Are you looking to improve your financial health but don't know where to start? In this episode, join host Alex and special guest Marcie Johnson (Debit and Credit Program Manager at SAFE Credit Union,) as they discuss why mindful spending is the absolute foundation of long-term financial wellness. Whether you're a parent teaching your kids about money or just trying to navigate the convenience of digital payments, this conversation offers practical strategies for everyone.

Topics include:

• The Three Spending Zones: How to categorize your expenses into essential, flexible, and emergency spending.
• Mindfulness & Money: Why taking a moment to think before you "tap" can prevent overspending in a world of Apple Pay and Google Pay.
• Strategic Tools: How to use mobile banking alerts and card notifications to keep your budget on track.
• Needs vs. Wants: Tips for differentiating between what you truly need and what can wait for a better time.

Community & Local Favorites:

• Supporting Local Arts - Marcie discusses the positive community impact of Rocklin Community Theatre, a local nonprofit where her children participate.
• Local Eats - The episode wraps up with a nod to Thai Basil, a favorite local dining spot.

SAFE is federally insured by NCUA and is an equal housing opportunity lender.

To check out the resources highlighted in this episode visit the links below.

Rocklin Community Theatre

Thai Basil: Fresh, Authentic, Thai

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email [email protected]