In this Podcast, Athena and her guest, Danny Beydoun of FCM Home Loans, share a unique investment loan that focuses on cash flow vs equity position to grow your investment portfolio and build generational wealth. The Cash Flow Investment Loans allows investors to add properties to their real estate portfolio with the hassel and without the restrictions of a traditional loan. Athena shares the importance of investors in the housing market, the program benefits, how to qualify and use this unique loan program to build wealth. Danny shares real life examples of the success of his clients so you can take away a few great ideas too. Whether you are a current real estate investor or someone who is thinking of buying your first investment property, this podcast has it all.

Are you not getting the best interest rate to buy your dream home. Today we are going to drive into the topic of credit worthiness and 3 ways to improve your credit score to obtain the best interest rate from your lender. Remember, that the lender looks at your credit report to determine the lender's risk in giving you money to purchase a big ticket item like a house, a boat or a car. We will talk about the credit reporting agencies and how you can monitor and report errors. If you are thinking of buying a home, then this episode is for you. Thank you to Julie Dinda of Radius Group Financial for joining SoFlo Real Estate with Athena

Remember, you are entitled to a free credit report every year. Here is a link to an Annual Credit Report. https://www.annualcreditreport.com

If you want to learn more about improving your credit report and about the home buying process, book an appointment with Athena at https://calendly.com/athenachilicasbarrocas-realtor/30min

When buying a home, do you wonder if you are prepared to compete with other buyers for your dream home? While the offer price and the interest rate are important, the best pre-approval may make the difference to winning or losing on the perfect home. Today, I am going to share the four type of Lender pre-approvals and deep dive into each one so you can make the best decision. Julianne Dinda of Radius Group Financial is my guest speaker and industry expert. Don't lose out on your perfect home. Ask the right questions.

If you like what you are hearing, be sure to subscribe. If you would like more information on the pre-approval process or the home buying process, schedule a consultation today at https://calendly.com/athenachilicasbarrocas-realtor/30min

Athena begins with what is happening with the Interest rates and the impact on the housing market, then discusses home appreciation Post Covid and then she answers the question of shopping rates. Finding and hiring the right lending partner is much more than looking for rates. However, rates is a very important and sensitive issue. The best advice is to talk to a couple of lenders to determine who is best qualified to lead you, as a buyer, through the lending process.