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Seeking ways to break the cycle of Negative Thinking in your professional career and personal life? 

Its time to take out the (HEAD TRASH)!!

Ruminating involves a cycle where you keep thinking the same thoughts or worrying the same worries without getting anywhere. It can be exhausting and it can affect your sleep and your mental and physical health.

Join host Mel Wallace and Nicole Spain White, a Nationally Certified,  Leadership and  Relationship Life Coach as they share strategies for breaking the cycle include speaking with others, how to interrupt the negative thinking with more positive memories and reviewing your perspective.

In this in-depth Podtalk you will learn:

1. What is rumination?
2. What causes rumination?
3. Tips for addressing ruminating thoughts

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Money shaming is real - unfortunately, it's even likely something you do to yourself. Whether you struggle to make ends meet, or you have enough money but don't feel like you handle it well, money shame can negatively impact your life.

Mel shares "Real Talk" about what Money Shaming is and how to over come it!

1. What Is Money Shaming?
2. Who Money Shames
3. Why Money Shaming Occurs
4. Reasons for Money Shaming
5. Consequences of Money Shaming
6. Contributing Factor to Suicide
7. Decreased Self-Esteem
8. Depression
9. Impedes Success at Work
10. Difficulty Managing Personal Finance
11. What Makes Shaming Worse
12. Stigma Around Money Talk
13. Judgment From Self and Others
14. Hiding Money Shame

Overcoming Money Shaming

Here's the good news: you can overcome money shame!

You may need some help getting there, but you can create a plan to fix it once you do.

Understanding Where It Comes From

Knowing where your money shame comes from can help you address the problem from its roots, not just the surface level.

Getting Comfortable Talking About Money

Being able to talk about money is crucial to overcoming money shame. Start by getting comfortable talking to your partner about money. Make sure you're both on the same page and have an agreed set of goals.

Managing Money and Budgeting

Finally, managing your money properly is the best way to overcome money shame. There is no right or wrong way that works for everyone, though. Try to figure out a budget that works for you to better take charge of your money. If you can't figure out a budget, or have trouble sticking to it, consider working with a financial therapist, certified financial planner, or financial advisor to get back on track.

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Top 10  Must-Haves for Small Business (GROWTH) 

6. Location Tags

7. CRM System

8. Billing and Invoicing Software

9. Mobile Card Readers

10. Financial Tools

The Bottom Line

Many of these small business must-haves do require a small upfront investment of either time or money. 

However, keep in mind that setting your business up with the right foundation and tools is an investment that will save you time and money down the road. 

Not only can these tools and tips make your life easier, they can also lend to increased productivity, and with that, higher revenue–something we can all get behind.

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Here are the Top 10 small business must-haves in 2023: 

1.  Verified Online Listings
2. The Right Legal Formation
3. A Well-Designed Website
4. Custom Business Email
5. Business Phone

Many of these small business must-haves do require a small upfront investment of either time or money. 

However, keep in mind that setting your business up with the right foundation and tools is an investment that will save you time and money down the road. 

Not only can these tools and tips make your life easier, they can also lend to increased productivity, and with that, higher revenue–something we can all get behind.

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Growth Strategies For Small Business Series : (Part 1)
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"You will either step forward into growth or you will step back into safety."

—Abraham Maslow

We are all supposed to want to grow our businesses—from wherever they are to whatever is the next level.

Mel Shares the (5) traits necessary to take your  business from one level to the next. Whether it is taking your one-person business to a five-person business or going from $1 million to $5 million in sales.

1. FIRST, things First
2. Going Big
3. Create a Team bigger than you
4. Commit to a Growth Strategy
5. Plan for Growth

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It’s a tough time to be leading any business right now — including small business. 

Uncertainty abounds, and knowing what the future will bring, and when the current Banking crisis will subside, everything is still up in the air.

The harsh reality is that uncertainty is always present, and takes various forms, whether it is the current Banking  crisis, trade tensions, environmental concerns, or political unrest.

Companies that learn to plan for uncertainty, can better handle disruption and change, and will emerge from the current situation better than those that can’t and don’t.

Mel Shares 6 points on  how you can turn your small business into one that is prepared to weather the storm.

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What if I told you that there are seven simple steps you can take to start growing your business from $0 to $1,000,000 this year? 

As entrepreneurs, we all know how hard it is to grow and scale a business. Let’s face it, most of the time it takes years to start seeing profit for your business, and who has time for that? But I believe that you can grow your business to $1,000,000, 

Mel shares seven simple steps you can take to achieve your goals. Fair warning — while they may be simple, they are not easy, so get ready for some hard work.

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If your goal is to make some extra cash, you've come to the right podcast!

 Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this  list of (7) easy money-making ideas. 

They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Mel shares his  list of favorite ways to earn extra cash and make money online – Listen and find the ones that are best for you.

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Contrary to popular belief, there are actually many ways to start a business that let you focus less on the logistics and upfront costs and more on getting your ideas started. 

Let’s get you past the first major mental hurdle of “I want to start a business but have no ideas.”

Mel Shares (7) small business ideas make a great entry point for beginners, bootstrappers, or anyone with a busy schedule, and let you pick up a side business without having to drop everything else.

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Knowing and understanding the existing or potential risks will help small businesses prepare better and take necessary action. It will help businesses in understanding their strengths and weaknesses, and preparing for risks, thereby improving the business.

Knowing the rewards that come with undertaking the risks motivate entrepreneurs in running the business. It gives them a sense of ownership, freedom, and satisfaction. 

Mel Shares his thoughts on taking risks that can impact the business, as well as  the rewards.