Clear Skies Retirement

By Jay Kirkwood

Welcome to "Clear Skies Retirement," the podcast dedicated to guiding you through the unpredictable journey of retirement planning.

Whether you're approaching retirement or already adjusting

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FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 69 episodes available.

Clear Skies Retirement episodes:

November 25, 2025There are Two Different Kinds of Investors Right Now. Which One are You?
On this episode:

Are you pushing money into this market or pulling back?

People with annuities spend more money in retirement.

Will you use YOUR plan or Uncle Sam’s Plan for your 401(k)?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
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24min
November 11, 2025A Warren Buffett Market Warning | Will You Say “Uncle” to Uncle Sam? | Why Has the Wall Street Crowd Changed Their Tune?
On this episode:

Will the "Warren Buffett" indicator be right in 2026?

Does Uncle Sam have a headlock on your IRA?

Why is the price of Gold going up so much in an up-market?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
November 04, 20255 Golden Rules of Retirement Planning | Dividend Stocks Are on the Rise | Confidence About Retirement Is Up for a Strange Reason
On this episode:

Kiplinger’s list of things you need to get right before you retire.

Why are people jumping into dividend paying stocks in record numbers?

People feel better about retirement than they did a few years ago. What has changed?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
26min
October 25, 2025Retirement Help for the DIYer | Inflation Is Different in Retirement | Figuring Out Your REAL Retirement Savings Number
On this episode:

You spend hours on your portfolio. What are you missing?

The rising cost of retirement.

The financial headlines tell us we need over a million to retire. What’s the real truth?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
25min
October 21, 2025The Rules Are Changing on Your 401(k) Next Year | How Can You Be a “Smart Rabbit” in Retirement?
On this episode:

Starting in 2026, there are new rules if you are using the 401(k) "catch up" provision.

Making you a "smart rabbit" when it comes to your money in the stock market.

50% of people have no idea the steps to take to plan for retirement.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
October 14, 2025 Retirement Advice You’ve Heard—And Why It Might Be Wrong
This episode takes a hard look at popular retirement rules—from the 4% withdrawal strategy to the myth that you need a million dollars to retire. Jay Kirkwood breaks down why these one-size-fits-all formulas often fall short and how real planning requires a deeper understanding of your lifestyle, risks, and goals.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
October 07, 2025Is it Time for a Year-End Retirement Meeting Already? | Warren Buffett and Tony Robbins Agree on This Regarding Your Investing | A Retirement Lesson from Nate Bargatze
On this episode of Clear Skies Retirement:

Talking about taxes for this year, next year, and all the years to come.

Warren Buffett and Tony Robbins have a retirement warning for you.

Nate Bargatze, New Math, and your Retirement.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
24min
September 20, 2025Are You Missing the Obvious in Your Retirement Planning? | Watch Your 401(k) Target Date Fund for Changes
On this episode:

You may have saved a nice number in your retirement accounts, but there might be something missing.

President Trump is paving the way for new offerings in your 401(k). Should you consider them?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
25min
September 06, 2025 Retirement Rules Are Changing—Are You Still Playing by the Old Ones?
What does Warren Buffett’s $315 billion cash stash mean for your retirement strategy? In this episode, Jay Kirkwood explores the psychology of cash, the risks of over-concentration in portfolios, and why old financial rules like the 4% withdrawal rate may no longer apply. He discusses Roth conversions, RMDs, and how emotional comfort plays a role in financial planning.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

And don't forget to follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
August 30, 2025New Data on How Much a Retired Couple Spends Each Month | A Retirement Lesson From George Carlin | Beware the New Offerings in Your 401(k)
On this episode:

How much do you need in retirement? Compare against the new average monthly spend numbers.

Finding a place for all your financial “stuff.”

President Trump is making the way for Private Equity offerings in 401(k)s. What is Private Equity and do you want it?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

And don't forget to follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min

FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 69 episodes available.