CAPitalize Your Finances

Solutions to Help Americans Struggling with Debt


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Are you one of the many Americans who are struggling with debt? I’m here to give you some practical strategies for dealing with that debt: From breaking down your fixed and variable expenses to prioritizing debt repayment with a snowball approach, I’ll take you step-by-step on how to tackle financial burdens head-on.


Want one key takeaway? Start with small wins by paying off minor debts first to build momentum. And there’s so much more! I'll share with you my personal method for managing credit cards responsibly and why it might be better for some to stick to debit cards or cash. You’ll learn about the importance of building an emergency fund and automating your savings and debt repayments to avoid the psychological pitfalls of overspending.  


Tune in to learn how to create a plan that fits your unique situation and to finally start eliminating your debt on today’s episode of CAPitalize Your Finances!

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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