High-interest debt can feel like an impossible treadmill. This episode explains why traditional debt payoff strategies often leave you broke and vulnerable, and reveals a powerful method to eliminate debt while simultaneously building your wealth and income.

Topics Discussed:

• (00:00) - Stop Prioritizing Debt

1. Get a free one-on-one Financial Assessment

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3. Free mini-course: Supercharge Financial Growth with Whole Life

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About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com

Conventional financial advice tells you to take on risk in the hopes of "outpacing" inflation and rising prices. But this often reduces your cash flow today and makes the problem even worse. This episode breaks down how to combat the struggle of rising prices by using the Infinite Banking Concept to control your capital, use safe leverage, and build new, reliable streams of income.

Topics Discussed:

• (00:00) - 20: Beat Rising Prices with IBC

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com

In this episode, I'm talking with my StackedLife colleague, Adrienne Patel, about her journey as a business owner and real estate investor. We talk about how the Infinite Banking Concept (IBC) accelerates those endeavors and helps to create multiple income streams for her and her family. You'll hear practical tips for getting started, planning for retirement, and leveraging IBC for business growth.

Topics Discussed:

• (00:00) - 019 - Business Owner & Investor Becomes IBC Practitioner

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

Weekly Webinars by Adrienne:
1. Infinite Banking for Business Owners

2. Infinite Banking for Real Estate Investors

4. Increase Retirement Income by 50% with Whole Life Insurance

About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com

Many people get caught up in the financial tactics that sometimes go with Infinite Banking, but they overlook the unchanging principles that make strategies sustainable.

This leads to reactive decisions and vulnerability when markets shift, leaving them without control over their money.

Topics Discussed:

• (00:00) - 18: Stop Chasing IBC Tactics

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com

Whole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale premiums up to accelerate growth. Especially important topic for those implementing The Infinite Banking Concept.

Topics Discussed:

• (00:00) - 017 How to Scale Premium Up and Down

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com

Average rates of return are a dangerous illusion based on flawed statistics. In most cases throughout history, real returns were lower than market averages, and the difference was in the millions.

LINKS:

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

• (00:00) - Introduction and Common Financial Advice

Discover how Currence acts as the "operating system" for Infinite Banking by automatically capturing every dollar that enters your life and reversing the flow from unconscious spending to unconscious saving. Learn how this technology separates your consumption choices from your income, enabling you to build wealth effortlessly while maximizing the effectiveness of your whole life insurance policies.

LINKS:

1. Learn more or get started with Currence

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

• (00:00) - Introduction to Dave Mozeika and Currence

Is term insurance to blame for the fact that every generation essentially has to start from zero, financially?

In this episode, I break down the real financial math behind term insurance versus whole life insurance, revealing how a seemingly 'cheap' $1,100 annual term premium can actually cost a family over $43 million across three generations. I'll show you why comparing these two types of insurance requires understanding net compound costs, not just premium prices.

LINKS:

1. Learn more or get started with Currence cash flow technology

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

• (00:00) - 113 The True Cost of Term Insurance

In this episode, I explain why typical financial planning advice has created a modern-day macro bubble where everyone is buying the same assets at any price, and how Infinite Banking is a principles-based approach that provides guarantees and control instead of relying on market variables and hope.

LINKS:

1. Get my free weekly newsletter with exclusive content on financial education

2. Work with me: Schedule a consultation

• (00:00) - 117 The Financial Planning Bubble

In this myth-busting episode, I'll translate the complex math behind whole life insurance returns into language everyone can understand.

Using real numbers and my favorite financial calculator, I'll show you why comparing whole life insurance to other investments without accounting for taxes, fees, and death benefits is like comparing apples to oranges—and why this misunderstood financial tool might deserve a second look in your wealth-building strategy.

LINKS:

1. Get my free weekly newsletter with exclusive content on financial education

2. Get my free course, Supercharge Growth with Whole Life Insurance

2. Work with me: Schedule a consultation

• (00:00) - 012: The Math on Whole Life Insurance Returns