Smart Money Circle

This CEO is Disrupting Payments By Building A Loyal Community

Guest

Mr. Lavell Juan Malloy II, J.D.

Chairman & CEO Brag House Holdings

Ticker: Nasdaq: $TBH

Website

https://www.braghouse.com/

This $400B Firm Is Democratizing Private Investments & Relentless Consistency From Michael Bell

Guest

Michael Bell Founder & CEO of Meketa Capital & Primark Captial

Assets Under Advisory = $400B

Assets Under Management = $500M

Website:

https://meketacapital.com/

Bio

Michael Bell is the CEO of Meketa Capital, an asset management firm focused on expanding access to private market investments to RIAs and other advisors without the complexity of subscription documents, high investment minimums, and the complex tax treatment associated with traditional institutional private market investment structures.

Michael has four decades of experience leveraging a dynamic combination of transactional, operational, and strategic expertise in the asset management industry.

The interview is also on Youtube: https://youtu.be/oSIFewGWnNE?si=efQOrP5YXeoWuYYA

Guest Carlos Moreira Founder & CEO of SealSQ

Ticker: (Nasdaq: LAES)

Website:

https://www.sealsq.com/

Bio

Carlos Creus Moreira is a global technology entrepreneur and cybersecurity authority, serving as Founder, Chairman, and CEO of WISeKey (NASDAQ: WKEY) and SEALSQ (LAES). For decades, he has been a leading voice in securing the internet, developing trusted digital identity ecosystems, and advocating for the ethical use of artificial intelligence.

Moreira began his career as a United Nations expert on CyberSecurity and Trust Models, working with agencies such as ILO, UNCTAD, ITC/WTO, World Bank, UNDP, and ESCAP (1983–1999). He is also the Founder of OISTE.org, a global non-profit dedicated to strengthening digital identity standards.

From 1995 to 1999, he served as an Adjunct Professor and Head of the Trade Efficiency Lab at RMIT University in Australia, contributing to advances in trade facilitation and cybersecurity. His academic and professional work has consistently focused on enhancing trust in digital systems.

Moreira holds influential roles in numerous international organizations. He is a Founding Member of the Geneva Government’s E-Voting Steering Committee, a UN Global Compact Member, and has contributed extensively to the World Economic Forum (WEF). His WEF roles include: Founding Member of Global Growth Companies, WEF New Champion (2007–2016), Vice-Chair of the Agenda Council on Illicit Trade (2012–2015), Member of the WEF Selection Committee for Growth Companies, and contributor to the Agenda Council on the Future of IT Software & Services (2014–2016). He has been recognized as one of the WEF’s Trailblazers, Shapers, and Innovators.

He also serves on the Blockchain Advisory Board of the Government of Mexico, the Blockchain Research Institute, and is Founder of the Geneva Security Forum, the Blockchain Center of Excellence, and TrustValley.

Moreira has received numerous honors, including:

• One of Switzerland’s 300 most influential people (Bilan.CH 2011, 2013)

• Top 100 in the Net Economy

• Most Exciting EU Company (Microsoft MERID 2005)

• Man of the Year (AGEFI 2007)

• One of Switzerland’s 100 most important digital leaders (Bilanz 2016)

• Best EU M&A Award (2017)

• Blockchain Davos Award of Excellence (GBBC 2018)

• CGI Award Holder

He is co-author of the global best-selling book “The TransHuman Code,” a leading work on managing technology’s impact on humanity. As a multilingual keynote speaker (English, Spanish, Italian, French, Portuguese), Moreira has spoken at the UN, WEF, CGI, ITU, Bloomberg, Munich Security Conference, World Policy Conference, Zermatt Summit, Microsoft, IMD, INSEAD, MIT Sloan, HEC, UBS, and the CEO Summit.

Pioneering Work During the Dawn of the World Wide Web (WWW)

During the early 1990s in Geneva, at the same time Tim Berners-Lee was creating the World Wide Web at CERN, Moreira was deeply involved in advancing secure digital identity and trust models. His UN cybersecurity work positioned him as a key advocate for building security into the fabric of the emerging web. This vision led him to found WISeKey in 1999, which has become a global leader in digital identity, authentication, and securing online transactions.

He later established the Geneva Security Forum and Geneva Philanthropy Forum, reinforcing Geneva’s role as a center for digital trust, innovation, and global cybersecurity dialogue.

Married with six children, Carlos Creus Moreira remains committed to building a secure, transparent, and human-centered digital future. More information can be found at carloscreusmoreira.com.

This Growth ETF Manager Loves Finding High Growth Stocks With A Twist (Nasdaq: AOTG)

Guest

John Tinsman, Founder of AOT Invest LLC and Portfolio Manager of the AOT Growth and Innovation ETF (Nasdaq: AOTG).

About John:

John blends Midwestern pragmatism with global financial expertise. He grew up in his family’s Iowa fertilizer business, studied economics at Northwestern and Oxford, and cut his teeth as a Chicago market maker. In 2022, he launched the AOT Growth and Innovation ETF, which has scaled from $20M to almost $100M AUM, focusing on profitable, tech-driven companies that compound growth.

• Company: AOT Invest LLC

• Website: http://aotetf.com/

• Tickers: $AOTG, Launching $ AOTS Soon

Methodology

AOT Invest selects innovative companies which seek to significantly grow their revenues and earnings. AOT also believes companies whose products or services have low marginal cost attributes will be able to achieve above average growth and profit margins in the future. AOT targets industries projected to grow significantly over the next 5 to 10 years. Within those industries, AOT seeks to invest in innovative market leaders who are growing their revenues or earnings and whose products or services could be described as having low marginal cost qualities. Marginal Cost is defined as the cost added by producing one additional unit of a product or service. By having a low marginal cost, a firm may be able to sell its product or service at a much higher price than the cost it took to produce the additional product or service, achieving a significant profit on new sales. Thorough fundamental analysis is made to weigh valuation metrics with growth of each company so that the greatest investment opportunities in AOT’s opinion are selected. Thus, AOT selects innovative companies well positioned in expanding industries, that are both reasonably valued and have low marginal cost qualities. AOT expects that such companies will not only significantly increase their revenues, but that their earnings will increase at even greater rate than revenue. Over time, AOT believes this revenue and earnings growth will ultimately lead to above average share price appreciation for these companies and the AOT Growth and Innovation ETF.

Guest

Ilya Zlotnik, Partner, Wealth Adviser, Vivaldi Capital Management

Website

www.vivaldicap.com

AUM

~$6bn

Bio

Ilya is a Wealth Advisor and Partner at Vivaldi Capital Management in Chicago. For over a decade, he has guided high-net-worth individuals and families through every aspect of their financial life—from strategic asset allocation and portfolio management to complex tax and generational planning. His client-centric approach and deep expertise have earned him recognition as a Forbes Best-In-State Wealth Advisor for two consecutive years.

Prior to joining Vivaldi, Ilya served as an Investment Consultant at TD Ameritrade and was a member of the Private Wealth Group at RMB Capital Management. He holds a BS in Finance from the Kelley School of Business at Indiana University and an MBA with concentrations in Finance and Entrepreneurship from the Booth School of Business at the University of Chicago.

Disclaimer:

This is one Advisor's perspective and not reflective of VCM.

Read the full disclaimer and learn more here: https://www.vivaldicap.com/

This Company Wants To Help Feed The World.

Meet Mayo Schmidt Chairman of the Board of Brazil Potash.

Guest

Mayo Schmidt Executive Chairman of the Board of Directors of Brazil Potash Corp. (NYSE-American: GRO),

Company

Brazil Potash Corp

Website

https://brazilpotash.com/

Ticker: GRO

Bio

Mayo Schmidt is the Executive Chairman at Brazil Potash, Corp. (GRO-NYSE), where he provides leadership in the company’s mission to strengthen domestic fertilizer production and advance global food security.

Prior to this, Schmidt served as President and CEO of Viterra (2000–2012), transforming a $220 million regional co-operative into a US$7.3 billion global agribusiness, operating across 14 countries and supplying over 50 countries with critical food ingredients.

Schmidt held senior leadership positions at Nutrien (2012–2021), including Chairman and interim CEO, where he chaired Nutrien’s Merger Committee for Agrium and PotashCorp.

From 2015–2018, as CEO of Hydro One, he led one of Canada’s largest IPOs and delivered significant operational efficiencies.

Schmidt was a Co-Investor and Chairman of VersaCold, Canada’s national temperature-sensitive food supply chain company, growing from a $500 million acquisition to a $1.5 billion sale.

Schmidt began his career in leadership roles at General Mills and as President of ConAgra Grain, Canada, gaining early experience across the global food and agribusiness value chain.

This $3 Billion Firm Loves Investing In Deep Value.

True Wealth Isn’t Rushed, It’s Engineered

Full name: Joshua Barone

Title: Principal Wealth Manager

Company name: Savvy Wealth

Website: http://savvywealth.com/

AUM: Savvy Advisors manages over $3 billion in assets under management

Bio:

Josh Barone is a financial advisor based in Reno, Nevada, and joined Savvy Advisors in early 2025. As the co-founder of a trust company and investment advisory firm, he brings over 30 years of experience guiding clients on their financial journeys. Josh leverages active macroeconomic, quantitative, and tax strategies to manage risk and help families achieve lasting financial independence, acting as a guardian for future generations. Trust, consistency, and accessibility are central to the long-standing relationships he builds with clients.

This Founder & CEO Is Building A Schwab For Private Investments – Meet Ryan Eisenman Co-Founder & CEO Of Arch

Name: Ryan Eisenman

Title: Co-founder and CEO

Company Name: Arch

Website: www.arch.co

Ryan's Bio:

Ryan Eisenman is the co-founder and CEO of Arch (arch.com), an AI powered solution for managing private-market assets like private equity, venture capital, and real estate. What started as a tool for collecting K-1s is now used to automate portfolio management and analysis by over 475 institutional clients, private offices, banks, and investment advisors, with $275B in assets on the platform. Ryan is a Houston native, graduated from Vanderbilt University with a degree in Human and Organizational Development, and lives in New York City, where Arch is headquartered and building in-office.

About Arch:

Arch is a digital way to track all private market investments.

Arch consolidates data from over 800 fund portals, collects K-1s, and tracks performance, cash flows, and metrics across investments, while digitally updating existing reporting and accounting systems. Read about our Series B here.

This $200M Money Manager Combines Financial Planning & Wealth Management – Meet Robert Finley Founder VirtueAM

Robert P. Finley CFA, CFP®

Founder & Principal at Virtue Asset Management

VirtueAM.com

AUM $200M AUM

Bio

Robert P. Finley CFA, CFP

Robert Finley is a Fee-only Certified Financial Planner and Portfolio Manager in Barrington, Chicago and Glenview Illinois. Robert is a CFA® charterholder and a CFP™ certificant with over 20 years of experience. As a trusted senior portfolio manager and fee-only financial planner in Chicago, Robert most recently managed over $375 million in assets for high-net-worth individuals. Robert has been featured in Barron’s, CNBC, USA Today, US News, Money Magazine, MarketWatch,

NerdWallet and Fund Intelligence. Robert serves as an Executive Board Member of the Barrington Chamber of Commerce, is an active member of the Barrington Lions Club, and also contributes as a Board Member of Evergreen Cemetery.

Robert grew up in Glenview, Illinois and graduated from Indiana University with a Bachelor of Science degree in Business, Finance major. He started his career in Wealth Management at LaSalle Bank, managing money and creating financial plans for high net worth individuals, business owners, foundations and endowments. In 2007, LaSalle Bank was purchased by Bank of America and the Wealth Management department was integrated with U.S. Trust. In April 2013, Robert stayed in Chicago and moved to TIAA-CREF’s Trust department as a Senior Portfolio Manager.

In addition to his professional certifications, Robert is also a member of American Mensa, the Financial Planning Association, the National Association of Personal Financial Advisors (NAPFA), a Board Member of the Barrington Area Chamber of Commerce and a member of the Barrington Lions Club. He lives in Barrington, Illinois with his wife and two children.

Mission Driven - How To Make Better Decisions - From Former Commanding Officer US Navy SEAL Team Two

Guest:

Mike Hayes A Managing Director at Insight Partners

* Former Commanding Officer of US Navy SEAL Team TWO

* Managing Director, Insight Partners

* Author of National Bestseller Mission Driven (distilled nicely in this article)

All of Mike’s profits from his book sales go to a 501(c)(3) he founded, The 1162 Foundation, which pays off mortgages for Gold Star families – he’s paid off 12 widows’ mortgages to date.

AUM

Regulatory assets under management $90B and 600 portfolio managers.

Timeless Lessons

Leaders Don’t need to make the best decision.

They need to make sure the best decision gets made.

Team, Teammate, Self

Algin these 3 things – for purpose and elite performance:

What gives someone energy?

What are they good at?

What’s good for the business?

Best advice

Whenever you are having a hard day, find someone else who’s having a harder day and help them.

Social Profiles

* Instagram @thisis.mikehayes

* X @thisismikehayes

* LinkedIn

Bio

Mike Hayes is Managing Director at Insight Partners, a global software investment firm with $90B+ in regulatory assets under management and 800+ portfolio companies across every stage of growth.

Prior to Insight, Mike was Chief Operating Officer at VMware, where he led the company’s worldwide business operations, their SaaS transition, and the successful acquisition into Broadcom for $94B. Before that, Mike served as Senior Vice President and Head of Strategic Operations for Cognizant Technologies, where he ran a $2B P&L for Cognizant’s global financial services clients.

Mike previously spent four years at Bridgewater Associates, an investment management firm, where he served in Chief of Staff to CEO and COO roles. Prior to Bridgewater, he spent 20 years in the U.S. Navy SEALs where his career began as one of 19 graduates from a class of 120. Mike served throughout South America, Europe, the Middle East, and Central Asia, including the conflicts in Bosnia, Kosovo, Iraq, and Afghanistan.

His last job in the Navy was the Commanding Officer of SEAL Team TWO, which included ten months as the Commander of a 2,000-person Special Operations Task Force in southeastern Afghanistan. Before that, Mike was selected as a White House Fellow ('08/'09) and served two years as Director of Defense Policy and Strategy at the National Security Council.

In the Bush Administration, Mike was responsible for the START Treaty, where he produced a new proposed START Treaty and flew to Russia for negotiations. In the Obama administration, he led the White House response to President Obama’s first major foreign policy showdown — the hijacking of the Maersk Alabama off the coast of Somalia. Prior to the White House Fellowship, Mike served as the Deputy Commander for all Special Operations in Anbar Province, Iraq.

Mike holds an M.A. in Public Policy from Harvard’s Kennedy School and received his B.A. from Holy Cross College, where he was an active Big Brother. His military decorations include the Bronze Star for valor in combat in Iraq, a Bronze Star for Afghanistan, and the Defense Superior Service Medal from the White House.

Mike is the author of the best-seller Never Enough: A Navy SEAL Commander on Living a Life of Excellence, Agility, and Meaning, and donates all profits to a 501(c)(3) he started that pays off mortgages for Gold Star widows and children.

He serves on the board of Immuta, a data governance company, and is the founding board member of the National Medal of Honor Museum. Mike is a lifetime member of the Council on Foreign Relations, is fluent in German and Spanish, frequently speaks about leadership and elite organizations, and enjoys mentoring others to success.

He is a life-long Sox/Pats fan, but most enjoys laughing with his wife, Anita, and their 24-year-old daughter, Maeson.