Should a caller's next investment step be to an annuity? Should you buy your mortgage rate down or put extra money towards your retirement savings? Hank, Michelle and Brian answer these questions and also discuss student loans.

Hank, Michelle and Brian discuss how the market changed this week, the House dealing a blow to Obama's trade aspirations and an interesting call on holding a mortgage note.

Hank, Michelle and Brian define robo-advising and offer their opinions on gold backed IRAs, portfolio diversity, required minimum distributions and taxes on a foreign inheritance.

How much of your charitable donation gets to where it should? What should a caller do with her stock options? These topics and more (like recent graduates and their money) are covered in this hour.

Hank, Billie and Rep Fant have a lively discussion about potentially expanding medicare, the Federal Reserve and how the president gets away with the things he's done.

Billie Tucker and newly elected state rep Jay Fant join Hank today. After discussing the market (S&P was down, revised GDP numbers were also down) they decide if it's a good idea for local law enforcement to have military style gear,

Encore Presentation: Hank, Michelle and Brian discuss gift taxes, Social Security, the futures market, getting back into the market and more.

Encore Presentation: How did the Nasdaq make a big mistake with Twitter this week? Should you pay cash for a home if you can afford it? Hank, Michelle and Brian answer all these questions and more.

Hank and Stan contrast the market today versus the 2008 and the anemic ongoing recovery, old Barnett bank stock, protection for annuities and more.

Hank and Stan The Annuity Man talk about how much money the federal government spends, if it's a good idea for a caller to open a 770 account and Stan warns against you allowing salespeople to go to Bora Bora on you!