As this season of Speaking of Wealth comes to a close, we explore the world of Private Banking.  Host Naomi Simson is joined by Sarah Chadzynski, National General Manager, and Ashika Chand, Executive Manager at Commonwealth Private to unpack the core benefits of Private Banking including personalised service and discretion, exclusive opportunities, and strategic wealth support, and we hear directly from clients Mark and Lisa Novak, who share how private banking has supported their journey.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

Specific eligibility requirements apply to be a Commonwealth Private client and to access Private Wealth Advantage. You are responsible for your own investment decisions, including whether to acquire, hold, or dispose of any investment opportunities. Any investments made with Private Wealth Advantage are subject to risks including loss of your investment. 

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Satellite investing can offer a strategic way to enhance portfolio performance by targeting specific opportunities outside of the core holdings. In this episode, Naomi Simson sits down with James Foot, Chief Investment Officer, and Ben Smoker, General Manager Private Wealth, to break down what satellite investing really means, how it can complement a broader investment strategy, and the balance between potential rewards and risks.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

Life can bring unexpected challenges.  From divorce to major health events and even the loss of a loved one. Often these moments can present complex financial and legal considerations. Naomi Simson is joined by Alicia Godwin, Commonwealth Private State Manager, and Luke Cudmore, Legal Practice Director at Cudmore Legal, to explore how high-net-worth individuals and families can navigate these difficult moments, and the role that private banking and legal expertise can play in providing support during times of change.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

Sources:

1. Australian Bureau of Statistics (Reference period: 2024) Marriages and Divorces, Australia https://www.abs.gov.au/statistics/people/people-and-communities/marriages-and-divorces-australia/latest-release, accessed 06 August 2025
2. CoreData Research (2024)

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Fixed income has long been considered a key component in a well-diversified investment portfolio. In this episode of Speaking of Wealth, Naomi Simson is joined by Chris Viol, Executive Manager of Fixed Income at Commonwealth Private, to break down the essentials. From bonds and hybrids to diversified credit strategies, they explore how fixed income can offer stability, income, and a valuable counterbalance to risk across market cycles.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

With global markets constantly evolving, constructing a resilient investment portfolio takes more than traditional thinking.  In this episode, Naomi Simson is joined by Ben Smoker, General Manager Private Wealth, and James Foot, Chief Investment Officer at Commonwealth Private, to explore how asset allocation, portfolio construction, and investment selection come together to support long-term goals. From strategic partnerships to the role of active management, Ben and James share the principles that guide their approach and answer the questions that high-net-wealth investors are asking in today’s environment.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

In this episode of Speaking of Wealth, Naomi Simson looks ahead to Australia’s evolving future and the opportunities it may present for investors.  Futurist Bernard Salt joins the episode to share insights on the ageing population, immigration, and what these shifts mean for where we live and how we work, and together they unpack the trends shaping the nation’s economic and social landscape.  They explore how these changes could impact markets and industries, offering investors useful insights to consider when making portfolio decisions.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

Private markets offer a world of opportunity beyond the listed space, spanning everything from early-stage companies to credit opportunities that offer enhanced income potential.  In this episode, Naomi Simson is joined by Paul Stevenson, Head of Alternative Assets at Commonwealth Private, to explore the growing role of private equity and private credit in diversified portfolios, how these investments are selected and managed, and why interest in private assets is on the rise.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

Source: 2025 Market Overview (2025), Hamilton Lane. Available at: https://www.hamiltonlane.com/en-us/insight/2025-market-overview

See omnystudio.com/listener for privacy information.

Philanthropy can be one of the most meaningful ways to give back, and for many high-net-wealth individuals, it can also be a chance to create a legacy that reflects your values, passions, and purpose.  Naomi Simson is joined by Josephine Hanna, National Head of Ultra High Net Wealth at Commonwealth Private, and Fiona Higgins, a founding director and Specialist Advisor, Giving at Australian Philanthropic Services, to explore how structured giving can support the causes you care about.  From setting up or supporting a foundation to volunteering your time, they discuss what to consider, and how philanthropy can become a powerful part of your wealth journey.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

This episode takes you inside Commonwealth Private’s approach to international equities, exploring the investment philosophy, the strategy behind global allocations, and what drives decisions in today’s market.  James Foot, Chief Investment Officer at Commonwealth Private, joins Naomi Simson to discuss how portfolios are built and diversified. Kerry Craig, Global Market Strategist at JP Morgan Asset Management, also joins the conversation to share his outlook on market trends, and the macro forces that could shape the future.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

See omnystudio.com/listener for privacy information.

With $3.5 trillion set to be passed on as part of the great wealth transfer in the next decade, how do you make sure that your legacy is maintained across generations? In this episode of Speaking of Wealth, Naomi Simson is joined by Josephine Hanna, the National Head of Ultra High Net Wealth at Commonwealth Private, and Katherine Karcz, Partner at KPMG to discuss the intricacies of wealth transfer from a tax perspective. Clare Hesbrook, partner in the Private Clients team at Hall & Wilcox also joins the conversation to address some of the mistakes people make when transferring wealth, where lawyers need to come into the process, and how to best ensure that disputes and confusion are avoided.

The content in this podcast is prepared and approved for distribution in Australia by Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Further information is available in Commonwealth Private Limited’s Financial Services Guide located at https://www.commbank.com.au/content/dam/commbank/personal/download-printed-forms/premier-and-private-banking/commonwealth-private-financial-services-guide.pdf  Commonwealth Private Limited is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth).  Its obligations do not represent deposits or other liabilities of the Commonwealth Bank of Australia.

The information in this podcast is general in nature, and has been prepared without taking into account your objectives, financial situation, or needs. Consider the appropriateness of the information before acting and seek appropriate financial advice. The views expressed by contributors are their own and not necessarily of Commonwealth Private or other affiliated organisations. The information presented in this podcast is correct at the time of recording and may be subject to change. Past performance is not an indicator of future performance. Returns and the repayment of capital are not guaranteed.

Source: Wealth transfers and their economic effects – Research paper (November 2021), Productivity Commission. Available at: https://www.pc.gov.au/research/completed/wealth-transfers/wealth-transfers.pdf

See omnystudio.com/listener for privacy information.