Clear Skies Retirement

By Jay Kirkwood

Welcome to "Clear Skies Retirement," the podcast dedicated to guiding you through the unpredictable journey of retirement planning.

Whether you're approaching retirement or already adjusting

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FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 59 episodes available.

Clear Skies Retirement episodes:

May 27, 2025When Should You Dial Back Risk Before Retirement? | Are You Pushing Off Retirement Longer Than You Should? | Are You Maximizing Your 401(k)? | DOGE and Your Retirement Portfolio: Where is the waste?
On this episode:

1 year, 5 years, 10 years? When is the right time to start talking about dialing back your market risk as you approach retirement?

Are Boomers so worried about running out of money that they are neglecting estate planning?

How your 401(k) comes up short.

How getting financial advice from your family, friends or even Tik Tok can hurt your retirement.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
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53min
May 20, 2025Will Tariffs Continue to Affect Our Markets? How Do You Position Your Money? | What Has Better Odds: Vegas or the Stock Market? | How Long Before Retirement Should You Be Locking in Income?
On this episode:

If the current market volatility has you worried, what are your options?

Replacing your paycheck in retirement. When do you start?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
May 13, 2025Have We Found the Bottom in this Market Craziness? | What is the MVP of Your Retirement Plan? | Death By 1000 Financial Cuts
On this episode:

Is this current market the beginning of something bigger?

The Roth IRA may be your biggest retirement asset.

How money is leaking out of your budget.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
27min
May 06, 2025Do You Have an Exit Strategy for a Market Downturn? | Over Half of Retirees Don't Have This | Applying DOGE to Your Retirement Plan
On this episode:

With all the current volatility, is it time to think outside the stock market?

Why it's important to have an income plan in retirement.

How much waste do you have in your retirement plan?

The author of the 4% Rule says you should INCREASE your market risk in retirement. Why is this not realistic?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
26min
April 29, 2025Is a Recession Coming? | Determining How Much Money You Want in the Stock Market | Now Might Be a Great Time for an IRA-to-Roth Conversion
On this episode:

The chance of a recession is growing.

How do you protect your retirement money?

How “buying the dip” can apply to tax planning.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
28min
April 15, 2025 Retirement Strategies in Uncertain Times: What Should You Do?
Feeling overwhelmed by market fluctuations? Jay Kirkwood tells you why it's crucial to structure your assets to ensure a reliable income stream, even when the market is unpredictable.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
25min
April 08, 2025Are Federal Layoffs Changing Retirement Plans? | Are Boomers Moving Away from Passing Down an Inheritance? | Are You Pushing Off Retirement Longer Than You Should?
On this episode:

With DOGE cutting nearly 300,000 Federal jobs, many federal employees are facing early retirement or job loss.

Are Boomers so worried about running out of money that they are neglecting estate planning?

If the math says you can retire, why are you still working?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
20min
April 02, 2025What are the main causes a market correction? | Planning for when Social Security gets in trouble | Tony Robbins has a problem with your 401(k)
On this episode:

Looking at market corrections over the last 60 years.

If Social Security has to cut back your check, are you ready?

There are millions of people depending on their 401(k) in retirement. Tony Robbins points out the flaws we have to work around.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
26min
March 25, 2025How your 401(k) comes up short | Where are you getting your retirement advice? | With all the politics moving markets, is it time to reallocate your investments?
On this episode of Clear Skies Retirement:

Your 401(k) plan is not a retirement plan.

How family, friends, and the internet can fail you with financial advice.

You can’t control tariffs, the Fed, and the economy. You CAN control where and how your retirement money is invested.

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
25min
March 18, 2025What’s going on in the stock market? | What age should you take Social security? | The new retirement sickness: One more year syndrome
On this episode:

Is the bull market over? Is this going to get worse?

How do you make your best Social Security decision?

Should you hang in there one more year before you retire?

Subscribe or follow so you never miss an episode!

Check out our YouTube page for more retirement tips from Jay!

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

Follow us on Facebook!
See omnystudio.com/listener for privacy information.
...more
24min

FAQs about Clear Skies Retirement:

How many episodes does Clear Skies Retirement have?

The podcast currently has 59 episodes available.