyst to my journey came during my freshman year of college at VCU. During one, of the many, VCU School of Business Fairs, I had the pleasure of meeting my college mentor John McFarland. Mr. McFarland shook my hand and told me about the benefits of working as an independent financial planner, being able to build a financial practice that granted me the freedom to control my schedule, provide a lifestyle for a family, and help people. He clearly was good at what he did because it didn’t take much to convince me to pursue this career further. He is a graduate of Phoebus High School c/o 2012 where he played football for the 4x State Champion Phoebus Phantoms. Upon graduation of high school he pursued his college degree at Virginia Commonwealth University (V.C.U! Go Rams Go!) He graduated from VCU c/o 2016 with my B.S. Finance, concentration of Risk Management Insurance. During my time at VCU I pledged Alpha Phi Alpha Fraternity, Inc. in the Spring of 2015. Upon graduation he embarked upon my financial services career with Foresters Financial Services as a licensed financial representative. In 2019, Foresters Financial and Cetera Financial Group agreed upon an acquisition which led to what is now known as Cetera Investors. Outside of work he find balance in participating in my hobbies. I enjoy playing basketball, football, baseball / softball, bowling, soccer, dodgeball, swimming, etc. He am a HUGE Pittsburgh Steelers fan, the greatest Franchise in NFL History! --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Greg is the father of two boys. His wife, Karen, and Greg have grandchildren. Greg has earned his bachelor’s degree in History from Portland State University and an MBA from East Carolina University. He grew up in the Northern Virginia area before going back to Portland, OR for school. He spent 13 summers working for the National Capital Area Council’s Goshen Scout Reservation where he worked his way up from merit badge instructor to camp director. Karen and Greg have lived in the Atlanta, GA area for 19 years. They enjoy whitewater kayaking, the outdoors, travel, and keeping up with our funny beagle, Roxy. Greg is passionate about helping grandfathers and families understand that the role of grandfather is important and valuable for the grandchildren and the family unit. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Dr. Ron Smith Investigates Show Podcast Planner for March 2023
OVERALL Episode Concept:
Episode #4 “Money’ Increasing your Financial Literacy”
“Rather than change the world, it may be best to change yourself”
Introduction: Money is like a drug. Without financial education people become addicted to money. Money makes them happy. Money solves their problems. Money heals their pain. Today, billions are addicted to the “quick fix”,” the temporary high” of money. The problem is, the “highs” becomes “lows,” and the addicts go back to work to feed their addiction. Addicts will do anything to feed their addiction. TOPC #1 WHAT IS FINANCIAL LITERACY/EDUCATION? That’s a good question and I’m glad you asked. 1. Income Money received on a regular basis for work or through investments. Payment for services, wages, salaries, commissions, fees, tips, any form of compensations to include fringe benefits or stock options. 2. Expense The cost required for something; expenitures to obtain something; payment for goods and services. 3. Asset A useful or valuable thing, person, or quality. Property, company having value to meet debts, commitments or legacies. 4. Liability The state of being responsible for something. Something that can predict cash outflow of future money. 5. Cash Cash is a current asset and is the first line item on a company balance sheet.
6. Cash Flow 7. Is the movement of money in and out of a company. Net cash flow = Total cash inflows-Total cash outflows.
TOPIC #2 HOW YOUR CASH FLOW WILL TOPICALLY FLOW: Job You are paying for education, mortgage/rent, saving for kids' school, 401(k), saving, pay taxes Government: pay taxes 401(k): pay Wall Street Mortgage payment: Bank
TOPIC#3 YOU TO THINK OF YOURSELF AS A COOPERATION (you have the same functions) A. Management –manage your money B. Finance-create income, ownership C. Marketing- resume, application for employment D. Administration- clerical administrations --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

S1-E1 SKST Radio Artist Network -The Kami Grayson Show with Recording Artist and American Idol Shayy Winn Every time I see this episode I cry tears of Joy for Shayy! -Kami~ Aired Date: 8/19/21 SKST Radio Network Entertainment 1 on 1 with Kami Grayson. Kami Interviews Shayy Winn Shayy has an acute love and compelling passion for music. Born in Chesterfield VA in 2000. As a child often falling asleep to music, and now as a young adult, she is perfecting her sound calling to resurrect sentiment in song. She thrives on making audiences feel what she is singing Before American Idol, Shayy was performing and impressing audiences with her eloquent voice. Initially uncomfortable with the attention. Shayy soon became the draw , often singing at school games and Virginia’s community events. She became an emerging local talent that allowed her to appear in several local magazines and newspapers. In 2017, Shayy lost her vision due to a unknown brain tumor. This did not stop her from continuing her passions. As an American Idol 2019 contestant, Shayy’s televised audition captured millions of people and she was able to touch the hearts and inspire so many around the nation. She auditioned to show others just like her, that despite any disability, “You Can Accomplish Your Dreams”, you may have to try harder or do it differently, but “You Can Do It”! Shayy Winn has now released two singles “Addicted” and “Crazy”, which can be found on mostly all digital platforms. She is featured on a remix song of an African Artist named LDrez called Rock-About Baby. She is currently working on releasing more. She can be followed on Instagram @ shayywinn and Facebook ShayyTheSinger How much can she see? How did it feel when she was were suddenly diagnosed with vision loss and how was it when you 1st got home and returned to school? What have you done / accomplished since you lost you vision? How was being on American Idol? This Show is Sponsored in Part by Gee Law Firm --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Donne Davis is the founder of the GaGa Sisterhood, a national membership organization for enthusiastic grandmas to connect, grow, learn and share. She founded the organization in 2003 after witnessing the birth of her first granddaughter and going completely “gaga.” Donne hosts a monthly speaker series on Zoom for grandmas from all over the U.S. Donne is the author of When Being a Grandma Isn’t So Grand: 4 Keys to L.O.V.E. Your Grandchild’s Parents. It’s a practical guide for building mutually respectful relationships with your grandchild’s parents and handling common grandparent challenges. She writes and speaks about her experiences and observations of grandparenting on her award-winning blog at http://gagasisterhood.com, in her monthly newsletter, The GaGazine, and to community organizations. She’s also an “Instagramma” and loves connecting with other grandmas and sharing her insights on Instagram with her 1,400 followers. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Overall Episode Concept: Episode # 3 “Money” Increasing our Financial Literacy. “WHAT HAPPENED TO MY MONEY?”
INTRODUCTION: “Not everything that is faced can be changed but nothing can be changed until it's faced” -James Baldwin
Money is defined as a medium of exchange in the form of coins and banknotes. Money is any object that is accepted as payment for goods and services and repayment of debts in a socio-economic context. Nowadays we have cybermoney (uncountable) (informal, internet) money represented in electronic form for the purpose of financial transaction over the internet. E-money is an electronic store of monetary value in the banking computer systems or cards that can be used to transact via the telecommunication network systems.
TOPIC #1. I have learned that when I am in the money/financial conversation I consider these three things regarding peoples’ opinions”
Facts: Something that can be proven to exist via some sort of evidence. Opinion: Something that may or not be true based on facts. Principles: Something that is true in all cases, no exceptions.
My journey into the world of money and finance is not a unique one as I have discovered when the conversation starts. The following is a typical story of most American financial script. In some form or another I was told to go to school, get good grades, go to college or the military, so I can take care of myself.
So, I will go to school, graduate, join the military (job) and soon have some money to spend. I now can afford an apartment, buy a tv set, computer, new clothes, some furniture and of course a new car. And now the bills begin to come in. One day without doing the “MARRIAGE MATH,” I met someone special, sparks flew, we fell in love and got married. For a while, life is blissful because two can live as cheaply as one. We now have two incomes. Only one rent to pay, and we can afford to set a few dollars aside to buy the dream of all young couples, their own home.
TOPIC # 2. WHAT HAPPENED TO MY MONEY?
We found our dream house, and now we have a mortgage. Because we have a new house. We need new furnishing, so we find a furniture store that advertises those magic words: “NO MONEY DOWN, EASY MONTH PAYMENTS.” Life is wonderful, and they throw a party to have all their friends over to see their new house, new car, contemporary furniture, and other new toys, they are now DEEPLY in debt for the rest of their lives. Then the first child arrives. The average well-educated, hardworking couple, after dropping their child off at nursery school, must put their nose to the grindstone and go to work. They become trapped by the need for job security simply because on average, they are less than three months away from financial bankruptcy. From these people, you often hear, “I can’t afford to quit, I have bills to pay.” So, we work harder, get promoted, gain more responsibility, and get a bigger house (we are told that our house is our biggest asset, and we can write it off on our taxes).
TOPIC # 3: WHAT HAPPENED TO MY MONEY? “In this world, nothing is certain except death and taxes”- Benjamin Franklin 1. Taxes 2. Debt --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

As a serial “Grandmapreneur®”, Inukai speaks to retirees or soon-to-be retirees on the benefits of pursuing entrepreneurship in retirement. Retired from teaching Technical Writing at the University of Maryland and Johns Hopkins University for four decades, Connie Inukai became an award-winning an inventor at the age of 68. For people who like to eat out in restaurants, but have difficulty reading the small print on a menu or bill, she invented a handheld magnifier and light, with a calculating device to figure out a tip and split the bill in seconds. Thus, the name Tip ‘n Split®! Author of " How I got My Product on QVC, The Today Show, The View, and More...In Retirement, she helps others generate free publicity for their products. She is the creator of Write Your Selfie®, where she inspires people to write their life stories in a fun and easy-to-read format so grandchildren and future generations will enjoy turning the pages to learn about their ancestry and life
lessons. She is passionate about working with dementia sufferers and their families to preserve the memoirs of this “invisible” population. Featured in Entrepreneur magazine, “6 Reasons to Pursue Entrepreneurship in Retirement,” Connie encourages Baby Boomers to have an active retirement through business or social entrepreneurship. Because… Passion has No Expiration Date! --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Guest Kathy Oates Combs Social Media Sites:IG: @elevatewithkathy FB: Kathy Oates Combs YT: Elevate With Kathy Combs  Kathy Oates Combs was born and raised in NC.  My world consists of many roles!  She is a wife, married for almost 36 years, the mother of three adult children, and grandmother of four.  Kathy has been teaching elementary students for 24 years.  After putting myself last in terms of care, she became obese and diagnosed with hypertension and prediabetes.    Through proper nutrition and exercise, she was able to reverse those conditions and revert back to a healthy state.  Using my transformation, I joined Toastmasters and am a former speech competitor and winner.    At the age of 53, I participated in my first body-building competitions in the bikini and figure categories.    During the beginning of the pandemic, I achieved my ISSA certifications in fitness, nutrition, and transformation specialist coaching.  I enjoy promoting health and wellness. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Kat Rollins Lead and Background Vocals As a second Soprano/Alto vocalist, her style of vocals is reminiscent of the smooth jazz, oldies, and R&B genres. However, in her present capacity of lead and background vocals for her group J'Adore, her versatility ranges from first soprano to tenor. She has performed in most of the major venues around the Washington, DC metropolitan area to include, including Constitution Hall, Warner Theater, The Historic Lincoln Theater, The Howard Theater, and The Birchmere, to name a few, and has traveled around the country performing in such venues as BB King’s and the Lehman Center in NYC, etc...  Her vocals can be heard on the “Creep” track of the “Exit 15” cd which she recorded with the lead vocalist for the Stylistics and jazz guitarist “Eban Brown”. She has shared the stage with various national artists throughout her professional singing career and continues to lend her talents to local and national acts upon request. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support