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It's estimated that business and personal bankruptcies will be up close to 50 percent this year.  2021 could bring an even bigger wave, regardless of the election outcome or future stimulus from the government.

Some restaurants and retailers are going under, commercial and residential mortgage defaults are up significantly, in many areas of the country. Chances are, you or someone you know is impacted.

For many businesses and individuals who never considered it before, bankruptcy presents a way to survive financially.

New rules can help your company or your household emerge stronger even in the wake of a global health and financial pandemic.  Bob interviews Certified Bankruptcy Specialist Pernell McGuire a lawyer and law firm Managing Partner who offers hope and insight for those caught in the wake of this financial storm.

McGuire is helping companies continue to operate and families continue to function, even as they manage their debt.