Clear Skies Retirement

Clear Skies Retirement

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Clear Skies Retirement episodes

  • Retirement Help for the DIYer | Inflation Is Different in Retirement | Figuring Out Your REAL Retirement Savings Number

    On this episode:

    • You spend hours on your portfolio. What are you missing?
    • The rising cost of retirement.
    • The financial headlines tell us we need over a million to retire. What’s the real truth?

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    25 min
  • The Rules Are Changing on Your 401(k) Next Year | How Can You Be a “Smart Rabbit” in Retirement?

    On this episode:

    • Starting in 2026, there are new rules if you are using the 401(k) "catch up" provision.

    • Making you a "smart rabbit" when it comes to your money in the stock market.

    • 50% of people have no idea the steps to take to plan for retirement.

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    27 min
  • Retirement Advice You’ve Heard—And Why It Might Be Wrong

    This episode takes a hard look at popular retirement rules—from the 4% withdrawal strategy to the myth that you need a million dollars to retire. Jay Kirkwood breaks down why these one-size-fits-all formulas often fall short and how real planning requires a deeper understanding of your lifestyle, risks, and goals.

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me to Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    27 min
  • Is it Time for a Year-End Retirement Meeting Already? | Warren Buffett and Tony Robbins Agree on This Regarding Your Investing | A Retirement Lesson from Nate Bargatze

    On this episode of Clear Skies Retirement:

    • Talking about taxes for this year, next year, and all the years to come. 
    • Warren Buffett and Tony Robbins have a retirement warning for you.
    • Nate Bargatze, New Math, and your Retirement.

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    24 min
  • Are You Missing the Obvious in Your Retirement Planning? | Watch Your 401(k) Target Date Fund for Changes

    On this episode:

    • You may have saved a nice number in your retirement accounts, but there might be something missing.
    • President Trump is paving the way for new offerings in your 401(k). Should you consider them?

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    25 min
  • Retirement Rules Are Changing—Are You Still Playing by the Old Ones?

    What does Warren Buffett’s $315 billion cash stash mean for your retirement strategy? In this episode, Jay Kirkwood explores the psychology of cash, the risks of over-concentration in portfolios, and why old financial rules like the 4% withdrawal rate may no longer apply. He discusses Roth conversions, RMDs, and how emotional comfort plays a role in financial planning.

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

    To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

    And don't forget to follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    27 min
  • New Data on How Much a Retired Couple Spends Each Month | A Retirement Lesson From George Carlin | Beware the New Offerings in Your 401(k)

    On this episode:

    • How much do you need in retirement? Compare against the new average monthly spend numbers.
    • Finding a place for all your financial “stuff.”
    • President Trump is making the way for Private Equity offerings in 401(k)s. What is Private Equity and do you want it?

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

    To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

    And don't forget to follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    27 min
  • 7 Assumptions About Retirement That Might Be Wrong

    If you believe these 7 things about retirement, you may be in trouble.

    Plus: Dealing with the volatility of the stock market and the downside of dividend paying stocks.

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    Click Here to schedule an appointment with Jay and the team at Secure Financial Management.

    To learn more about Secure Financial Management, including the "Get Me To Retirement" 5-Step Process, go to Retire210.com

    And don't forget to follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    28 min
  • Four Retirement Issues to Focus On Other Than the Stock Market | What to Do If You Went to Cash in April and Now the Market Is Roaring Again | Financial Concepts That Have Stood the Test of Time

    On this episode:

    • There is more to worry about in retirement than the stock market.
    • You tried to time the market, and failed, now what?
    • Financial products and concepts are constantly changing. What has remained solid for over 30 years?

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    27 min
  • Overcoming Your Worries About Money and Retirement | There’s No Reason to Overpay Taxes | Retirement Planning for the Self-Employed | We Need a Bigger Boat

    On this episode:

    • No matter the size of your account, we all worry about money.
    • Death and Taxes: Is there something you can do about the second one?
    • Like the Jaws movie, when do we need a bigger boat in retirement planning?

    Subscribe or follow so you never miss an episode!

    Check out our YouTube page for more retirement tips from Jay!

    To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.retire210.com

    Follow us on Facebook!

    See omnystudio.com/listener for privacy information.

    26 min

About Clear Skies Retirement

From the publisher's feed

Welcome to "Clear Skies Retirement," the podcast dedicated to guiding you through the unpredictable journey of retirement planning.