Small Business Rundown

Midterm elections are a pivotal time for small businesses during a presidential term. In this episode, National Political Analyst Jim Ellis breaks down what's at stake for small business and key races to watch. Learn more about how seat changes in the U.S. Senate and House could impact top legislative priorities, including bills on healthcare, taxes, and regulations that affect small businesses nationwide. 

Learn more:  

• Learn about ways to vote and NFIB-endorsed candidates with NFIB's Voter Guides  
• Access the How Congress Voted Scorecard to see which lawmakers support small business policies  

Take Action: 

Find your nearest voting station and register to vote with NFIB's Voting Hub 

Please rate, review, or like this podcast to support small business issues. 

Soaring health benefit costs leave many small business owners without affordable coverage options for their employees. In this episode, a panel of small business owners joined NFIB’s Small Business Cost of Health Coverage Summit on Capitol Hill, where they discussed firsthand how escalating healthcare expenses affect their businesses and workers. The podcast offers practical solutions for small employers and explains how meeting with lawmakers on Capitol Hill can change the related laws and regulations.  

Take Action:  

• Fix the broken health benefits system 
• Share how health coverage costs have affected your business 

Learn more: 

• Small Business Owners Visit Capitol for Healthcare Summit 

Please rate, review, or like this podcast to support small business issues. 

Economic Injury Disaster Loans (EIDL) provided a lifeline for small business owners during the height of the COVID pandemic, helping to cover business expenses and other financial obligations. Larry Webb, District Director at the Small Business Administration, discusses the EIDL repayment process and the resources available to small business owners struggling with repayment. The podcast also explores important information for business owners to avoid penalties and additional fees. 

Learn more:  

NFIB Fact Sheet on U.S. Treasury Collection Procedures 

Manage your EIDL | U.S. Small Business Administration 

SBA Loan Portal 

SBA Resources (SBDC, SCORE, Veterans and Women Outreach Centers): Resource Partners - Small Business Administration 

SBA District Offices Contact Information 

Email the SBA EIDL Servicing Team at [email protected] or call 833-853-5638 from 8 a.m. to 8 p.m. ET, Monday through Friday. 

Please rate, review, or like this podcast to support small business issues. 

Affordable healthcare is a top concern for small business owners. NFIB member Cailin Foster explains the challenges her small business faces offering healthcare to employees. U.S. Rep. Eric Burlison (MO-07) covers the latest developments in legislation to expand access to affordable healthcare options, including Health Savings Accounts (HSAs), Individual Coverage Health Reimbursement Arrangements (ICHRAs), and Short Term, Limited-Duration Insurance (STLDI). The podcast also explores advocacy work for the current legislation and what these more flexible choices mean for small businesses nationwide. 

Take action: 

NFIB | Reform the Broken Health Insurance System 

Learn more:  

Opinion Editorial on exploding healthcare costs 

NFIB's Legislative Healthcare Plan 

Please rate, review, or like this podcast to support small business issues. 

Prepare for a variety of employee management challenges with practical tips for Human Resources. Legal experts at NFIB cover essential employment law questions, top hiring practices, and more. The podcast features a special segment from a recent NFIB webinar with additional information on handbooks and other resources for small business owners.   

 Learn more: Human Resources 101: A Small Business HR Playbook webinar 

Legal guides for small business owners 

Previous webinar resources: Webinar: Five Most Frequent HR Mistakes and How to Avoid Them 

 Please rate, review, or like this podcast to support small business issues. 

Small businesses celebrate a big win as the U.S. Treasury Department issued a final rule regarding Beneficial Ownership Information reporting, creating mounting pressure for Congress to act. In this episode, U.S. Representative Warren Davidson joins NFIB’s Josh McLeod, Director of Federal Government Relations, with an update on the ruling, what this victory means for small businesses, and what Congress can do to permanently stop this unconstitutional mandate. 

Take action:  

• Thank the administration for protecting small businesses from this reporting mandate. 
• Repeal Beneficial Ownership Reporting Requirements 

Press Release: NFIB: Major Win for Small Businesses as Trump Administration Finalizes Rule on Beneficial Ownership Reporting - NFIB 

Learn more: Protect Small Business Privacy 

Please rate, review, or like this podcast to support small business issues. 

NFIB's advocacy focuses on connecting and building relationships between small business owners and lawmakers. These relationships are critical in informing legislators about the issues that affect small businesses the most. Learn about events small business owners have attended and relationships formed with lawmakers and hear from members of Congress about the influence small business owners’ stories have on their policies. 

Take Action on the most important issues for your business: Take Action on Policies - NFIB 

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Beneficial Ownership Information (BOI) reporting is still a significant threat for small businesses. NFIB member Nancy Marr explains the costs and burden of the filing process. U.S. Representative Brad Finstad discusses the work Congress is doing, and NFIB Director of Federal Government Relations Josh McLeod provides a legislative update and urges small business owners to push for the repeal of BOI and for an unnecessary database of small business owners’ personal data to be destroyed. 

Take action: Repeal Beneficial Ownership Reporting Requirements 

Learn more: NFIB.com/ProtectPrivacy  

Please rate, review, or like this podcast to support small business issues. 

NFIB State Directors explain tax hikes proposed by their state legislatures and their impact on small businesses. They discuss what small businesses nationwide could face as these policies gain popularity and how small business owners can take action.    

Learn more:

• Millionaire Tax in Washington 
• Oregon Ballot Victory 

Please rate, review, or like this podcast to support small business issues. 

NFIB's annual Fly-In connects small business owners with lawmakers from their states to build relationships and make members of Congress aware of the top issues facing small businesses. Elizabeth Parks, NFIB's Vice President of Federal Government Relations and Grassroots, led a panel discussion featuring NFIB members and small business owners Michael Ervin and Clara Osterhage. The discussion explores how credit card swipe fees and Beneficial Ownership Information reporting are top concerns for their businesses. They also discuss their experience with NFIB's Fly-In event and how meeting with lawmakers helps shape future policies. 

Amplify the voices of the NFIB members who met with Congress and take action: 

• Repeal Beneficial Ownership Reporting Requirements 
• Support the Credit Card Competition Act 

Learn more:  

• Small Business Owners Converge on Capitol Hill for NFIB Fly-In 
• Small Business Owners Bring Viewpoint to Capitol Hill 

Please rate, review, or like this podcast to support small business issues.