Having a solid estate plan in place gives you peace of mind that the wealth you build over your lifetime will be passed on to those you care about in accordance with your wishes. A will is a fundamental component of an estate plan, and every adult should have one. But in some cases, a trust might be used to achieve your objectives. Here, we’ll look at wills and the two most common types of trusts: testamentary trusts and living trusts.

Many clients want to invest, but when it gets right down to it they may not be comfortable with the idea of risking their money. The truth is, risk and investing go hand-in-hand. But that doesn’t mean investing has to be excessively risky. Here’s how to explain risk, reward, and risk management strategies to your clients.

Developing a plan can take a lot of time and discipline, which is why too many people don’t do it. A professional advisor takes the stress out of the process.

Financial advisors are carefully trained to ask the right questions to help you develop a tailored investment plan that will help you achieve your goals.

It’s quite easy to spot the con artists on a TV show: ominous music and devious facial expressions are definite giveaways. But without those Hollywood cues to help, would you know if someone were trying to gain access to your money under false pretenses?

Listen to these four questions to learn more today!

When you’ve finished school and are trying to get your career off the ground, there’s a lot to worry about. Don’t let finances be one of them. Follow these basic rules of money management.

As a Canadian consumer, you pay quite a bit in taxes.

If you live in the province of Ontario, for example, in addition to income and other types of taxes, you’re paying 13% in HST on the majority of your purchases.

For the most part, we accept paying sales tax as inevitable. Unless there’s a change to the tax rate, we don’t think much about that extra 13% that disappears from our wallets at the till.

Here’s a novel idea: what if we had a “tax” that we paid to ourselves?

A recent poll by Angus Reid Institute revealed that 51% of Canadians do not have a will. Many people believe they are too young to need one, or they don’t have enough assets.

A will is the starting point of a good estate plan. It’s never too soon (or too late) to meet with your financial advisor and create an estate plan that’s done right.

Making the conscious decision to stop working and move into retirement can be difficult. There are many worries that go along with it, chief among them being a concern for your financial health.

If you are nearing retirement age, here are some tips on how to approach your financial wellbeing before you make the change.

For many people, the decision to begin working with a financial advisor for the first time is a big step and, unlike a health care professional or even a lawyer, they may not have worked with this type of professional before.

So, what can (and can’t) you expect?

Get ready Canada – the day is coming when you can start actually keeping your money.

That’s because Tax Freedom Day is almost here!

According to the Fraser Institute, a Canadian public policy think-tank based in Vancouver, Tax Freedom Day marks the day when Canadians officially start keeping the money they make, instead of turning it over to federal, provincial, and municipal tax collectors.