SKST Radio Network-Broke As A Joke-With Squirrel Brown --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Dr. Ron Smith Investigates Show Podcast Planner for September 2023 Overall Show Concept: Episode # 19, “The Talk”, “Are you a God Money Role Model for Your Kids?” Introduction: The you the worst or the best? When it comes to money, older generations are the worst role models for their kids and grandkids. Let’s look at why: Topic # 1 Debt v Saving? Shop till you drop: Adults aged 65-plus have an average of $4,700 in credit card debt, as reported by CNBC, using numbers from TransUnion. Baby Boomers account for more than half of all U.S. spending, splurging on restaurants and cruises, according to Visa Business and Economic Insights. Missed the saving memo to self? Baby Boomers’ median retirement savings is $200,00 according to a Transamerica Center for Retirement Studies survey, which at 4% would yield an annual retirement income of $8000 a year. What are we thinking? You all flunked: Adults could correctly answer only half of the questions on a basic financial literacy exam from TIAA Institue, which means that they flunked this simple test. Topic # 2 How will Older Adults pay the Piper? Without appearing overly dramatic, we are in a crisis. A real one. “In the past decade there’s been a steep increase in debt among households headed by someone age 75 and older”. If you are 65-74 years of age, you have an average debt (including credit cards) of about $105,250, according to SmartAsset. In fact, MarketWatch reports, “Seniors have more household debt now than they did during the financial crisis.” The good news is that older adults are living longer than ever before. Therefore, they have more time to pay off the debt, but the bad news is that many older adults are financially insecure, according to the National Council on Aging (NCOA), living at or below 200% of the federal poverty level ($25,760 per year for a single person in 2021). They may never be able to pay off the debt. NCOA says, “1 in 3 older adults is economically insecure.” What is also scary is that 60% of adults, Annuity.org reports, don’t believe their retirement savings are on track, so the baggage of financial problems is going to pass to the next generations. Topic # 3 The Legacy We Leave Millennials, are you financially prepared to rescue your parents from financial disaster? Shame on older parents for leaving this burden on their kids. It’s also not just being stupid with money; it’s not teaching your offspring to be financially independent, as well. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

SKST Radio Spiritual Network-A Ministry for All with Anthony Lassiter 🔮 Join Us Every Sunday for a Spiritual Journey! 🔮 🕚 Mark your calendars for a soul-enriching experience: 🗓️ Every Sunday ⏰ 11:00 AM EST - Evangelist Robin Rountree ⏰ 12:00 PM EST - Dr. Ron Smith ⏰ 1:00 PM EST - Anthony Lassiter Are you seeking inspiration, guidance, and a deeper connection to your spiritual side? Look no further! Introducing SKST Spiritual Network, your destination for enlightenment and growth. 🙏 Dive into transformative sessions with: 🌟 Evangelist Robin Rountree - 11:00 AM EST 🌈 Dr. Ron Smith - 12:00 PM EST ✨ Anthony Lassiter - 1:00 PM EST Connect with like-minded individuals, engage in meaningful discussions, and nourish your spirit every Sunday. 📺 Tune in to our YouTube Channel: 🔗 https://www.youtube.com/@SKSTSpiritualNetwork 👍 Don't forget to Like, Share, and Subscribe to stay up-to-date with the latest spiritual insights and empowering messages. Let's grow together on this incredible journey. ✨ Open your heart, expand your mind, and join the SKST Spiritual Network community. See you there! ✨ --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Overall Episode Concept Episode #17 The Talk (conversations I wished I had) ‘Senior Parent Estate Planning” Quote of the Day: Be “SMART” When talking with your parents or love older loved ones regarding finances. SPECIFIC, Measurable, Achievable, Relevant and Time-bound. Introduction: According to a report from the National Careering Alliance, more than 11 million Americans are caring for adult family member while also raising children at home. This sandwich generation faces the challenges of balancing multigenerational family responsibilities while catering to their own retirement planning needs. Planning is neither cheap nor easy. When you layer in the unplanned expenses that can come with supporting elderly parents, the situation can quickly derail or delay a couple’s retirement. Yet, most children of aging parents have not discussed their parents’ current or future financial situation. So how do we avoid unpleasant financial surprises in the future? TOPIC #1 Understand your parent’s Finances The first step in understanding your parents’ finances is to know what assets they have. This includes any retirement accounts, investment portfolios, real estate and other assets that may be part of their estate. You should also know their debts, including mortgages, credit cards and other loans. This info can help you understand their financial situation and plan for their future needs. TOPIC#2 Understand Their Income It’s also important to understand your parent’s income sources, such as Social Security, pensions, and other sources of retirement income. This can help you plan for their future expenses and ensure they have enough income to support their needs. TOPIC #3 Discuss Their Estate Plan Another critical area to discuss with your parents is their estate plan. This includes their will, any trust they established and any other legal documents that outline their wishes for their assets after they pass. Healthcare cost (long term care)- beware of Scammers/fraudsters- Work with a financial adviser. Bank accounts (checking/saving) Stocks, Bonds, 401(k)s --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Episode #15 The TALK, “Where are you on Your Financial Journey?” Quote of the DAY, “There are three kinds of people, those who make things happen, those who watch things happen and those who wondered what happened.” Introduction: How you choose to save, spend, and invest your money will depend on where you are in life—and what you want out of it. Not sure where you stand? Here are some key questions to ask yourself. TOPIC # 1 START HERE What is my financial Picture? It’s important to understand your income and debt, as well as any savings and assets you own. Take your age into account, too, as it will impact your investment decisions.
TOPIC # 2 WHAT Do I WANT FOR MY Future? Consider the big life moments you may experience, such as buying a home, having children, changing careers, or retiring.
TOPIC #3 How Will I get There? Make a plan. Whether that means crunching the numbers and evaluating the market yourself or working with a financial advisor, a road map is key for achieving your financial goals. --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

RanaPeri Davis, Professional and Transitional Life Coach Creator of The C.A.D. Method and Formula to Sustainable Change RanaPeri Life Coaching As your C.A.D. Coach, my purpose is to empower you, particularly divorced women and women of color who lack the support in their communities, to unlock their full potential, overcome obstacles, and live a fulfilling life. I believe that everyone has unique talents, strengths, and abilities that can be harnessed if given the proper tools, an honest assessment of where you are, the needed resources, and an accountability partner. As a coach, my role is to provide a supportive and non-judgmental environment that encourages you to explore your passions, values, and priorities, and develop actionable plans to achieve your desired outcomes. I am committed to helping you enhance their self-awareness, improve your emotional intelligence, and cultivate positive habits and mindsets that support growth and development. Through active listening, empathetic communication, and powerful questioning, I help you identify your limiting beliefs and negative patterns and replace them with empowering beliefs and behaviors that align with your vision and purpose. Ultimately, as a life coach I strive to inspire, motivate, and support you on your journey whatever that is! Allow me to be a catalyst for positive change in your life so you can overcome challenges, seize opportunities, and create the life they truly desire. Website: www.ranaperilifecoaching #SKSTRadioNetwork #PodcastStudios #MagicHollowBlvd #VirginiaBeachVA #TheKamiGraysonShow #PodcastingCamp #PeeWeePodcasters #YouthPodcasting #KamiGrayson #DjTNyce #SpecialKsProduction #SpecialTsProduction #PodcastEmpowerment #YoungVoices #CreativeCommunication #PodcastJourney #KidsPodcasting #VoiceYourStory #TheKamiGraysonShow #SKSTRadiosmallbusinessnetwork --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

Calm Minds Matter Holistic Wellness Coach, Ayurvedic Yoga Instructor 210-557-6505 Schedule a free Discovery Call: https://calendly.com/olivia-349/30minhttp://calmmindsmatter.com #SKSTRadioNetwork #PodcastStudios #MagicHollowBlvd #VirginiaBeachVA #PodcastingCamp #PeeWeePodcasters #YouthPodcasting #KamiGrayson #DjTNyce #SpecialKsProduction #SpecialTsProduction #PodcastEmpowerment #YoungVoices #CreativeCommunication #PodcastJourney #KidsPodcasting #VoiceYourStory --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

SKST Radio Network Dr. Ron Investigates Special Guest Steve Johnson & The Winners Circle Crew. #SKSTRadioNetwork #PodcastStudios #MagicHollowBlvd #VirginiaBeachVA #PodcastingCamp #PeeWeePodcasters #YouthPodcasting #KamiGrayson #DjTNyce #SpecialKsProduction #SpecialTsProduction #PodcastEmpowerment #YoungVoices #CreativeCommunication #PodcastJourney #KidsPodcasting #VoiceYourStory --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

🎙️ Exciting Announcement 🎉 🎉 Introducing the SKST/SGE Pee Wee Podcasters Camp! 🎉 We are thrilled to share that the SKST Radio Network and Podcast Studios have officially trademarked the SKST/SGE Pee Wee Podcasters Camp. Get ready for an unforgettable experience where young voices become powerful podcasts! 🗓️ Mark your calendars for September 9, 2023! 🕒 Session 1: 11:00 AM - 1:00 PM 🕒 Session 2: 1:30 PM - 3:00 PM 📍 Location: 3162 Magic Hollow Blvd., Virginia Beach, VA 23453 Give your kids the opportunity to explore the exciting world of podcasting in a fun and educational environment. Our camp is designed to empower young minds, fostering creativity and communication skills. 📞 For inquiries, call 757.391.4352. Don't miss out on this fantastic opportunity to kickstart your child's podcasting journey. Let their voices be heard with SKST/SGE Pee Wee Podcasters Camp! 🎙️🌟 --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support

(Jimmie Wilks, MBA) - Retired 27 Year U.S. Air Force Logistics, & Acquisitions Professional - Two-time Senior Pentagon Staffer for the Deputy Secretary of the Air Force for International Affairs and Logistics & Product Support  - Currently serves as Chief, Logistics Policy - Headquarters, Health &; Human Services in Washington, DC - Holds both MBA, Operations Management & MA, Procurement & Acquisition - Webster  University, and Master Certificate in Government Contracting - Villanova University - Has 20+ Years Online Marketing and Forex & Crypto Trading experience --- Send in a voice message: https://podcasters.spotify.com/pod/show/skstradio/message Support this podcast: https://podcasters.spotify.com/pod/show/skstradio/support