Smart Money

Are you new to Canada and wondering how the banking system works? Do you know that you can receive government grants for your children’s education? Host Katy Lepine talks with Raman Takhar, an Investment Specialist with G&F, and our partner, Credential Asset Management Inc. In this episode, you’ll discover, 1: Differences between a bank and a credit union. 2: How to decide what type of bank account to open first. 3: The benefits of savings accounts that are registered with the Canadian government. 4: Your options to get started investing your money. 5: How a financial planner or investment specialist can help you. 6: Mutual funds are offered through Credential Asset Management Inc.

*Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

How’s your investment roadmap looking? Do you know how to invest during a turbulent market? Host Katy Lepine talks with Anand Sharma, a Financial Planner with G&F / Credential Securities. In this episode, you'll discover, 1:Your investment options through G&F Financial Group and our partner, Aviso Wealth. 2: Differences between investing on your own versus working with an advisor. 3: What can go wrong: investing on your own during a market correction. 4: Keeping your emotions out of investment decisions. 5:Value-added benefits of working with an investment advisor at G&F.

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. VirtualWealth is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Those companies are members of Aviso Wealth Inc.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Did you know there are other benefits to having an RRSP, beyond saving for retirement? Host Katy Lepine talks with G&F Investment Specialist, Raman Takhar. Raman provides investment options and financial planning advice to members and ensures they are on track when it comes to financial stability and security. She helps members with retirement planning, tax planning, budgeting, and estate planning, among other services. In this episode, you'll discover, 1: How to use funds from your RRSP to purchase a home. 2: How to go back to school with funds from your RRSP. 3: What this means for your taxes and your retirement savings goals. You’ll also hear from one of our members who were able to purchase a home with funds from their RRSP and how they plan to build their RRSP savings back up.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Smart Money Presents NEI Investments. NEI is Canada's leading provider of Responsible Investment solutions. In their latest podcast, they share useful insights on the impact of COVID-19 on global markets and the Canadian economy.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

As a small business owner, you can get so focused on keeping things running that you may not be aware of all the options available to protect your business should something unexpected occur. In this smart money podcast, we talk with Steve Camele, G&F wealth protection planner, about five types of protection for your small business: 1. Key person insurance 2. Business loan protection 3. Buy/sell funding 4. Employee health and dental benefits 5. Business overhead expense coverage.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

People think they need a lot of money to retire. While money is important, it’s not everything. You can have a comfortable retirement when you understand your expenses – that means understanding how much you’ll need on a month-to-month basis. Host Katy Lepine talks with Retirement Planner, Jeanie Shih. Jeanie specializes in retirement income planning and has 40 years of experience in finance. She offers advice on estate planning and how you can retire on your own timeline. In this episode, you’ll discover, 1: When is the best time to retire. 2: Retiring with debt. 3: Common mistakes people make when they retire. 4: Five things you can do to start planning for your retirement.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Making sure you have a legal will in place is the first step in planning your estate – and one of the most important things you can do to protect your family. In this episode, Michael Atkinson, Senior Vice President of Wealth and Advice talks with Mark Braeder, a lawyer with Stewart, Aulinger & Company. Mark specializes in estate planning and trusts. You'll discover, 1: How planning your estate can reduce financial stress on your family. 2: Why it’s important to have a will. 3: How to choose the best executor for your will. 4: Using a will kit versus consulting with a lawyer. 5: The benefits of setting up a trust.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Did you know you can leave a gift to charity in your will? That gift could be in many forms—GICs, cash, stocks, bonds—it’s your choice. You’ll support a cause you believe in and you’ll receive tax benefits for leaving funds to a charity. In this episode, Financial Planner Tyler MacLean talks about Charitable Gift Giving with Lisa Rosales, a Fundraiser with the Langley Memorial Hospital Foundation. Got eight minutes to spare? You’ll discover, Legacy planning, leaving a gift to charity using your life insurance plan, tax benefits of charitable giving, and transferring assets such as mutual funds or bonds to a charity. You'll also learn three ways to leave a charitable gift in your will and what you plan for today may be different from what you want to happen 10, 20, or 30 years later. It’s a good idea to review your will and ensure you have given clear direction as to where you’d like your hard-earned money to go.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Understanding and responsible handling of personal credit are one of the most important things you can do for your finances. In this episode, Peter Kobayashi, Vice President Member Experience, joins us to discuss how you can establish, build and maintain good credit. You'll discover, 1: Why establishing good credit is so important. 2: How to build up your credit score. 3: How to stay on top of your credit. 4: The different kinds of credit and which ones are more expensive than others.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.

Socially responsible investments (SRIs) are investments where the portfolio manager considers the environmental, social, and governance practices of the businesses they invest in. SRIs have started to gain popularity among investors and our G&F wealth management. In this episode, expert Zaiba Riaf shares how to incorporate these investments into your portfolio. Disclaimer: Mutual funds are offered through Credential Asset Management Inc.

Our mission

​We financially empower our members by connecting them to personalized advice and solutions. With passion and innovation, together we go beyond banking to create a thriving credit union and build brighter futures.​​​ Learn more about G & F Financial Group.

Hosted on Acast. See acast.com/privacy for more information.