Jay Kirkwood of Secure Financial Management delves into the complexities of Social Security, discussing its evolving rules, the demographic challenges it faces, and strategies for individuals considering when to take their benefits. Jay emphasizes the importance of planning for retirement income and the need to understand how Social Security fits into a broader financial strategy.

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.clearskiesretirement.com

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