Chloe Ward and her husband used the Dave Ramsey Envelope Method to pay off 114k of debt on 14 months. She and her husband amassed the debt between car payments, student loans, and credit card to pay for fertility treatment. She's now a mother to a 4 and a 3 year old and says, "I felt we would never get to where we are now," which is saving up to buy a house in Santa Barbara, where her family has lived for 5 generations. 

The biggest factors in paying off debt were eliminating rent and childcare expenses by moving in with family. She and her husband took every overtime opportunity, and her husband took advantage of the gig economy by driving for Doordash. They also sold as much as they could, including selling her beloved Mercedes for a "Dave car," a used, reliable Honda Civic. 

Throughout this debt journey, Chloe experienced mysterious and worsening symptoms, including post-partum depression, post-partum anxiety, chronic fatigue, headaches, digestive issues, weight gain, mood swings, eczema, dermatitis, sudden food sensitivities to gluten and dairy. She went to her doctor, and the blood tests said that everything was normal, but she didn't feel normal.

A friend recommended a naturopath, and she discovered she had leaky gut, adrenal fatigue, PMDD, high estrogen, low zinc, magnesium, and vitamin D, and with the naturopath was able to find a good supplement and exercise regime using yoga, pilates, and meditation to heal her body.

She shares her story on her blog and Instagram, One Healthy Meal At A Time.

......Here are the details on the envelope method: https://www.daveramsey.com/blog/envelope-system-explained

......Check out Chloe's Web Site One Healthy Meal At A Time: http://onehealthyealatatime.com/#

......Check out Chloe's Instagram: https://www.instagram.com/onehealthymealatatime/

___

Here's all the info on the Business Bootcamp Mastermind:

https://www.splendid.yoga/mastermind

For more info about Morgan, check out:

https://www.splendid.yoga/

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Felicia Wright decided to go rogue as a wife, mother, and teacher, when she realized she wasn't dong anything for herself and was burning out fast.

So she started the Go Rogue Podcast! https://podcasts.apple.com/us/podcast/go-rogue-podcast/id1434249357

She outsourced making meals (her husband has cooked meals for the last 3 years) and dedicated the post-bedtime peace to developing her message.

She wants women who have a dream to not get held up on money, mindset, or old school expectations. She wants to help you go rogue!

She left teaching because she felt that she was being taken advantage of. It makes her sad seeing women living unfulfilled lives, and she wants women to know they can do what they love and still have an impact.  

She's done with the expectation that a mother has to be a martyr, that everything has to be perfect before you start, with women being put last.

..........Here's Felicia's web site: www.heyfeliciawright.com 

..........Check out Felicia's instagram: www.instagram.com/heyfeliciawright 

..........Check out all of Felicia's offering including the Go Rogue podcast: learn.heyfeliciawright.com

___

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Allison Braun is scaling her way to 7 figures with her business and life coaching business. 

She is one of those people who you just instantly trust with your life story, and while working in a sex-positive shop, would spend hours listening to people’s issues so they could find their pleasure....for minimum wage. 

She started researching how to most efficiently make money, took a few online marketing courses, and now has a team of 3 helping to build her empire. We chat about her upcoming Unconventional Workshop series, what you should do if you don’t know how to say no, and how to create win/win/win relationships throughout your life. 

..........Check out Run Like Clockwork here https://bit.ly/RLCaccelerator  

..........Check out Allison’s instagram here http://Www.Instagram.com/allisonbraun 

.........Check out Allison’s Facebook here http://Www.Facebook.com/allisonbraun1 

.........Check out Allison’s web site here www.allisonbraun.com 

___

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Emily Sussell is the CEO of Abundant Yogi Coaching, a business coach for yoga teachers transitioning to an online coaching business. After graduating from college, Emily didn't want to work a "real job," so she taught yoga for 7 years. But she wasn't making a ton of money at first. 

So she started pivoting, and she's been pivoting ever since. 

First, she focused exclusively on private clients rather than studio or gym classes that paid way less. Then, she realized other yoga teachers needed help making more money, so she started coaching them on CONSISTENCY and SYSTEMS to make a sustainable income as a yoga teacher. 

Meanwhile, she was mastering selling online courses with 20k launches, so the next level was to create Butterfly School, the six month coaching program for yoga teachers pivoting into coaching. She argues that you can use debt wisely to invest in coaching programs and courses and shares her story of the 25k business coaching mastermind that led to her 100k month. 

And I want to emphasize: you don't have to spend money you don't have on these high ticket offers to experience that kind of success. It helps to have someone show you the way. Investing in courses has been way more valuable to my finances than any specific class I took in college. 

But prove to yourself that that coach will work for you. Any business coach you're considering working with will have loads of free resources for you to utilize. 

Take advantage of them. Do one of their webinars. Sign up for a free challenge. And do everything they say. 

See if you get the results you want. See if it makes you money. 

Then use that money to invest of one of their programs. 

It's possible to use debt wisely to grow your business - every hugely successful business has, AFTER they've proven a concept can make money - and it's possible to go unbelievably broke hoping that just one more course is going to change your life, or just one more MLM is going to make you thousands a month. 

It doesn't work if you don't implement the strategies, and if you don't enjoy the strategies you're being taught, you won't do them.  

All that said! 

Check out Emily's resources at her Facebook group, the Abundant Yogi Collective. www.facebook.com/groups/abundantyogicollective/ 

___

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Evoni Seigler, the Wig Coach, is an absolute DELIGHT! After traumatically losing her hair, she realized how crucial it was to her identity. As she says, "I could bring in my boss chick when my hair is done! I feel like Beyonce!" She create amazing wigs for her clients, but she also realized that other wig makers were seriously undervaluing their work, so she started coaching them on how to make a profit.  

Check out her work at her web site, launching early 2021  www.societyofwigbosses.com  

********  

Instagram  www.instagram.com/societyofwigbosses  

___

Here's all the info on the Business Bootcamp VIP Day:

https://www.splendid.yoga/businessbootcamp

For more info about Morgan, check out:

https://www.splendid.yoga/

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Chelsea Riffe-like-Knife (not riffey like spiffy) is a Mindset Manifestation Coach - and a former coaching client of mine!  She spent a few years in the corporate world before following her heart to Australia, where she dabbled in teaching yoga before a deep meditation led her to the realization that she needs to teach people about how to create the life of their dreams.  She recently sold out her first course "From Chaos to Confidence," in which she shares her manifestation tricks and creates the community and accountability to make powerful Big Dreams come true.  Her biggest wins came from trusting that inner knowing, and realizing that IT'S SO EASY for her to teach people this stuff because she loves it, lives it, and embodies it.  She's super inspiring - go check out her podcast (including her recent interview with manifestation goddess Gabby Bernstein!!) 

In My Non Expert Opinion at the web sites: https://www.inmynonexpertopinion.com/ 

http://chelseariffe.com/ 

Instagram  

@nonexpertopinionpod  

https://www.instagram.com/nonexpertopinionpod/  

@chelseariffe  

https://www.instagram.com/chelseariffe/

___

Here's all the info on the Business Bootcamp Mastermind:

https://www.splendid.yoga/mastermind

For more info about Morgan, check out:

https://www.splendid.yoga/

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

“Being a poet is a funny kind of jazz. It doesn’t get you anything,” John Berryman said. “It’s just something you do.” Just wait until Jo Heckett's voice rolls over you with her potent poetry - and I don't even like poetry, y'all. We actually had two conversations as Zoom fails led us to scrap the first one, and my mind was buzzing for days afterward each conversation with her deep, luscious intelligence. Jo and I were connected via a mutual friend and friend to the MYMY Podcast Kari Cowell, and I'm so glad that Jo agreed to be part of my healer series. I love that she's creating an income stream from a notoriously impoverished industry: she has a poetry subscription! 

You can check it out here (makes an absolutely lovely gift!): www.joheckett.com/poetry  

Check out here instagram here: https://www.instagram.com/joheckett/  

___

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Diana Forero left her home country of Colombia for the great white north: Canada! After years of tinkering around with the idea of starting a clothing company, she used her Covid layoff and severance as an excuse to follow her dreams. She wants to help as many women as possible follow a healthy lifestyle, wherein health is defined as a balance between body, mind, and soul. After lockdown started, she noticed her friends and family were feeling overwhelmed, and that spending all day at home in their PJs didn't help, so she created a clothing line to help women feel beautiful and inspired to exercise their bodies.  As a Colombian, her instinct was to put lots of color into the style, but after some market research, she discovered her market really wanted neutrals. This comes to a core Splendid Yoga tenet: SELL IT BEFORE YOU CREATE IT. Diana agrees that social media, especially Facebook groups, are one of the most powerful ways to do just that! 

_____ 

Check out White North Shop's web site: https://www.whitenorthshop.com/ 

Check out White North Shop on Facebook: https://web.facebook.com/Whitenorthshop?_rdc=1&_rdr 

Check out White North Shop on Instagram: https://www.instagram.com/whitenorth_shop 

_____ 

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast

Ashley Mansour is a book strategist and the founder of LA Writing Coach. Have a book in your soul ready to be unearthed? Sign up for her Profitable Book Formula starting in January! In her own words: “I want to empower women entrepreneurs, coaches, consultants, and business owners and show them that they can absolutely leverage their existing knowledge and expertise to not only create an amazing book, but one that will best-sell, generate profit, and grow your business to at least 6 figures! If I can do it, you can do it too!!” 

Here are the links: https://www.writingcoachla.com/lawc-home 

And you can book a free discovery call with her here! https://calendly.com/am--24/discovery-call-60-mins-

___

For more information about Morgan:

https://www.splendid.yoga/

Here's the link for the Splendid Money Mastermind: 

https://www.splendid.yoga/mastermind

Here’s the Manage Your Money Yogically FB group.

http://www.facebook.com/groups/splendidyoga

Here's the main podcast page.

http://www.splendid.yoga/mymypodcast