Staying in the Black

Ms. Black shares some of the financial decisions regarding her 50th Birthday celebration. The episode was recorded in Morocco. Listen and start planning your next celebration. 

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms. Black talks about teaching young adult children intentional money lessons.

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms. Black talks about steps to take in a recession. Although she does not believe in causing financial fear she's received several calls about recession concerns and decided to record an episode.  

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms. Black reviews Feel Good Finance by Aja Evans. This book has the most impact on Ms. Black current practice. She has even purchased a hard copy of the book.

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms. Black shares why you should be intentional about where you spend your money and she is participating in a boycott.  

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms. Black reviews Money Out Loud: All the Financial Stuff No One Taught Us by Berna Anat.

Book reviewed 

Money Out Loud by Berna Anat 

Other Books Mentioned
Girl, Get Your Money Straight by Glinda Bridgforth

Mind Over Money by Brad Klontz

Success Runs in Our Race by George Fraser

Zero Debt by Lynnette Khalfani-Cox

Get Good with Money by Tiffany Aliche 

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode, Ms Black discusses the importance of celebrating all financial wins, She shared how to schedule in you celebrations for saving and debt reduction.

Celebration Steps

1. Set the goal
2. Identify check-ins (weekly, monthly, quarterly)
3. Utilize tracker (color-in sheet, spreadsheet, calendar)   
4. Identify celebration (words of affirmation, a treat, activity)  

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode Ms. Black updates you  on her  Runway to Entrepreneurship.
 
Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

In this episode Ms. Black gives a update on Runway to Retirement.

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk

This episode kicks-off  Financial Literacy Month! 

Ms. Black reviews the 8 Keys for Financial Empowerment

Budgeting-tracking your spending allows you to see where your money is going and identify areas where you can save

Savings- is the first step in building wealth an Emergency Fund stops you from blowing your budget. You can then various savings buckets (i.e. new car, gifting, maintenance)

Debt- deceasing and eliminating debt allows you to save more and put your money to work for you and not someone else.

Credit- managing your credit score save you money by lowering your interest rates and allow you to get better employment opportunities

Investing- saves time and money as your money works for you a the earning compound.

Earning more/ multiple streams of income- the more you earn the more you can save and invest.

Insurance- saves you from having to pay to replace items and can replace the income from a lost love one

Estate Planning- allows your family to save time and money on lawyer and court costs after your passing

Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.

Learn more about Ms. Black:

Website: http://www.stayingintheblk.com

Instagram:@stayingintheblk