Went through a season of introspective and not feeling worthy. We are worthy because we are here. We are worthy because we have an awesome Creator. Setbacks in life will happen, enjoy the ride. Things won’t always go right and not to be pessimistic, because I am not pessimistic one must be aware of changes which happen in life. Case and point is the COVID-19 Pandemic. Who would have thought about a situation that brought the world to a stop. The effects of the Pandemic have caused millions of people to still be unemployed. So what can we learn from this? One very important take away is to stash more cash, to not spend every dollar you earn. Because if your income stops through no fault of your own, the effects can be devastating. Now let’s talk about Murphy’s Law: Nothing ever goes exactly as planned; Its never as easy as it seems and if anything can go wrong, it will, at the worst possible moment. Yes, Murphy’s Law applies to all of us, in spite of positive thinking. So a simple risk assessment can help us in a significant way. What is the worst thing that can happen and how do I prepare for that event if it occurs. It’s not a problem free philosophy, but it may helps lower the stress in your life.