In this episode of Hivemind, Stephen Lemon, co-founder of Currency Cloud, shares insights from his entrepreneurial journey, discussing the challenges and triumphs of building a fintech company. He reflects on the importance of product market fit, the role of APIs in innovation, and the significance of strategic partnerships. Stephen also emphasizes the lessons learned from near failures, the value of organizational health, and the current trends in fintech investment, particularly in the context of AI and evolving business models.

00:00 The Journey of Currency Cloud

05:57 Navigating Growth Phases and Product Market Fit

12:05 The Role of APIs in Fintech Innovation

18:00 Building Strategic Partnerships

24:04 Lessons from Near Failures

30:03 Organizational Health and Team Dynamics

35:54 Current Trends in Fintech Investment

41:50 The Future of AI and Business Models