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Smart Money - May PERAan episodes
- ‘We’re not scared to change’: Filipino bakery owner’s edge in a competitive market - ‘Hindi kami takot magbago’: Modernong diskarte para sa tradisyunal na Filipino bakery sa SydneyJeremiah Adam Luya took over his family-run business and introduced a youthful makeover by updating the interiors and adding specialty seasonal chilled beverages to a two-decade-old traditional Filipino bakery menu acquired in 2021. - Binigyan ng mas makabagong anyo ang negosyo ng pamilya ni Jeremiah Adam Luya noong binili nila ang tradisyunal na Filipino bakery noong 2021. Ginawa niya ito sa pamamagitan ng pagbabago ng modernong itsura sa loob at labas ng tindahan at pagdaragdag ng mga inumin na patok sa mas nakababatang customer.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.11 min - ‘I need to put myself out there so they can come to us’: Entrepreneur on how to attract customers through social media - ‘Kailangan kong ipakita ang aking sarili para makilala kami’: Social media, naging susi sa pagbuo ng tiwala ng customerHuman resources practitioner-turned-entrepreneur Anthony Bohol has recognised how social media has strengthened the side hustle he started with his sister in Sydney in 2023. According to Bohol, putting his face to his brand helps build trust and foster connections with audiences, with his content garnering more than 1.5 million views. - Ginamit ni Anthony Bohol, na isang propesyonal sa human resources ang social media para mapalago ang negosyong itinayo niya kasama ang kapatid noong 2023. Aniya, ang pagpapakita ng sarili sa social media posts ay nakakatulong sa pagbuo ng tiwala at mapalalim ang koneksyon sa mga manonood, bagay na naranasan niya noong umabot ng mahigit na 1.5 million views ang kanyang content.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.12 min - ‘Fear is good’: Melbourne-based entrepreneur on keeping her decisions in check - ‘Maganda ang may takot’: Paano naging ganap na negosyo ang isang dating baking side hustleA decade after starting her baking side hustle at home, former accountant and science teacher turned pastry chef Marishell Evangelista mustered the courage to open her bakery café in Collingwood, Melbourne, in August 2026. - Matapos ang isang dekada mula ng simulan ng dating accountant, science teacher at ngayon ay pastry chef Marishell Evangelista ang side hustle o ‘raket’ sa pag-bebake sa bahay, binuksan na niya ang bakery café sa Collingwood, Melbourne noong August 2026.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.12 min - ‘Communicate clearly with your builder’: Canberra-based entrepreneur on how to save on construction costs - ‘Kausapin ng maayos ang builder’: Paraan ng isang negosyante para makamenos sa gastos sa constructionDrawing on his first venture, Kevin Pastolero minimised costs for his second Canberra café, built at the Australian National University in 2024, by requesting a quotation from the builder and comparing equipment prices. - Bitbit ang mga aral mula sa kanyang unang café at restaurant, tinutukan ng may-ari nito na si Kevin Pastolero ang mga praktikal na paraan para mabawasan ang mga gastos sa pagpapagawa ng sumunod niyang café sa loob ng Australian National University sa Canberra. Ilan sa mga natutunan ay paghingi sa builder ng quotation at pag-kumpara ng mga presyo sa equipment, bagay na nakakatulong sa budget.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.13 min - ‘Check the terms and conditions’: Perth-based events stylist on how a contract can protect you - Pinay events stylist sa Perth, nagbahagi ng tips sa pagbasa ng terms and conditions bago pumirma ng kontrataIn May PERAan, we featured former chemical engineer Xyza Nunez-Malto, who entered the creative industry of event styling and coordination in August 2024. As she prepared to become a full-time entrepreneur, she took free online courses in small business management, building her confidence as a sole proprietor. Through her experience, she learned the importance of contracts, particularly in cases of event cancellation. - Sa May PERAan, tampok ang kwento kung paano pinasok ng dating chemical engineer Xyza Nunez-Malto ang industriya ng event styling at coordination noong August 2024. Bilang paghahanda sa pagiging full-time sa negosyo, nag-enrol siya sa mga libreng online courses para madagdagan ang kumpyansa sa sarili. Dala na rin ng mga naranasan sa negosyo, doon niya napagtanto ang kahalagahan ng mga kontrata, lalo na kapag biglaang hindi na tuloy ang selebrasyon.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, Youtube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook and Instagram.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, Youtube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook and Instagram.14 min - 'The first two years are a challenge’: What Sydney-based entrepreneurs learned from entering the NDIS sector - ‘Naging mahirap ang unang dalawang taon’: Hamon sa pagpasok sa negosyong may kaugnayan sa NDISNurses-turned-entrepreneurs Marilen Salonga and Irene Gomez entered the NDIS industry in October 2023, citing lead generation and marketing as key challenges as they worked to establish the business in a competitive market. To build awareness and attract potential clients, they attended networking events. - Batid ng magkaibigan na nurses na sina Marilen Salonga and Irene Gomez na hindi ganoon kadali pasukin ang pagtatayo ng negosyo patungkol sa NDIS, bagay na nalaman nila nang itinayo ang kumpanya nila noong Oktubre 2023. Sumali sila sa mga networking events para makakalap ng mga kliyente.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.12 min - ‘We’re not reliant on suppliers’: How making their own food sets this grocery business apart - 'Nagluluto ng sarili naming produkto': May-ari ng grocery store sa modelo ng kanilang negosyoPerth-based entrepreneur Diane Bernarte adopted a different business model when she acquired a store in November 2005. Unlike her competitors, she operates an on-site kitchen, giving her greater independence and control on what she prepares and sells. - Kakaibang business model ang ginamit ng negosyanteng taga-Perth na si Diane Bernarte noong nabili ang pisikal na tindahan noong Nobyembre 2005. Di tulad ng mga kakumpitensya, pinapatakbo niya ang sariling kusina na naka-paloob dito, bagay na nagbibigay ng kalayaan at kontrol sa mga pagkain na lulutuin at ibebenta sa mga customers.
#sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- #sbsaudiopodcast
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.13 min - ‘The intention is to represent the culture': Fil-Aus entrepreneur’s purpose in building her brand - ‘Gusto kong ipagmalaki ang kulturang Pinoy’: Negosyante sa Sydney hangaring mag-iwan ng marka ang kanyang produktoSydneysider Lea Villanueva launched a children’s online clothing shop in July 2026 with the goal of promoting a deep connection to her Filipino roots. - Binuo ng taga-Sydney na si Lea Villanueva ang online na negosyo para sa pambatang damit nitong Hulyo 2026. Ang layunin ay palawigin ang malalim na koneksyon sa kanyang pagiging Filipino.
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube
- 📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube10 min - ‘Managing the budget was difficult’: New Entrepreneur on navigating challenges in the food business - ‘Mahirap i-balanse ang budget’: Hamon ng pagsisimula ng food truck businessArmed with two decades of hospitality experience, Melburnian Nita Mooney dove into entrepreneurship in July 2026 by acquiring a food truck to launch her Filipino street food business in Thomastown. Despite her extensive industry background, maneuvering the cash flow and equipment costs proved to be her steepest learning curve yet. - Kasabay ang dalawang dekada sa industriya ng hospitality, sumugal ang taga- Melbourne na si Nita Mooney sa pagpasok sa negosyo nang inumpisahan ang food truck niya sa Thomastown nitong Hulyo 2026. Ayon sa kanya, ang pamamahala sa budget ang pinakamahirap niyang natutunan sa unang salta niya sa pagnenegosyo.
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- 📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.12 min - ‘Customers reminisce on the products’: How entrepreneurs see value of a brick-and-mortar store - ‘Naalala ng mga customer ang mga produkto': Paano nakikita ng mga negosyante ang halaga ng isang pisikal na tindahanTo complement their online grocery store, Canberra-based architect couple Emerson and Mary Ann Ramos initially set up a market stall in 2020 before transitioning into a physical retail store. They view this expansion as a milestone, as it allowed them to connect with a loyal client base who preferred to inspect and handle products in person. - Para sabayan ang kanilang online grocery store, sumali sa weekend market ang mag-asawang arkitekto na taga-Canberra na sina Emerson and Mary Ann Ramos noong 2020. Ginawa nila ito bago sila nagbukas ng tindahan. Bagay na hindi nila pinagsisisihan dahil dito nila nakilala ang mga kliyente na mahilig mag-inspeksyon sa mga produktong bibilhin.
📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.
- 📢 Where to Catch SBS Filipino
🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.
📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.
📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.12 min
About Smart Money - May PERAan
From the publisher's feed
Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o…
diskarte sa negosyo, sasagutin yan ng mga eksperto.