Clear Skies Retirement

By Jay Kirkwood

Welcome to "Clear Skies Retirement," the podcast dedicated to guiding you through the unpredictable journey of retirement planning.

Whether you're approaching retirement or already adjusting

... more

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FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 60 episodes available.

Clear Skies Retirement episodes:

August 30, 2025New Data on How Much a Retired Couple Spends Each Month | A Retirement Lesson From George Carlin | Beware the New Offerings in Your 401(k)
On this episode:

How much do you need in retirement? Compare against the new average monthly spend numbers.

Finding a place for all your financial “stuff.”

President Trump is making the way for Private Equity offerings in 401(k)s. What is Private Equity and do you want it?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

And don't forget to follow us on Facebook!
See omnystudio.com/listener for privacy information.
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27min
August 16, 2025 7 Assumptions About Retirement That Might Be Wrong
If you believe these 7 things about retirement, you may be in trouble.

Plus: Dealing with the volatility of the stock market and the downside of dividend paying stocks.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

And don't forget to follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
28min
August 14, 2025Four Retirement Issues to Focus On Other Than the Stock Market | What to Do If You Went to Cash in April and Now the Market Is Roaring Again | Financial Concepts That Have Stood the Test of Time
On this episode:

There is more to worry about in retirement than the stock market.

You tried to time the market, and failed, now what?

Financial products and concepts are constantly changing. What has remained solid for over 30 years?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
August 12, 2025Overcoming Your Worries About Money and Retirement | There’s No Reason to Overpay Taxes | Retirement Planning for the Self-Employed | We Need a Bigger Boat
On this episode:

No matter the size of your account, we all worry about money.

Death and Taxes: Is there something you can do about the second one?

Like the Jaws movie, when do we need a bigger boat in retirement planning?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
26min
July 29, 2025What Do You Need to Know About the Big Beautiful Bill? | Are You Confident About Retirement? You May Be Looking at the Wrong Number | When Is the Right Time to Hire a Financial Advisor?
On this episode:

How the BBB changes taxes, social security, and filing.

Many advisors say that people are focused on the wrong number.

Common reasons people finally seek out a financial advisor.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
July 15, 2025How is This Stock Market Like Rocky? | How Much of a Cash Cushion Should You Have in Retirement? | Where You Live Is a Factor on How Long Your Money Will Last
On this episode:

Will this stock market get knocked out or come up off the mat?

How much money do we need that is easily assessable and out of the stock market?

The cost of living in your state may determine if you run out of money. Where does your state rank?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
23min
July 08, 2025The Magic Number You Need for Retirement Has Dropped! | Don’t Fall for Uncle Sam’s Plan for Your IRA | Do You Have a “Newark” Retirement Portfolio?
On this episode:

For the first time in memory, the number you need for retirement has dropped! Why?

Should you wait until 73 to access your IRA? Maybe not.

The Newark Airport is plagued with poor communication, outdated equipment, and no future plan. Is your advisor the same way?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
25min
July 01, 2025How Wall Street Uses “Fuzzy Math” | Does Everything in Your Financial Life Have a Purpose? | The #1 Retirement Fear Has Caused a New Retirement Problem
On this episode:

Actual math and "Wall Street" math are two different things.

What in your retirement plan is outdated or unnecessary?

The fear of running out of money is causing people not to spend and enjoy they retirement.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
June 21, 2025Keeping Your Financial Cool Through All the Tariffs | People Who Have Pension-Like Income Spend WAY More in Retirement | An Example of Why You Should Consider an IRA-to-Roth Conversion
On this episode:

Politics are bouncing the market. How do you adjust?

A steady retirement paycheck seems to be the secret of spending confidently.

A “don’t let this happen to you” tax story.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
24min
June 17, 2025How Many “Buckets” of Money Do You Need in Retirement? | What to Look Out for When Doing an IRA-to-Roth Conversion | Is the Fear of Running Out of Money Overblown?
On this episode:

Portioning your money with purpose: taxes, risk, long term, and short term.

Watch out for this IRA conversion misstep.

Is running out of money really that common?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
24min

FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 60 episodes available.