How much will consumers spend on Valentine's Day gifts? How and when should you start estate planning? Hank, Brian and Michelle answer these questions and also discuss ETFs, mutual funds, if a 401K and pension can be rolled over when leaving an employer and more.

Hank, Brian and Michelle discuss the market, President Trump's first 100 days, the best ways to invest in real estate, questions about a hospital bill that was turned over to collections and more.

Does a person who only made $206 last year have to file an income tax return and does that same person have to pay the health care penalty? Michelle offers advice on structuring your portfolio in a strategic way once you retire and begin making regular withdrawals from your accounts.

Hank, Michelle and Brian discuss the actions of the Federal Reserve this week, growth in the jobs market, what the Super Bowl can mean for your retirement and Hank somehow manages to weave Julia Child, President Bush and President Obama into the same conversation.

Hank and Michelle talk about the Dow hitting 20,000, our borders, immigration, possible tariffs on imported Mexican goods, the amount of Planned Parenthood money going to Mexico, women in the financial industry and more.

Hank and Michelle discuss the maket performance this week, the role fear plays in our country's decision making process, trusts and more.

Brian and Michelle discuss growth vs value funds, free tax preparation services, the right time to take Social Security payments and if we're heading for a period of growth or a recession in Trump's first year or two.

Brian and Michelle take a detailed look at the market, discuss the transition of power in Washington and what that could mean for your finances, how you should be preparing to file your taxes and more.

Hank and Brian discuss the importance of establishing a cash reserve as part of your investing philosophy, how to avoid debt or get out of it, new changes coming to the brokerage industry, if an index annuity a good idea and more.

The market is down slightly and Brian discusses the latest on consumer spending, earnings while Hank discusses the importance of last will and testaments. Other topics include how saving money can help reduce your tax liability and rising interest rates having an affect on inflation.