By SAFE Credit Union
5
6060 ratings
The podcast currently has 73 episodes available.
On this episode of the podcast, Savannah Brown and Miriam Dougherty tackle the topic of Financial Avoidance! This common money behavior often holds people back from taking control of their finances and achieving their financial goals. During the discussion, Savannah and Miriam highlight specific traits that can be used to identify Financial Avoidance, such as not checking bank statements, ignoring bills, allowing unopened mail to pile up, and not creating a plan to address financial challenges. They also share helpful tips and tricks for overcoming fear, managing stress, dealing with emotions, and breaking negative habits by developing positive routines. Tune in today and get inspired to own your financial wellness goals… Because understanding and increasing awareness of your past, present, and future financial behaviors just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email [email protected]
On this episode of the podcast, Alex Becerra & Savannah Brown welcome SAFE Credit Union's 2024 High School Interns! It’s summertime which means it’s time for our interns to take over the Perfect Cents Podcast. Join these amazing students as they discuss the importance of learning financial education fundamentals, credit basics, and valuable skills that young people can gain by participating in an internship program. Tune in and enjoy this conversation with Sacramento’s best & brightest students… because actively supporting the personal and professional development of young adults in your community just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
SAFE Credit Union - Refer Your Friend
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email [email protected]
On this episode of the podcast, Alex Becerra & Hector Madueno welcome SAFE’s professional experts, Lawrence Lomeli and Kevin Hagedon to discuss what it’s like to purchase a car in 2024. Together they share helpful considerations, tips, and tricks to help consumers navigate their next car buying experience with knowledge and confidence. Topics include dealer inventory, pricing, loan preapprovals, trade-in values, warranties, protection products, and the importance of partnering with your local Credit Union to get the best deal and most value out of your next automobile. Join us for an insightful discussion and get all the tools you need to make your next car purchase the best one yet... because knowing your stuff and having peace of mind when shopping for a vehicle just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
CUDL AutoSMART | SAFE Credit Union
Kelley Blue Book
CARFAX
Vehicle Protection & Insurance | SAFE Credit Union
Auto Loans | SAFE Credit Union
Financial Calculators | SAFE Credit Union
SAFE Credit Union - Refer Your Friend
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email [email protected]
On this episode of the podcast, Alex Becerra & Miriam Dougherty share the best financial advice they ever received from their moms. Together they discuss the importance of responsibly managing credit cards and how to take full advantage of promotions & rewards. They also talk about the benefits of having an organized money management system, keeping track of all your bills, and making payments on time. Tune in today and listen to the podcast team share valuable insights and helpful tips... because reflecting on the lessons you've learned from the amazing moms in your life just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
SAFE Credit Union - Refer Your Friend
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email [email protected]
On this episode of the podcast, Alex Becerra & Hector Madueno talk about the Credit Union Difference and the various, unique ways SAFE Credit Union embodies the philosophy of “People Helping People.” Throughout the episode they discuss SAFE’s Financial Capability Month and Building CommYOUnity Month campaigns while spotlighting the work that is being done to advance financial education opportunities and community impact efforts for community members across the Sacramento region. Tune in and get the inspiration you need to create lasting positive impact in your community... because embracing the Credit Union philosophy of people helping people just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
CBS News / Good Day Sacramento | Rebuilding Together Sacramento (nonprofit)
SAFE Credit Union - Refer Your Friend
To access Financial Capability Month resources visit: https://www.safecu.org/community/financial-education#financial-guides
To learn more about SAFE's Community Impact work visit: https://www.safecu.org/community/community-impact
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
To contact the podcast team, email [email protected]
On this episode of the podcast, Hector Madueno and Miriam Dougherty welcome Sallie Mae’s Director of Relationship Management, Jeff Lackey, to discuss the importance of the FAFSA for new college students. Together they provide helpful insights into the process of completing the FAFSA, various types of financial aid students may qualify for, and much more! Tune in and learn how to set your future college student up for success as they continue their journey of pursuing higher education... because understanding the different ways you can pay for a college education just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
Federal Student Aid - FAFSA
Sallie Mae
Sallie Mae - How America Pays for College
California Student Aid Commission
SAFE Credit Union - Student Loans
SAFE Credit Union - Scholarships
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at [email protected]
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
On this episode of the podcast, Alex and Miriam welcome SAFE Credit Union’s Senior Insurance Specialist, Lisa Lomeli to discuss the importance of loan insurance and payment protection products. Together, they share valuable insights into various types of loan insurance including GAP (Guaranteed Asset Protection,) MBI (Mechanical Breakdown Insurance,) SAFE Payment Protection and more! They also share true stories that highlight the real-world benefits of protecting your loans, as well as, your credit standing and overall financial wellness. Tune in today and learn how to protect your loans, assets, and finances by utilizing loan insurance... because strategically using loan insurance products to ensure your financial wellness and give you extra peace of mind, just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below. Insurance You May Not Know You Need | SAFE Credit Union Beyond Every Day Banking Blog
SAFE Credit Union | Insurance and Protection Options
SAFE Credit Union Insurance and Protection HOTLINE: (916) 971-8764
Investopedia | Is Loan Protection Insurance Right for You?
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at [email protected]
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
On this episode of the podcast, Savannah and Alex discuss 5 tips for improving your credit in 2024. Together they discuss the importance of narrowing down your specific credit goals, understanding your complete financial picture, digging deep into your annual credit report, and more! Tune in today and get the inspiration YOU need to finally achieve your good credit goals... because following these 5 tips to build healthy credit habits just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
The 5 Factors of Credit | SAFE Credit Union Beyond Everyday Banking Blog
AnnualCreditReport.com
CreditKarma
Equifax
Experian
TransUnion
Debt Snowball vs. Debt Avalanche
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at [email protected]
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
On this episode of the podcast, Alex, Brit, Savannah, and Miriam share last-minute holiday spending tips submitted by fellow SAFE Credit Union employees. During the discussion they mention creative strategies for reducing spending, responsibly utilizing credit cards, deciding between wants vs. needs, alternative gift giving ideas, and much more! They also share insightful data around common holiday shopping trends, increases in gift-giving costs, and consumer spending habits. Tune in and get the support you need to cross those last-minute gifts off your checklist... because enjoying the festivities of the holiday season without the stress of overspending just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
Bankrate.com | How to do Holiday Shopping on a Budget
Bankrate.com | Americans to Slash Holiday Budgets due to Inflation
Bankrate.com | After an Expensive 2023, 52% of Americans are Staying Home for the Holidays
SAFE Credit Union - 12-Month Certificate Special
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at [email protected]
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
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On this episode of the podcast, Alex and Savannah talk about increasingly popular specialty savings accounts - specifically, FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts.) Together they discuss the benefits of taking advantage of specialty savings accounts, the importance of fully understanding your employer benefits, helpful tips for getting the most out of your benefits offerings, preparing for your next open enrollment period and much more! Tune in and discover new ways to help YOU stretch your dollar further, cover your most essential needs, and ensure your future self is set up for continued success!.. because maximizing your health benefits to enhance your financial wellness just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
FSA Store
HSA Store
National Institutes of Health | The Difference Between a Flexible Spending Account (FSA) and a Health Savings Account (HSA)
Investopedia | Health Savings vs. Flexible Spending Account: What's the Difference
HealthEquity | HSA vs FSA: Which Account is Right for Me?
FSA Store | Does my FSA Have a Grace Period or Rollover?
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at [email protected]
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/
The podcast currently has 73 episodes available.