Smart Women Invest

On today’s episode of the $mart Women Invest podcast, we are discussing the importance of spending plans. When we choose to use this term instead of ‘budgets,’ we feel less constrained and create more positive emotion towards spending money. Tune in to today’s episode to learn how to start saving in a way that feels empowering, not limiting!

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Investing isn’t for the weak-willed.

To divert money from your wallet to an investment fund takes a specific type of person. You have to acknowledge that it’s a risk without letting the unknown run your life. This is the tricky balancing act that separates the good investor from the bad one. 

On today’s episode of the $mart Women Invest podcast, we are discussing why women make better investors. It’s no secret that a women are able to process more information than men, so when it comes to investing—we see how this fundamental difference can be advantageous to one side of the gender side. 

Tune in to today’s episode to hear why women make better investors, so you can lean into your strengths next time you choose to make an investment.

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We vote with our dollar. 

And the more something costs, the less voice we have in our wallet for our next purchase. That is why it’s important to be a mindful consumer. By understanding the economics behind our purchasing decisions, we can push for a better future. 

That’s why today, on the $mart Women Invest podcast, we are discussing the pink tax. This phenomenon is when women are forced to pay more than men for the same product. Razors, toys, and lotion are just a few examples of SKUs that when put under a microscope—we see the inherent gender discrimination. 

Tune in to today’s episode to hear the research, so you can more thoughtfully browse the aisles next time you’re at the store.

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It’s okay to pursue money. But as we work diligently at our jobs and side hustles, we can fall into the tunnel vision of solely caring about our paychecks. We look around and see our peers making more than us, so we start to work harder and harder. This is the trap, and if we don’t defend against this—we lose our ability to motivate ourselves.

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The end of the year is approaching.

As we plan our parties and festivities for this holiday season, we are putting that final stamp on the spending in 2018. Come April, we will look at these expenses, our pay stubs, and our investments, and pay the necessary taxes on them.

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Giving gifts is difficult. You have to find something the person would want, while keeping the price under an appropriate budget. For the novice buyer, this task can send you into a rabbit hole of Google searches and blog reading.

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Tempting food is everywhere. From our office snack rooms to our kitchen cabinets, the chips and candy is ever-present. We go about our days, wanting to perform our best, but can we really expect that with so many temptations nearby?  

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We sit at desks all day.

And if we’re not exercising, our backs may start to hurt. Pretty soon we’re at the doctor, and an MRI is recommended, or maybe physical therapy. This is when we pull from the HSA, that tax-deductible fund we’ve been contributing to while being employed.

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We swipe our cards everywhere.

Starbucks, the grocery store, online shopping—no matter what the expense is, our credit card is the go-to. While we may not think twice about the repercussions of this instinct, studies show that our spending actually doubles when we swipe versus spend in cash.

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Entrepreneurship is not romantic.

If you find a hole in the marketplace, and create a product or service that fills that void, chances are you will most likely succeed. This recipe is no secret, yet most of us get lost in creative dreamland when imagining the company of our dreams. That’s why it’s so important to distill your mission down to a customer demographic and align that with a product or service.

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