Stack Your Points

Stack Your Points

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Stack Your Points episodes

  • Could Have Been An Email

    00:00:00 - Introduction and Greetings

    00:01:22 - Strategies for Maximizing Debit Card Rewards
    00:07:07 - 2025 Roadmap: Credit Card Plans and Updates
    00:17:40 - Popup Jail and Family Language in Credit Cards
    00:29:55 - Top Tier Hotel Status vs. High Annual Fee Cards
    00:46:14 - Discussing Potential YouTube Channels
    00:55:33 - Bilt Card and Wells Fargo Split
    01:34:59 - Co-Brand Card Strategy
    01:45:23 - Co-Branded vs. First Party Cards
    02:02:20 - Credit Card Recession
    02:03:03 - Credit Card Recession
    02:17:32 - Final Thoughts and Membership
    02:21:08 - Introduction and Greetings

    2 hr 22 min
  • Awkward Adult Socialization

    00:00:00 - Welcome Back to Stack Your Points

    00:01:22 - Celebrating 500 Subscribers
    00:05:24 - Hobbies Outside of Credit Cards
    00:12:27 - Buying Perks Outright vs. Premium Credit Cards
    00:29:50 - Using Your Cards as Intended
    00:46:58 - Cardless: A Deep Dive
    00:56:19 - Marriott and Amex: A Potential Future
    01:09:06 - Adapting Credit Card Strategies to Lifestyle Changes
    01:33:08 - Choosing Your First Premium Credit Card
    01:55:51 - Designing the Ultimate Premium Card
    02:08:44 - Membership Thanks and Closing Remarks

    2 hr 13 min
  • Brussel Sprouts with Bacon

    00:00:00 - Introduction and Hosts’ Banter

    00:09:49 - Discussion on Pop-Up Jail and Welcome Offers
    00:23:56 - Lounge Access: Preferences and Priorities
    00:42:51 - Chase Ultimate Rewards: Recent Changes
    01:05:16 - Let’s Talk Couponization Pendulums
    01:20:39 - New Chase Sapphire Offers and Updates
    01:25:08 - Credit Card Points Boost and Travel Portals
    01:39:46 - Community Influence on Credit Card Usage
    01:53:31 - Unexpected Credit Card Acquisitions
    02:03:14 - Final Thoughts

     

    Check us out at StackYourPoints.com 

    2 hr 7 min
  • On Sapphire's Eve
    Date: 06/16/2025
    Intro 

    Who we are

    Viewer Questions
    • What if you'll do a whole segment on the problem with Capital One​. Lani alluded to it but didn't want to get into it. What am I missing? - @AcmeAcresA

      •  

      • Intro:  What is the SYPs definition of a catchall?  And can it have FTFs? Does it have to be accepted at almost all merchants? - Keith 
        • Main question(s): What is your current catchall card and what do you think is the best catchall card on the market even if you do not have the card? 
        • Is there a popular catchall that you think is overrated? If so, why?

          •  

          • Would love to hear the team discuss this question I had with a few other CC enthusiasts. Would you rather fly to Asia/Europe directly in premium economy or fly business with a medium/long layover. Personally I'd choose PE, but could see others disagreeing. - KirbyG 

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            • Have any of you on the panel purchased points strategically for an upcoming redemption or to help meet a SUB? Hilton & IHG are both having limited time points sales with 100% bonus. - JC 

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              • Given some of Chase's moves and rumored moves recently and the potentially coupon-ey Savor X, any predictions on further couponization/brand partnerships across C1, Citi, & WF? - DDAF
                • News Round-Up 
                Topics 
                • Matt
                  • Citizen’s latest “top” card has an Annual fee that is flexible based on your relationship with Citizens, is this something you’d like to see to help “manage” some of your Annual fees or do you see this as unnecessary?
                  • Lani  
                    • So Amex came out saying they will refresh the Amex Platinum cards (shocker, i.e. Chase and they do so every 4-5 years). I personally think they are pulling rulers out vs. doing it for business changes. But with so much more money being added to annual fee, competing credits, etc. Is it time to just pick Chase or Amex (based on hypothetical refresh)?

                      •  

                      • RJ 
                        • We talk a lot about how to manage our set ups if our lives changes or we want to cut down on AFs. But how do you handle preparing for when the banks change the cards when your life doesn’t change? 
                          • Outro - 
                          • Where to find us
                            • 2 hr 4 min
                          • The Citi Custom Cash of Debit Cards

                            00:00:00 - Introduction and Hosts’ Banter

                            00:05:36 - Unique Points and Miles Strategies
                            00:09:41 - Best General Catch-All Credit Cards
                            00:17:11 - Transferring Points to Hotels: Value Proposition
                            00:26:41 - Positive Trends in the Credit Card Community
                            00:36:33 - Chase Sapphire Reserve Business Card Announcement + Capital One Venture X Changes
                            00:53:55 - The Rise of Rewarding Debit Cards
                            01:08:59 - Strategies for Applying for Credit Cards
                            01:28:58 - Balancing Personal Goals and Community Advice
                            01:42:53 - Conclusion and Final Thoughts

                            1 hr 45 min
                          • It's Longer Than Twilight

                            00:00:00 - Introduction and Host Updates

                            00:02:46 - GarudaMiles
                            00:08:06 - Credit Card End Game Discussion
                            00:20:24 - Barclays Travel Cards Review
                            00:24:17 - Signing Credit Cards: Is It Necessary?
                            00:28:24 - What Makes a Hotel Good?
                            00:42:49 - JetBlue and United Blue Sky Alliance
                            00:47:51 - Lani | The Impact of Buy Now, Pay Later on Credit Card Debt
                            01:04:29 - Matt | Prepaying for Travel: How Far is Too Far?
                            01:17:27 - RJ | Credit Card Pet Peeves
                            01:35:04 - Conclusion and Where to Find Us
                            01:37:18 - Conclusion and Where to Find Us

                            1 hr 39 min
                          • I’m Built Like A Pizza

                            00:00:00 - Welcome To The Show

                            00:03:32 - Question 1 | Keeping Unused Credit Cards Active
                            00:08:26 - Question 2 | Managing Multiple Credit Card Ecosystems
                            00:17:49 - Questions 3 | Flying Economy vs. First Class
                            00:30:17 - Questions 4 | Cards You Irrational Want
                            00:41:20 - Questions 5 | Futurama Characters as Credit Cards
                            00:48:56 - Lani | Basic Economy vs. Standard Economy
                            01:11:12 - RJ | Travel Packing Strategies
                            01:32:55 - Craig | Dealing with Travel Devaluations
                            01:47:26 - Matt | Cards That Deserve A Second Look
                            02:02:15 - Final Thoughts and Wrap-Up

                            2 hr 9 min
                          • You Can Find Me At The Carwash

                            00:00:00 - Introduction and Greetings + Chase Sapphire Reserve Rumors

                            00:07:35 - Question 1 - Booking Flights with Points
                            00:28:48 - Question 2 - Favorite and Least Favorite Credits
                            00:34:57 - Question 3 - Cashback Concerns
                            00:41:15 - Question 4 - Capital One Venture X
                            00:47:42 - Question 5 - Annoying Hotel Trends
                            00:57:14 - RJ - Gamifying Credit Card Rewards
                            01:08:08 - Lani - Redemption vs. Destination
                            01:18:05 - Matt - Return on Spend: Is It Worth It?
                            01:37:39 - Closing Remarks

                            1 hr 44 min
                          • Craptastic Subpar Rework

                            Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards

                             

                            Viewer Questions

                            • If all hotel status was stripped off of cards and you had to pay for it, what would you pay for IHG Platinum (Lani), Hyatt Discoverist (Tariq), Marriott Gold (Matt) and Hilton Gold (RJ). Please consider the multipliers and benefits the status provides and the value you realistically achieve to assign the annual valuation. - AP
                              • Maybe change the question a bit in our answers to which status would we pay for? 
                              • I take that most, if not all of you, are ideally not depleting your points balance all the way to zero/near zero. So my assumption is that occasionally you are paying cash for a trip even though you technically might have the points to cover it. How do you go about making the decision to use points versus cash in that scenario? - DDAF 
                              • So are annual fees for cards no longer worth it? Looking at the possibilities with no annual fee cards you can access most transfer partners for free between amex, wells Fargo, bilt and capital one. Aside from chase and Citi each ecosystem offers the possibility of obtaining a considerable amount of points. Unless you are looking for a premium benefit is there any other reason to justify an annual fee card for transferrable currencies? - Thic Boii
                              • Favorite Futurama character and why? - DDAF

                                •  

                                News Round-Up 

                                  • CSR Rumors
                                    • Why Chase, Why - Keith
                                    • Why would Chase try and have the Sapphire card compete with the Platinum when it can create a category of it's own?  What would it take to make the Sapphire your   "one card"? I'm thinking keep the travel credits the way they are, one or two more coupons, 2X catch all, raise the annual fee, 2x in the portal instead of 1.5. Am I asking for too much? - rp2048

                                      •  

                                      Topics 

                                      • Matt
                                        • The Coupon Book wars are now in full effect; what is more likely to happen: AmEx feels the effect of the First Mover Dilemma, or Chase (or another bank) clean house? Can another bank enter and win, or can a bank win a different way?
                                        • Craig  
                                          • What piece of credit card community advice that is widely accepted that you consistently denounce or go against the grain on?
                                          • RJ
                                            • With the news of the CSR dropping I’ve started to think of my own setup. Which card in your wallet being majorly changed, for better or worse, would have the biggest impact on you?
                                              • 2 hr 39 min

                                            About Stack Your Points

                                            From the publisher's feed

                                            Credit cards can be a fun playground of make points, spend points and stack points.