Something On My Mind

Should NFL rookies have to pay $3,000 - $50,000 for hazing dinners with veterans?

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This week we discuss the future of sharing salaries for job postings that are becoming state laws to help equal pay initiatives.

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We discuss how people with over $1 Million manage their retirement and lifestyle. We review four retirees from a recent Wall Street article.

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Should congress have age and term limits? Is that discriminatory? There are brginning age limits to hold a position so why isn't that the case on when one cannot hold a position?

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This week we discuss the potential cost of $500 billion for student loan forgiveness put in place by Joe Biden. Is it fair? Who will benefit? Who got nothing? What does this mean for the future?

Website:

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This week we discuss the name, imagine and likeness (NIL) that allows college athletes to make money. In the past they were not allowed to prticpate in earning money on this front as they their tuition being fully paid served as a replacement to waive the cost of education.

Website:

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This week we talk about the the future of tiny home apartments where the walls and fixtures move by way of robotics to create five different living spaces.

Website:

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This week discuss the trend of people leaving California due to the Pandemic, The Great Resignation, Climate and Cost of Living

Website:

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This week we give an update on rising inflation and when will there be relief.

Website:

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According to Zippia.com in 2021, the average amount homeowners spent on home improvement was $10,341, which was up by 25% from 2020.

This makes sense as people spent their cabin fever time improving their homes; and now that Covid is more controlled, people are spending more due to M1 money supply with unemployment, stimulus checks.

Now that labor rates are rising due to lack of resources, the general contractors and landscaping companies are raising their rates and passing them onto you. This is another end result of inflation.

So what can be done to curb the cost? The easiest one is reducing the cost for supplies to complete the jobs. Generally speaking, the typical markup on materials is between 7.5 and 10 percent.

However, some contractors will mark up materials 20 percent or more.

What you can do is ask the contractor for a materials list and place the orders yourself.

Now with larger jobs, come more complicated supply lists, ad hoc purchases and add ons. In addition, you may make several purchases through a project’s life cycle so you need to stay on task.

In many cases you should be able to order the large majority of goods while removing copious tasks from the contractor who may not want that burden anyway.

The bottom line is that this is an easy way to save money and learn a bit along the way. For example, a $30,000 job you could save you anywhere from $2,250 to $6,000.

Website:

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