Whether we’re flying across the world to visit exotic locations or driving across states to visit family for the holidays, most of us have to travel at some point. While things can get expensive, if you plan ahead, there are a lot of opportunities to save money on vacations and travel.

In this episode, we are joined by Nate Juvera (Community Education Events Lead) and Michael Ruzycki (Financial Wellness Curriculum Developer) and will cover:

· How both planning ahead and being flexible can help you save money on travel.

· Where to find deals on airfare.

· Things you should consider if you’re driving to your destination.

· Tips to save money on common expenses while you’re on vacation.

For more articles, calculators and other financial resources, visit Ent.com/EducationCenter

Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.

Disclaimers:

The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.

Information stated is current as of the time of recording and may be subject to change in the future.

Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.

Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.

Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.

Whether it’s a credit card for everyday purchases or a loan for a house or car, debt products are everywhere in the world of personal finance. While there is a lot of cautionary tales surrounding getting into debt (for good reasons), these products can also be a tool to help you reach your financial goals. It’s important to remember to stay organized and only take out what you can manage and pay back.

In this episode, we are joined by Katie Griffin (Supervisor of Community Education) and Sara Bickers

(Community Educator Lead) and will cover:

· The difference between “good” debt and “bad” debt.

· The popular debt payment strategies (snowball, avalanche and consolidation) and how they might apply to your situation.

· What to look out for if you’re considering a debt management plan or debt settlement.

· Katie and Sara’s favorite debt repayment tips.

For more articles, calculators and other financial resources, visit Ent.com/EducationCenter

Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.

Disclaimers:

The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.

Information stated is current as of the time of recording and may be subject to change in the future.

Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.

Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.

Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.

Building credit is a fundamental skill in personal financial management. Your credit score can affect everything from your money, your job and even where you live. However, understanding how your credit score is calculated and what you can do to improve it is not always easy. Having a good credit score will make it that much easier to hit your financial and life goals.

In this episode, we are joined by Bree Shellito (Senior Manager of Community Impact) and Emma Protsik

(Financial Coaching Program Lead) and will cover:

· What is a credit score and why it’s important?

· What factors go into your credit score.

· How to improve your credit score or build credit.

For more articles, calculators and other financial resources, visit Ent.com/EducationCenter

Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.

Disclaimers:

The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation.

Information stated is current as of the time of recording and may be subject to change in the future.

Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise.

Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union.

Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit Ent.com for more information.

Transcript:

Hey everyone, it's Brent Sabati here at Ent Credit Union. As Colorado's largest credit union, our mission is to help you improve your financial quality of life through things like our online financial education center and free financial coaching. That's why we're excited to introduce Sound Cents, our newest podcast, where you'll hear from our money experts to help you make sense of your money.

We'll be diving into topics from across the world of personal finance to help turn the complex into something more simple so that you can actually use it in your financial life. Whether you're trying to improve your credit, buy a home, or save money on your next vacation, you're sure to pick up a tip or two.

So if you're trying to make sense of your money and improve your financial quality of life, make sure to subscribe so you never miss the latest episode of The Sound Cents Podcast.

For more articles, calculators and other financial resources, visit Ent.com/EducationCenter

Work with one of our free Financial Coaches to help you get on track with your money. Visit Ent.com/Coaching for more information.